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NMLS ID verifiedBankHQ in Cook County

BMO Bank

Chicago, Illinois · HQ in Cook County · NMLS #401052

BMO Bank National Association (NMLS #401052) reports multi-thousand 2025 HMDA originations in Illinois markets, including the Chicago metro.

Public research signals

What we can show from re-checkable or attributed sources for this listing — not a grade, ranking, or approval odds.

  • NMLS verifiedNMLS #401052 — re-confirm on NMLS Consumer Access before applying.
  • Local HQ evidenceHQ locality derived from listed_county (Chicago)
  • No attributed ratingNo volume-backed third-party rating on file
  • CFPB record not shownNo CFPB complaint panel matched for this listing
  • HMDA activity availableMatched federal HMDA activity panel available on profile

Evidence chips are not rankings, approval odds, or a grade. Methodology

NMLS / license status
NMLS ID verified
NMLS #401052 — re-confirm on NMLS Consumer Access before applying.
Local market evidence
Local market evidence · Cook County
HQ locality derived from listed_county (Chicago)

Does not measure approval odds, interest rates, closing speed, or future service quality. Not a regulator grade or NMLS endorsement.

Optional: technical composite factors (not a public grade)

Internal composite for methodology transparency only. We do not present this as a ranking score on cards.

  • NMLS identity evidence: 28/28NMLS #401052 — re-confirm on NMLS Consumer Access before applying.
  • Third-party reputation snapshot: 0/26No review volume on file
  • CFPB complaint pattern: 8/16Catalog shows 0 complaints — treated as unverified default, not a clean bill of health
  • BBB grade (catalog): 0/12Grade A listed in seed data — not scored until independently sourced (confirm on BBB.org)
  • Licensed locality completeness: 8/12Derived HQ locality: Cook County (listed_county)
  • Loan type disclosure: 6/65 loan type(s) listed

Ask Trust Hub Standard · Common ownership · Separated research & listing order · No paid placements · Methodology

No independently verified closing-performance data available
Closing performance

Closing timelines are only shown when backed by a documented observed dataset (source, sample size, window). Seed or editorial estimates are not displayed. Hub methodology. Research listing only — not an endorsement of this lender. Re-verify NMLS #401052 on NMLS Consumer Access.

Loan Types

ConventionalFHAVAJumboRefinance

Specialties

BMO Bank N.A.Chicago metro mortgage

Public metrics (provenance-gated)

CFPB complaints (catalog): 0

Raw count as listed — not size-normalized. A complaint is not a finding of wrongdoing.

Product / credit tiers listed: Excellent, Good, Fair

Self-described product focus as listed — not underwriting criteria.

Third-party review and BBB snapshots are suppressed until independently retrieved. Volume ranks are not shown without a documented source.

Federal mortgage data · HMDA

What the federal data shows

Source: 2025 HMDA · Illinois activity (primary of 33 states) · Not a score or ranking

Research panel
Illinois originations
3,906
Counties with activity (IL)
22

Among tracked high-volume counties in this state slice

Illinois applications
8,007

HMDA applications in state summary (selected outcomes)

Also mapped in: Wisconsin (2,970 originations) · Indiana (1,029 originations) · Arizona (962 originations) · Colorado (755 originations) · Minnesota (487 originations) · Missouri (324 originations) · Nebraska (297 originations) · Kansas (223 originations) · Iowa (193 originations) · Washington (190 originations) · Oregon (173 originations) · New Mexico (162 originations) · Nevada (105 originations) · Wyoming (98 originations) · Utah (82 originations) · Oklahoma (61 originations) · South Dakota (49 originations) · Texas (35 originations) · Idaho (34 originations) · North Dakota (32 originations) · Tennessee (25 originations) · Michigan (22 originations) · North Carolina (17 originations) · Montana (11 originations) · Ohio (9 originations) · Arkansas (8 originations) · Mississippi (6 originations) · Louisiana (4 originations) · Hawaii (3 originations) · Kentucky (2 originations) · Alabama (2 originations) · Alaska (2 originations)

Top counties by originations

  • Cook County1,583
  • Will County589
  • DuPage County558
  • McHenry County298
  • Kane County291

Loan-type mix (Illinois originations)

Conventional98.0% · 3,827
FHA1.9% · 76
VA0.1% · 3

Market share in key counties

Share of county originations among all HMDA filers in that county (shown when ≥ 1%).

Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.

We show the public record. You decide.

Research listing only — not an endorsement. Re-verify NMLS identity on NMLS Consumer Access before applying. Lender Trust Hub is not a lender or broker.