50
Published state intelligence pages
published state page
Independent lender & mortgage intelligence
Research the lender. Understand the market. Compare the offer.
LenderTrustHub connects institution identity to licensing, HMDA market activity, consumer complaints, regulatory actions, depository context, and state homebuyer programs—where official sources support it.
No Trust Score. No ranking. You decide.
Official public evidence · Source-native grains · Freshness shown per source
Research lenders
What do you want to find out?
Up to 180 characters. Longer requests are rejected without shortening identifiers.
This is not a chatbot. Natural language is mapped to a structured query plan. Institution results come from committed HMDA observations and confirmed identity bridges — not invented answers.
Which lenders originated the most mortgages in Florida?Which lenders originated the most mortgages in Michigan?Which lenders received the most applications for properties in Maryland?Compare Broward and Palm Beach mortgage activityHow many applications are for properties in Indiana?Which lenders originated the most FHA mortgages in Tennessee?Which lenders have the lowest rates today?
Advanced filters
HMDA geography describes mortgaged-property activity—not lender headquarters, branches, licensing, or service territory.
Research footprint
50 states with published mortgage intelligence
Each state page is built from that state’s own regulator, licensing, enforcement, and HMDA evidence. Coverage keeps expanding state by state.
14,623
Lending institution entities
canonical institution entity
11,529,787
HMDA applications
county-grain HMDA application observation
458,146
CFPB mortgage complaints
CFPB mortgage complaint observation
17,655
Federal enforcement events
federal enforcement event
These are different kinds of records and are never added into one total.
Featured company licensing
These are source-native license or credential records. They are not unique companies, and they are not added to the national institution count. Person originator rows stay out. States whose company roster was not acquired stay in the full inventory and are not shown as zero.
6,392
Florida approved company credentials
approved MBR/MLD credential row
Source as of 2026-08-30
Does not count: Unique companies, branches, MLOs, service areas, or endorsements.
Review the published evidence1,257
Virginia SCC 2025 dated mortgage-company rows
dated SCC company-licensee row
Source as of 2025-12-31
Does not count: Current 2026 licenses, unique consumer lenders, MLOs, or offices.
Review the published evidence640
North Carolina current NCCOB Mortgage Lender licenses
current NCCOB Mortgage Lender license row
Source as of 2026-09-17
Does not count: The mixed 1,380 current entities, HMDA applications, FDIC banks, or NCHFA participants.
Review the published evidence151
New York DFS 2024 licensed mortgage bankers
dated DFS class aggregate
Source as of 2024-12-31
Does not count: Current 2026 licensees, unique consumer lenders, or 151+439.
Review the published evidenceBeyond a lender directory
Eight evidence layers. Different questions. Separate grains.
A profile is an entry point. The research product is the official evidence connected around that identity.
01Institution identity & licensing14 traceable measures02Mortgage market activity8 traceable measures03Consumer complaint evidence11 traceable measures04Regulatory & enforcement history8 traceable measures05Depository & bank context4 traceable measures06Homebuyer & program intelligence5 traceable measures07Business & relationship evidence1 traceable measures08Public research surfaces2 traceable measures
An application is not a lender. A complaint is not a finding. An enforcement record is not a criminal conviction. Missing evidence is not zero.
Network scale
Large official datasets—without a fake grand total
Each headline stays in its own source-native grain. These figures must not be added together.
14,623
Lending institution entities
canonical institution entity
Trace this measure
Canonical institution entities in the accepted identity graph.
- Grain
- canonical institution entity
- Geography
- United States and reported jurisdictions
- Source
- LenderTrustHub identity graph
- Source clock
- varies by contributing source
- Snapshot generated
- 2026-09-18T16:27:41.362Z
- Accepted artifact
data/home/lender-network-metrics-v1.json- Counts
- Canonical institution entities in the accepted identity graph.
- Does not count
- Branches, MLO people, applications, or a census of every licensed company.
11,529,787
HMDA applications
county-grain HMDA application observation
Trace this measure
Reported 2025 applications aggregated from the accepted county-grain extract.
- Grain
- county-grain HMDA application observation
- Geography
- United States and reported jurisdictions
- Source
- HMDA / FFIEC
- Vintage
- HMDA 2025
- Snapshot generated
- 2026-09-18T16:27:41.362Z
- Accepted artifact
data/home/lender-network-metrics-v1.json- Counts
- Reported 2025 applications aggregated from the accepted county-grain extract.
- Does not count
- Lenders, approvals, offers, or a quality measure.
6,793,253
HMDA originations
county-grain HMDA origination observation
Trace this measure
Reported 2025 originations in the accepted county-grain extract.
- Grain
- county-grain HMDA origination observation
- Geography
- United States and reported jurisdictions
- Source
- HMDA / FFIEC
- Vintage
- HMDA 2025
- Snapshot generated
- 2026-09-18T16:27:41.362Z
- Accepted artifact
data/home/lender-network-metrics-v1.json- Counts
- Reported 2025 originations in the accepted county-grain extract.
- Does not count
- Unique borrowers, lenders, or evidence that a lender is better.
458,146
CFPB mortgage complaints
CFPB mortgage complaint observation
Trace this measure
Mortgage-scoped consumer complaint observations in the accepted snapshot.
- Grain
- CFPB mortgage complaint observation
- Geography
- United States and reported jurisdictions
- Source
- CFPB Consumer Complaint Database
- Source clock
- Snapshot observed 2026-08-26
- Snapshot generated
- 2026-09-18T16:27:41.362Z
- Accepted artifact
data/home/lender-network-metrics-v1.json- Counts
- Mortgage-scoped consumer complaint observations in the accepted snapshot.
- Does not count
- Proven violations, findings, complaint rates, or a risk score.
17,655
Federal enforcement events
federal enforcement event
Trace this measure
Source-native federal enforcement events in the accepted network contract.
- Grain
- federal enforcement event
- Geography
- United States and reported jurisdictions
- Source
- Accepted federal enforcement sources
- Source clock
- varies by source event
- Snapshot generated
- 2026-09-18T16:27:41.362Z
- Accepted artifact
data/home/lender-network-metrics-v1.json- Counts
- Source-native federal enforcement events in the accepted network contract.
- Does not count
- Criminal convictions, complaints, or proof of present license status.
Identity is infrastructure
One institution can appear under several official identifiers
We connect identifiers only when accepted evidence supports the relationship. There is no fabricated universal crosswalk.
Lender / institution research identityEvidence-connected only when the accepted crosswalk is exact or deterministic
NMLS institutionCompany identifier
State license / credentialRegulator identifier
HMDA LEIMarket reporter identifier
FDIC CERTInsured depository identifier
Branch NMLSBranch identifier
MLO NMLSIndividual originator identifier
No universal crosswalk: relationships are shown only when accepted evidence supports an exact or deterministic crosswalk.
Separate: NMLS institution ≠ branch NMLS · NMLS institution ≠ MLO NMLS · HMDA LEI ≠ NMLS ID · FDIC CERT ≠ NMLS ID · bank ≠ all lenders.
Safe attribution: exact official identifiers are preferred for adverse evidence. Ambiguous name-only matches remain aggregate or withheld.
Full public evidence inventory
What the homepage can substantiate today
Built from accepted national and state artifacts. Unknown sources are labeled; internal graph and private MLO measures are excluded.
Evidence family
Institution identity & licensing
14,623
Lending institution entities
canonical institution entity · United States and reported jurisdictions
Source clock varies by contributing source
Trace this measure
Canonical institution entities in the accepted identity graph.
- Grain
- canonical institution entity
- Geography
- United States and reported jurisdictions
- Source
- LenderTrustHub identity graph
- Source clock
- varies by contributing source
- Snapshot generated
- 2026-09-18T16:27:41.362Z
- Accepted artifact
data/home/lender-network-metrics-v1.json- Counts
- Canonical institution entities in the accepted identity graph.
- Does not count
- Branches, MLO people, applications, or a census of every licensed company.
6,641
NMLS institution identifiers
NMLS institution identifier · United States and reported jurisdictions
Source clock varies by contributing source
Trace this measure
Distinct institution-level NMLS identifiers in the accepted graph.
- Grain
- NMLS institution identifier
- Geography
- United States and reported jurisdictions
- Source
- NMLS-derived accepted identity graph
- Source clock
- varies by contributing source
- Snapshot generated
- 2026-09-18T16:27:41.362Z
- Accepted artifact
data/home/lender-network-metrics-v1.json- Counts
- Distinct institution-level NMLS identifiers in the accepted graph.
- Does not count
- Branch NMLS IDs, MLO NMLS IDs, state license rows, or unique corporate organizations.
6,392
Florida approved company credentials
approved MBR/MLD credential row · Florida
Source as of 2026-08-30
Trace this measure
Current approved Chapter 494 company credential rows.
- Grain
- approved MBR/MLD credential row
- Geography
- Florida
- Source
- Florida Office of Financial Regulation
- Source as of
- 2026-08-30
- Snapshot generated
- 2026-08-30T16:22:07.696760+00:00
- Accepted artifact
data/home/lender-metric-census-r2-03.json- Counts
- Approved MBR and MLD credential rows.
- Does not count
- Unique companies, branches, MLOs, service areas, or endorsements.
Identity rule: State credential rows join to institutions only through confirmed NMLS identity.
Open related research →21,865
Colorado DRE Mortgage Loan Originator rows
person MLO license row · Colorado
Source as of 2026-09-09
Retrieved 2026-09-09
Trace this measure
Person-grain DRE MLO license rows in the accepted CIM extract.
- Grain
- person MLO license row
- Geography
- Colorado
- Source
- Colorado Division of Real Estate
- Source as of
- 2026-09-09
- Retrieved
- 2026-09-09
- Accepted artifact
lib/colorado-intelligence/accepted-snapshot.json- Counts
- MLO license rows, separately from companies, HMDA, and complaints.
- Does not count
- Lenders, branches, NMLS Individual IDs, or a public person directory.
Identity rule: CO-DORA:MLO:{licenseNumber}. License number is not inferred as NMLS Individual ID.
Open related research →Coverage limitation
Not acquired
Colorado mortgage-company registration roster
potential NMLS company registration · Colorado
Source clock SOURCE_NOT_ACQUIRED
Trace this measure
No current public bulk company-registration roster was acquired.
- Grain
- potential NMLS company registration
- Geography
- Colorado
- Source
- Colorado DRE / NMLS
- Source clock
- SOURCE_NOT_ACQUIRED
- Snapshot generated
- 2026-09-09T17:49:51Z
- Accepted artifact
lib/colorado-intelligence/accepted-snapshot.json- Counts
- No numeric evidence total; this is an explicit coverage limitation.
- Does not count
- Zero companies, MLO people, or a lender census.
Identity rule: Future company attachment requires exact NMLS Company ID.
Open related research →1,257
Virginia SCC 2025 dated mortgage-company rows
dated SCC company-licensee row · Virginia
Source as of 2025-12-31
Retrieved 2026-09-10
Trace this measure
Dated official company-licensee rows as of 2025-12-31.
- Grain
- dated SCC company-licensee row
- Geography
- Virginia
- Source
- Virginia SCC Bureau of Financial Institutions
- Source as of
- 2025-12-31
- Retrieved
- 2026-09-10
- Accepted artifact
lib/virginia-intelligence/accepted-snapshot.json- Counts
- List rows with exact MC and NMLS identifiers.
- Does not count
- Current 2026 licenses, unique consumer lenders, MLOs, or offices.
Identity rule: VA-SCC-BFI:{MC} and NMLS:{id} when SCC prints both. Name-only fill is forbidden.
Open related research →Coverage limitation
Not acquired
Virginia current 2026 mortgage-company roster
potential current NMLS company registration · Virginia
Source clock SOURCE_NOT_ACQUIRED
Trace this measure
Current 2026 license status was not bulk-acquired. SCC points current records to NMLS Consumer Access.
- Grain
- potential current NMLS company registration
- Geography
- Virginia
- Source
- NMLS Consumer Access
- Source clock
- SOURCE_NOT_ACQUIRED
- Snapshot generated
- 2026-09-10T16:40:00Z
- Accepted artifact
lib/virginia-intelligence/accepted-snapshot.json- Counts
- No numeric evidence total; this is an explicit coverage limitation.
- Does not count
- Zero companies or that the 2025 dated list is current.
Identity rule: Current verification requires an exact NMLS Company ID search.
Open related research →151
New York DFS 2024 licensed mortgage bankers
dated DFS class aggregate · New York
Source as of 2024-12-31
Retrieved 2026-09-11
Trace this measure
Dated end-of-2024 licensed mortgage banker aggregate.
- Grain
- dated DFS class aggregate
- Geography
- New York
- Source
- NYDFS 2024 Annual Report
- Source as of
- 2024-12-31
- Retrieved
- 2026-09-11
- Accepted artifact
lib/new-york-intelligence/accepted-snapshot.json- Counts
- One DFS class aggregate, not brokers, servicers, or MLOs.
- Does not count
- Current 2026 licensees, unique consumer lenders, or 151+439.
Identity rule: NMLS Company ID when source-native. Name-only fill is forbidden.
Open related research →Coverage limitation
Not acquired
New York current 2026 mortgage-company roster
potential current NMLS company registration · New York
Source clock SOURCE_NOT_ACQUIRED
Trace this measure
No clean official bulk current company roster was acquired.
- Grain
- potential current NMLS company registration
- Geography
- New York
- Source
- NYDFS / NMLS Consumer Access
- Source clock
- SOURCE_NOT_ACQUIRED
- Snapshot generated
- 2026-09-11T18:00:00Z
- Accepted artifact
lib/new-york-intelligence/accepted-snapshot.json- Counts
- No numeric evidence total; this is an explicit coverage limitation.
- Does not count
- Zero companies or that the 2024 aggregates are current.
Identity rule: Current verification requires NYDFS + NMLS Consumer Access.
Open related research →Coverage limitation
Not acquired
Illinois current mortgage-company roster
potential current NMLS company registration · Illinois
Source clock SOURCE_NOT_ACQUIRED
Trace this measure
No bulk current Illinois mortgage-company roster was acquired.
- Grain
- potential current NMLS company registration
- Geography
- Illinois
- Source
- IDFPR / NMLS Consumer Access
- Source clock
- SOURCE_NOT_ACQUIRED
- Snapshot generated
- 2026-09-12T13:37:08Z
- Accepted artifact
lib/illinois-intelligence/accepted-snapshot.json- Counts
- No numeric evidence total; this is an explicit coverage limitation.
- Does not count
- Zero companies or that HMDA/FDIC counts are that census.
Identity rule: Current verification requires IDFPR + NMLS Consumer Access.
Open related research →Coverage limitation
Not acquired
Oregon current mortgage-company roster
potential current NMLS company registration · Oregon
Source clock SOURCE_NOT_ACQUIRED
Trace this measure
No bulk current Oregon mortgage-company roster was acquired.
- Grain
- potential current NMLS company registration
- Geography
- Oregon
- Source
- DFR / NMLS Consumer Access
- Source clock
- SOURCE_NOT_ACQUIRED
- Snapshot generated
- 2026-09-16T23:32:20Z
- Accepted artifact
lib/oregon-intelligence/accepted-snapshot.json- Counts
- No numeric evidence total; this is an explicit coverage limitation.
- Does not count
- Zero companies or that HMDA/FDIC/OHCS counts are that census.
Identity rule: Current verification requires DFR + NMLS Consumer Access.
Open related research →Coverage limitation
Not acquired
Pennsylvania current NMLS mortgage-company roster
potential current NMLS company registration · Pennsylvania
Source clock SOURCE_NOT_ACQUIRED
Trace this measure
No bulk current NMLS mortgage-company roster was acquired.
- Grain
- potential current NMLS company registration
- Geography
- Pennsylvania
- Source
- DoBS / NMLS Consumer Access
- Source clock
- SOURCE_NOT_ACQUIRED
- Snapshot generated
- 2026-09-17T16:52:43Z
- Accepted artifact
lib/pennsylvania-intelligence/accepted-snapshot.json- Counts
- No numeric evidence total; this is an explicit coverage limitation.
- Does not count
- Zero companies or that HMDA/Open Data/PHFA/FDIC counts are that census.
Identity rule: Current verification requires DoBS + NMLS Consumer Access.
Open related research →640
North Carolina current NCCOB Mortgage Lender licenses
current NCCOB Mortgage Lender license row · North Carolina
Source as of 2026-09-17
Retrieved 2026-09-17T21:18:40Z
Trace this measure
Current NCCOB Mortgage Lender licenses in Show All.
- Grain
- current NCCOB Mortgage Lender license row
- Geography
- North Carolina
- Source
- NCCOB Licensee Search Show All
- Source as of
- 2026-09-17
- Retrieved
- 2026-09-17T21:18:40Z
- Accepted artifact
lib/north-carolina-intelligence/accepted-snapshot.json- Counts
- One NCCOB class, not brokers, servicers, MOSR, or MLOs.
- Does not count
- The mixed 1,380 current entities, HMDA applications, FDIC banks, or NCHFA participants.
Identity rule: NC-NCCOB-LICENSE:{licenseNumber} and source-native NMLS:{id}. Name-only fill is forbidden.
Open related research →Coverage limitation
Not acquired
Ohio current RMLA company roster
potential current NMLS company registration · Ohio
Source clock SOURCE_NOT_ACQUIRED
Trace this measure
No bulk current RMLA company roster was acquired. DFI eLicense directs current research to NMLS Consumer Access.
- Grain
- potential current NMLS company registration
- Geography
- Ohio
- Source
- DFI / NMLS Consumer Access
- Source clock
- SOURCE_NOT_ACQUIRED
- Snapshot generated
- 2026-09-18T16:19:59Z
- Accepted artifact
lib/ohio-intelligence/accepted-snapshot.json- Counts
- No numeric evidence total; this is an explicit coverage limitation.
- Does not count
- Zero companies or that HMDA/OHFA/FDIC counts are that census.
Identity rule: Current verification requires DFI + NMLS Consumer Access. Ohio license ≠ NMLS ID.
Open related research →Evidence family
Mortgage market activity
11,529,787
HMDA applications
county-grain HMDA application observation · United States and reported jurisdictions
Vintage HMDA 2025
Trace this measure
Reported 2025 applications aggregated from the accepted county-grain extract.
- Grain
- county-grain HMDA application observation
- Geography
- United States and reported jurisdictions
- Source
- HMDA / FFIEC
- Vintage
- HMDA 2025
- Snapshot generated
- 2026-09-18T16:27:41.362Z
- Accepted artifact
data/home/lender-network-metrics-v1.json- Counts
- Reported 2025 applications aggregated from the accepted county-grain extract.
- Does not count
- Lenders, approvals, offers, or a quality measure.
6,793,253
HMDA originations
county-grain HMDA origination observation · United States and reported jurisdictions
Vintage HMDA 2025
Trace this measure
Reported 2025 originations in the accepted county-grain extract.
- Grain
- county-grain HMDA origination observation
- Geography
- United States and reported jurisdictions
- Source
- HMDA / FFIEC
- Vintage
- HMDA 2025
- Snapshot generated
- 2026-09-18T16:27:41.362Z
- Accepted artifact
data/home/lender-network-metrics-v1.json- Counts
- Reported 2025 originations in the accepted county-grain extract.
- Does not count
- Unique borrowers, lenders, or evidence that a lender is better.
2,008,514
HMDA denials
county-grain HMDA denial observation · United States and reported jurisdictions
Vintage HMDA 2025
Trace this measure
Reported 2025 denial observations in the accepted county-grain extract.
- Grain
- county-grain HMDA denial observation
- Geography
- United States and reported jurisdictions
- Source
- HMDA / FFIEC
- Vintage
- HMDA 2025
- Snapshot generated
- 2026-09-18T16:27:41.362Z
- Accepted artifact
data/home/lender-network-metrics-v1.json- Counts
- Reported 2025 denial observations in the accepted county-grain extract.
- Does not count
- Misconduct, borrower eligibility, or lender quality.
394,488
Illinois HMDA 2025 applications
county-grain HMDA application observation · Illinois property location
Vintage 2025
Trace this measure
Applications for properties in Illinois.
- Grain
- county-grain HMDA application observation
- Geography
- Illinois property location
- Source
- CFPB HMDA
- Vintage
- 2025
- Accepted artifact
lib/illinois-intelligence/accepted-snapshot.json- Counts
- HMDA applications, not lenders.
- Does not count
- Illinois mortgage companies, FDIC banks, or current licenses.
Identity rule: Property geography is not headquarters or license jurisdiction.
Open related research →146,902
Oregon HMDA 2025 applications
county-grain HMDA application observation · Oregon property location
Vintage 2025
Trace this measure
Applications for properties in Oregon.
- Grain
- county-grain HMDA application observation
- Geography
- Oregon property location
- Source
- CFPB HMDA
- Vintage
- 2025
- Accepted artifact
lib/oregon-intelligence/accepted-snapshot.json- Counts
- HMDA applications, not lenders.
- Does not count
- Oregon mortgage companies, FDIC banks, OHCS Flex lenders, or current licenses.
Identity rule: Property geography is not headquarters or license jurisdiction.
Open related research →444,887
Pennsylvania HMDA 2025 applications
county-grain HMDA application observation · Pennsylvania property location
Vintage 2025
Trace this measure
Applications for properties in Pennsylvania.
- Grain
- county-grain HMDA application observation
- Geography
- Pennsylvania property location
- Source
- CFPB HMDA
- Vintage
- 2025
- Accepted artifact
lib/pennsylvania-intelligence/accepted-snapshot.json- Counts
- HMDA applications, not lenders.
- Does not count
- Pennsylvania mortgage companies, FDIC banks, PHFA participants, or current NMLS licenses.
Identity rule: Property geography is not headquarters or license jurisdiction.
Open related research →484,454
North Carolina HMDA 2025 applications
county-grain HMDA application observation · North Carolina property location
Vintage 2025
Trace this measure
Applications for properties in North Carolina.
- Grain
- county-grain HMDA application observation
- Geography
- North Carolina property location
- Source
- CFPB HMDA
- Vintage
- 2025
- Accepted artifact
lib/north-carolina-intelligence/accepted-snapshot.json- Counts
- HMDA applications, not lenders.
- Does not count
- North Carolina mortgage companies, FDIC banks, NCHFA participants, or current NCCOB licenses.
Identity rule: Property geography is not headquarters or license jurisdiction.
Open related research →460,825
Ohio HMDA 2025 applications
county-grain HMDA application observation · Ohio property location
Vintage 2025
Trace this measure
Applications for properties in Ohio.
- Grain
- county-grain HMDA application observation
- Geography
- Ohio property location
- Source
- CFPB HMDA
- Vintage
- 2025
- Accepted artifact
lib/ohio-intelligence/accepted-snapshot.json- Counts
- HMDA applications, not lenders.
- Does not count
- Ohio RMLA companies, FDIC banks, OHFA names, or current NMLS licenses.
Identity rule: Property geography is not headquarters or license jurisdiction.
Open related research →Evidence family
Consumer complaint evidence
458,146
CFPB mortgage complaints
CFPB mortgage complaint observation · United States and reported jurisdictions
Source clock Snapshot observed 2026-08-26
Trace this measure
Mortgage-scoped consumer complaint observations in the accepted snapshot.
- Grain
- CFPB mortgage complaint observation
- Geography
- United States and reported jurisdictions
- Source
- CFPB Consumer Complaint Database
- Source clock
- Snapshot observed 2026-08-26
- Snapshot generated
- 2026-09-18T16:27:41.362Z
- Accepted artifact
data/home/lender-network-metrics-v1.json- Counts
- Mortgage-scoped consumer complaint observations in the accepted snapshot.
- Does not count
- Proven violations, findings, complaint rates, or a risk score.
47,961
Florida CFPB mortgage complaints
CFPB mortgage complaint observation · Florida
Source as of 2026-08-24
Retrieved 2026-08-26
Trace this measure
Mortgage complaint observations reported from Florida.
- Grain
- CFPB mortgage complaint observation
- Geography
- Florida
- Source
- CFPB
- Source as of
- 2026-08-24
- Retrieved
- 2026-08-26
- Accepted artifact
lib/florida-intelligence/accepted-snapshot.json- Counts
- CFPB complaint observations at state-reporting geography.
- Does not count
- Proven violations, findings, rates, or lender quality.
Identity rule: Unresolved complaint company labels remain unattached.
Open related research →71,120
California CFPB mortgage complaints
CFPB mortgage complaint observation · California
Source clock Source date not reported
Retrieved 2026-09-03T18:44:10Z
Trace this measure
Mortgage complaint observations reported from California.
- Grain
- CFPB mortgage complaint observation
- Geography
- California
- Source
- CFPB
- Source clock
- Source date not reported
- Retrieved
- 2026-09-03T18:44:10Z
- Accepted artifact
lib/california-intelligence/accepted-snapshot.json- Counts
- CFPB complaint observations.
- Does not count
- Proven violations, findings, complaint rates, or lender quality.
Identity rule: No new fuzzy adverse matching.
Open related research →29,013
Texas CFPB mortgage complaints
CFPB mortgage complaint observation · Texas
Source clock Source date not reported
Retrieved 2026-09-04T13:00:17Z
Trace this measure
Mortgage complaint observations reported from Texas.
- Grain
- CFPB mortgage complaint observation
- Geography
- Texas
- Source
- CFPB
- Source clock
- Source date not reported
- Retrieved
- 2026-09-04T13:00:17Z
- Accepted artifact
lib/texas-intelligence/accepted-snapshot.json- Counts
- CFPB complaint observations.
- Does not count
- Proven violations, findings, complaint rates, or quality.
Identity rule: No new fuzzy adverse matching.
Open related research →10,340
Washington CFPB mortgage complaints
CFPB mortgage complaint observation · Washington
Source clock Source date not reported
Retrieved 2026-09-04T17:16:45Z
Trace this measure
Mortgage complaint observations reported from Washington.
- Grain
- CFPB mortgage complaint observation
- Geography
- Washington
- Source
- CFPB
- Source clock
- Source date not reported
- Retrieved
- 2026-09-04T17:16:45Z
- Accepted artifact
lib/washington-intelligence/accepted-snapshot.json- Counts
- CFPB complaint observations.
- Does not count
- Proven violations, findings, complaint rates, or quality.
Identity rule: No new fuzzy adverse matching.
Open related research →10,365
Arizona CFPB mortgage complaints
CFPB mortgage complaint observation · Arizona
Source as of 2026-09-04T12:00:00-05:00
Retrieved 2026-09-04T20:02:50Z
Trace this measure
Mortgage complaint observations reported from Arizona.
- Grain
- CFPB mortgage complaint observation
- Geography
- Arizona
- Source
- CFPB
- Source as of
- 2026-09-04T12:00:00-05:00
- Retrieved
- 2026-09-04T20:02:50Z
- Accepted artifact
lib/arizona-intelligence/accepted-snapshot.json- Counts
- CFPB complaint observations.
- Does not count
- Proven violations, complaint rates, risk, or lender quality.
Identity rule: No new fuzzy adverse matching.
Open related research →8,627
Colorado CFPB mortgage complaints
CFPB mortgage complaint observation · Colorado
Source clock Source date not reported
Retrieved 2026-09-09
Trace this measure
Mortgage complaint observations reported from Colorado.
- Grain
- CFPB mortgage complaint observation
- Geography
- Colorado
- Source
- CFPB
- Source clock
- Source date not reported
- Retrieved
- 2026-09-09
- Accepted artifact
lib/colorado-intelligence/accepted-snapshot.json- Counts
- CFPB complaint observations.
- Does not count
- Proven violations, DRE complaints, complaint rates, or lender quality.
Identity rule: No new fuzzy adverse matching.
Open related research →14,563
Virginia CFPB mortgage complaints
CFPB mortgage complaint observation · Virginia
Source clock Source date not reported
Retrieved 2026-09-10
Trace this measure
Mortgage complaint observations reported from Virginia.
- Grain
- CFPB mortgage complaint observation
- Geography
- Virginia
- Source
- CFPB
- Source clock
- Source date not reported
- Retrieved
- 2026-09-10
- Accepted artifact
lib/virginia-intelligence/accepted-snapshot.json- Counts
- CFPB complaint observations.
- Does not count
- Proven violations, SCC enforcement, complaint rates, or lender quality.
Identity rule: No new fuzzy adverse matching.
Open related research →849
Pennsylvania CFPB 2025 mortgage complaints
CFPB mortgage complaint ID · Pennsylvania
Source as of 2025-01-01/2025-12-31
Retrieved 2026-09-17T16:45:12Z
Trace this measure
Calendar-year 2025 CFPB mortgage complaints with state PA.
- Grain
- CFPB mortgage complaint ID
- Geography
- Pennsylvania
- Source
- CFPB
- Source as of
- 2025-01-01/2025-12-31
- Retrieved
- 2026-09-17T16:45:12Z
- Accepted artifact
lib/pennsylvania-intelligence/accepted-snapshot.json- Counts
- Complaint IDs, not findings or licensed companies.
- Does not count
- DoBS orders or NMLS identities.
Identity rule: Company name is not an NMLS identity.
Open related research →920
North Carolina CFPB 2025 mortgage complaints
CFPB mortgage complaint ID · North Carolina
Source as of 2025-01-01/2025-12-31
Retrieved 2026-09-17T21:18:40Z
Trace this measure
Calendar-year 2025 CFPB mortgage complaints with state NC.
- Grain
- CFPB mortgage complaint ID
- Geography
- North Carolina
- Source
- CFPB
- Source as of
- 2025-01-01/2025-12-31
- Retrieved
- 2026-09-17T21:18:40Z
- Accepted artifact
lib/north-carolina-intelligence/accepted-snapshot.json- Counts
- Complaint IDs, not findings or licensed companies.
- Does not count
- NCCOB orders or NMLS identities.
Identity rule: Company name is not an NMLS identity.
Open related research →610
Ohio CFPB 2025 mortgage complaints
CFPB mortgage complaint ID · Ohio
Source as of 2025-01-01/2025-12-31
Retrieved 2026-09-18T16:16:15Z
Trace this measure
Calendar-year 2025 CFPB mortgage complaints with state OH.
- Grain
- CFPB mortgage complaint ID
- Geography
- Ohio
- Source
- CFPB
- Source as of
- 2025-01-01/2025-12-31
- Retrieved
- 2026-09-18T16:16:15Z
- Accepted artifact
lib/ohio-intelligence/accepted-snapshot.json- Counts
- Complaint IDs, not findings or licensed companies.
- Does not count
- DFI enforcement or NMLS identities.
Identity rule: Company name is not an NMLS identity.
Open related research →Evidence family
Regulatory & enforcement history
17,655
Federal enforcement events
federal enforcement event · United States and reported jurisdictions
Source clock varies by source event
Trace this measure
Source-native federal enforcement events in the accepted network contract.
- Grain
- federal enforcement event
- Geography
- United States and reported jurisdictions
- Source
- Accepted federal enforcement sources
- Source clock
- varies by source event
- Snapshot generated
- 2026-09-18T16:27:41.362Z
- Accepted artifact
data/home/lender-network-metrics-v1.json- Counts
- Source-native federal enforcement events in the accepted network contract.
- Does not count
- Criminal convictions, complaints, or proof of present license status.
2,515
Florida OFR written observations
written regulatory observation · Florida
Source as of 2026-08-25
Trace this measure
Written observations in the accepted FLAIO/OFR corpus.
- Grain
- written regulatory observation
- Geography
- Florida
- Source
- DOAH FLAIO / Florida OFR
- Source as of
- 2026-08-25
- Snapshot generated
- 2026-08-30T16:22:07.696760+00:00
- Accepted artifact
lib/florida-intelligence/accepted-snapshot.json- Counts
- Source observations across explicitly separate respondent grains.
- Does not count
- Criminal convictions, current quality, or clean-record determinations.
Identity rule: Only confirmed identifiers attach adverse evidence; unresolved company observations stay aggregate.
Open related research →453
New Jersey DOBI unique orders
unique DOBI order · New Jersey
Source clock acquired through 2022 OCF year pages; later years SOURCE_NOT_ACQUIRED
Trace this measure
Deduplicated orders acquired from bounded DOBI OCF year pages.
- Grain
- unique DOBI order
- Geography
- New Jersey
- Source
- New Jersey DOBI
- Source clock
- acquired through 2022 OCF year pages; later years SOURCE_NOT_ACQUIRED
- Snapshot generated
- 2026-09-02T21:10:02Z
- Accepted artifact
lib/new-jersey-intelligence/accepted-snapshot.json- Counts
- Unique orders, separately from index occurrences and documents.
- Does not count
- Violations, complaints, unique lenders, or later unacquired years.
Identity rule: Exact official identifiers only for profile attribution; name-only evidence remains withheld.
Open related research →3,981
Texas SML order rows
source-native SML order row · Texas
Source as of 2025-10-16
Retrieved 2026-09-04T12:59:52Z
Trace this measure
Rows in the accepted SML order dataset.
- Grain
- source-native SML order row
- Geography
- Texas
- Source
- Texas Department of Savings and Mortgage Lending
- Source as of
- 2025-10-16
- Retrieved
- 2026-09-04T12:59:52Z
- Accepted artifact
lib/texas-intelligence/accepted-snapshot.json- Counts
- Order rows with source-native titles.
- Does not count
- Complaints, unique lenders, criminal convictions, or a quality score.
Identity rule: 2,493 rows print an exact NMLS ID; name-only rows remain statewide evidence.
Open related research →777
Washington DFI enforcement rows
enforcement-order row · Washington
Source clock Source date not reported
Retrieved 2026-09-04T17:15:36Z
Trace this measure
Rows in the bounded DFI enforcement-actions HTML table.
- Grain
- enforcement-order row
- Geography
- Washington
- Source
- Washington DFI
- Source clock
- Source date not reported
- Retrieved
- 2026-09-04T17:15:36Z
- Accepted artifact
lib/washington-intelligence/accepted-snapshot.json- Counts
- Source-native enforcement rows.
- Does not count
- Unique lenders, complaints, violations, or a complete historical bulk file.
Identity rule: Exact NMLS is required for adverse attachment; name-only rows stay at event grain.
Open related research →102
Washington exact-NMLS enforcement rows
enforcement-order row with printed NMLS identifier · Washington
Source clock Source date not reported
Retrieved 2026-09-04T17:15:36Z
Trace this measure
DFI order rows carrying an exact printed NMLS identifier.
- Grain
- enforcement-order row with printed NMLS identifier
- Geography
- Washington
- Source
- Washington DFI
- Source clock
- Source date not reported
- Retrieved
- 2026-09-04T17:15:36Z
- Accepted artifact
lib/washington-intelligence/accepted-snapshot.json- Counts
- Rows with exact NMLS evidence.
- Does not count
- A sequential funnel stage, unique companies, or proof every printed NMLS is institution-level.
Identity rule: Source does not type printed NMLS as institution versus person; preserve event grain.
Open related research →Coverage limitation
Not acquired
Arizona DIFI enforcement harvest
potential DIFI enforcement order · Arizona
Source clock Source date not reported
Trace this measure
The official table is documented, but the accepted automated acquisition was blocked.
- Grain
- potential DIFI enforcement order
- Geography
- Arizona
- Source
- Arizona DIFI
- Source clock
- Source date not reported
- Snapshot generated
- 2026-09-04T20:01:33Z
- Accepted artifact
lib/arizona-intelligence/accepted-snapshot.json- Counts
- No numeric evidence total; this is an explicit coverage limitation.
- Does not count
- Zero orders, acquired lender actions, or a live license roster.
Identity rule: Future adverse attachment requires exact NMLS or DIFI license identity.
Open related research →198
New York DFS mortgage enforcement observations
enforcement-action observation · New York
Source as of 2026-08-12
Retrieved 2026-09-11
Trace this measure
Rows in the official Mortgage Banking Enforcement Actions HTML table.
- Grain
- enforcement-action observation
- Geography
- New York
- Source
- NYDFS Mortgage Banking Enforcement Actions
- Source as of
- 2026-08-12
- Retrieved
- 2026-09-11
- Accepted artifact
lib/new-york-intelligence/accepted-snapshot.json- Counts
- Dated action observations.
- Does not count
- Unique companies, convictions, or a quality score.
Identity rule: No NAIC/NMLS column; name-only adverse attachment is UNSAFE.
Open related research →Evidence family
Depository & bank context
5,377
FDIC CERT identifiers
FDIC CERT identifier · United States and reported jurisdictions
Source clock accepted identity snapshot
Trace this measure
Distinct FDIC CERT identifiers in the accepted identity graph.
- Grain
- FDIC CERT identifier
- Geography
- United States and reported jurisdictions
- Source
- FDIC
- Source clock
- accepted identity snapshot
- Snapshot generated
- 2026-09-18T16:27:41.362Z
- Accepted artifact
data/home/lender-network-metrics-v1.json- Counts
- Distinct FDIC CERT identifiers in the accepted identity graph.
- Does not count
- NMLS IDs, all mortgage lenders, branches, or proof of mortgage quality.
114
New Jersey financial-institution list rows
official institution-list row · New Jersey
Source as of 2026-09-02
Trace this measure
Rows in the accepted DOBI financial-institution list.
- Grain
- official institution-list row
- Geography
- New Jersey
- Source
- New Jersey DOBI
- Source as of
- 2026-09-02
- Snapshot generated
- 2026-09-02T21:10:02Z
- Accepted artifact
lib/new-jersey-intelligence/accepted-snapshot.json- Counts
- Official list rows across source-native charter classes.
- Does not count
- Mortgage licenses, brokers, NJHMFA participants, or recommendations.
Identity rule: FDIC and state references remain distinct identifiers.
Open related research →387
Illinois FDIC depository institutions
FDIC-insured depository overlay row · Illinois
Source as of 2026-06-26
Trace this measure
Existing FDIC Illinois overlay.
- Grain
- FDIC-insured depository overlay row
- Geography
- Illinois
- Source
- FDIC
- Source as of
- 2026-06-26
- Accepted artifact
lib/fdic/data/illinois.json- Counts
- Depository institutions in the overlay.
- Does not count
- IDFPR mortgage bankers or HMDA lenders.
Identity rule: FDIC CERT is not an IDFPR mortgage license.
Open related research →14
Oregon FDIC depository institutions
FDIC-insured depository overlay row · Oregon
Source as of 2026-06-26
Trace this measure
Existing FDIC Oregon overlay.
- Grain
- FDIC-insured depository overlay row
- Geography
- Oregon
- Source
- FDIC
- Source as of
- 2026-06-26
- Accepted artifact
lib/fdic/data/oregon.json- Counts
- Depository institutions in the overlay.
- Does not count
- DFR mortgage bankers or HMDA lenders.
Identity rule: FDIC CERT is not a DFR mortgage license.
Open related research →Evidence family
Homebuyer & program intelligence
6
New Jersey NJHMFA program families
source-native program family · New Jersey
Source as of 2026-06-17
Trace this measure
Accepted NJHMFA first-mortgage and assistance program families.
- Grain
- source-native program family
- Geography
- New Jersey
- Source
- NJHMFA
- Source as of
- 2026-06-17
- Snapshot generated
- 2026-09-02T21:10:02Z
- Accepted artifact
lib/new-jersey-intelligence/accepted-snapshot.json- Counts
- Distinct documented program families.
- Does not count
- Eligible borrowers, approvals, products, or guarantees.
4
California CalHFA program families
source-native program family · California
Source clock Official CalHFA pages retrieved 2026-09-03; Dream For All update 2026-05-20; income limits 2026-06-30
Retrieved 2026-09-03T18:44:09Z
Trace this measure
Accepted CalHFA program families.
- Grain
- source-native program family
- Geography
- California
- Source
- CalHFA
- Source clock
- Official CalHFA pages retrieved 2026-09-03; Dream For All update 2026-05-20; income limits 2026-06-30
- Retrieved
- 2026-09-03T18:44:09Z
- Accepted artifact
lib/california-intelligence/accepted-snapshot.json- Counts
- Documented program families.
- Does not count
- Eligible borrowers, approvals, individual products, or guaranteed funds.
7
Texas verified program families
source-native program family · Texas
Source clock Source date not reported
Retrieved 2026-09-04T12:59:58Z
Trace this measure
Distinct accepted statewide program families.
- Grain
- source-native program family
- Geography
- Texas
- Source
- TDHCA and TSAHC
- Source clock
- Source date not reported
- Retrieved
- 2026-09-04T12:59:58Z
- Accepted artifact
lib/texas-intelligence/accepted-snapshot.json- Counts
- Documented program families, not individual loan products.
- Does not count
- Eligible borrowers, approvals, available funds, or program generosity.
7
Washington verified program families
source-native program family · Washington
Source clock Source date not reported
Retrieved 2026-09-04T17:16:28Z
Trace this measure
Accepted WSHFC and Here to Home program families.
- Grain
- source-native program family
- Geography
- Washington
- Source
- Washington State Housing Finance Commission
- Source clock
- Source date not reported
- Retrieved
- 2026-09-04T17:16:28Z
- Accepted artifact
lib/washington-intelligence/accepted-snapshot.json- Counts
- Documented program families.
- Does not count
- Borrower eligibility, approvals, funding guarantees, or rankings.
2
Arizona statewide program families
source-native program family · Arizona
Source clock Source date not reported
Retrieved 2026-09-04T20:01:33Z
Trace this measure
Accepted statewide Arizona homebuyer program families.
- Grain
- source-native program family
- Geography
- Arizona
- Source
- Arizona IDA / Arizona Department of Housing
- Source clock
- Source date not reported
- Retrieved
- 2026-09-04T20:01:33Z
- Accepted artifact
lib/arizona-intelligence/accepted-snapshot.json- Counts
- Documented program families.
- Does not count
- Eligible borrowers, approvals, local-only programs, or available funding.
Evidence family
Business & relationship evidence
1,414
California CalHFA directory rows
CalHFA approved-lender directory location row · California and listed out-of-state locations
Source clock Source date not reported
Retrieved 2026-09-03T18:44:09Z
Trace this measure
Rows in the live official CalHFA approved-lender directory snapshot.
- Grain
- CalHFA approved-lender directory location row
- Geography
- California and listed out-of-state locations
- Source
- California Housing Finance Agency
- Source clock
- Source date not reported
- Retrieved
- 2026-09-03T18:44:09Z
- Accepted artifact
lib/california-intelligence/accepted-snapshot.json- Counts
- Directory location rows with public address/phone evidence where present.
- Does not count
- Unique companies, California licenses, endorsements, or NMLS matches.
Identity rule: No name-only NMLS attachment; the source prints no NMLS ID.
Open related research →Evidence family
Public research surfaces
50
Published state intelligence pages
published state intelligence page · AL · AK · AZ · AR · CA · CO · CT · DE · FL · GA · HI · ID · IL · IN · IA · KS · KY · LA · ME · MD · MA · MI · MN · MS · MO · MT · NE · NV · NH · NJ · NM · NY · NC · ND · OH · OK · OR · PA · RI · SC · SD · TN · TX · UT · VT · VA · WA · WV · WI · WY
Source clock varies by state and evidence family
Trace this measure
Live state intelligence destinations in the homepage state model.
- Grain
- published state intelligence page
- Geography
- AL · AK · AZ · AR · CA · CO · CT · DE · FL · GA · HI · ID · IL · IN · IA · KS · KY · LA · ME · MD · MA · MI · MN · MS · MO · MT · NE · NV · NH · NJ · NM · NY · NC · ND · OH · OK · OR · PA · RI · SC · SD · TN · TX · UT · VT · VA · WA · WV · WI · WY
- Source
- Accepted state publication contracts
- Source clock
- varies by state and evidence family
- Snapshot generated
- 2026-09-18T16:27:41.362Z
- Accepted artifact
LENDER_HOMEPAGE_STATE_CARDS- Counts
- Published state pages derived from the same model rendered below.
- Does not count
- States with only national search results or a rating of research depth.
4
Published New Jersey county intelligence pages
published county intelligence page · New Jersey
Source clock varies by county evidence module
Trace this measure
Published New Jersey county research surfaces in the accepted network contract.
- Grain
- published county intelligence page
- Geography
- New Jersey
- Source
- Accepted network publication contract
- Source clock
- varies by county evidence module
- Snapshot generated
- 2026-09-18T16:27:41.362Z
- Accepted artifact
data/home/lender-network-metrics-v1.json- Counts
- County intelligence pages.
- Does not count
- County license systems, lenders, applications, or statewide coverage.
50 states with published intelligence
Regulators, evidence depth, and source clocks differ by state
These are research destinations, not ratings. Application volume does not determine their order or visual weight.
Florida
Florida OFR · HMDA/FFIEC · CFPB
6,392Approved company credentialscredential rows
2,515OFR written observationsregulatory observations
47,961Mortgage complaints reported from FLCFPB complaint observations
- Chapter 494 company credentials
- HMDA market activity
- OFR final-agency-action observations
- CFPB mortgage complaints
Identity: 6,265 exact confirmed NMLS identities; credential rows remain distinct from companies.
An approved credential is not an endorsement. Unresolved OFR observations are not attached to current profiles.
- Florida OFR roster
- Source as of 2026-08-30
- HMDA vintage
- Source as of 2025
- CFPB complaints through
- Source as of 2026-08-24Retrieved 2026-08-26
New Jersey
NJ DOBI · NJHMFA · HMDA/FFIEC
318,529HMDA applications2025 applications
453DOBI unique ordersunique orders, acquired through 2022 pages
6NJHMFA program familiessource-native program families
- HMDA market activity
- DOBI orders
- financial-institution classes
- NJHMFA program and participating-lender research
Identity: 35 exact NMLS-institution references and 17 exact FDIC references in the accepted order corpus.
The statewide RMLA roster is available by request, not acquired. Name-only adverse evidence stays off profiles.
- HMDA vintage
- Source as of 2025
- DOBI financial-institution list
- Source as of 2026-09-02
- DOBI enforcement corpus
- Source clock acquired through 2022 OCF year pages; later years SOURCE_NOT_ACQUIRED
California
DFPI · DRE · CalHFA · HMDA/FFIEC · CFPB
1,014,489HMDA applications2025 applications
1,414CalHFA directory rowsapproved-lender location rows
71,120CFPB mortgage complaintscomplaint observations
- HMDA market activity
- CalHFA directory and programs
- dated CRMLA regulatory report
- CFPB mortgage complaints
Identity: CalHFA directory rows, CRMLA licensees, branches, NMLS IDs, and HMDA LEIs are separate identity grains.
The current CRMLA bulk roster was not acquired. CalHFA participation is not a license or TrustHub endorsement.
- HMDA vintage
- Source as of 2025
- CalHFA directory
- Source as of Source date not reportedRetrieved 2026-09-03T18:44:09Z
- CFPB complaints
- Source as of Source date not reportedRetrieved 2026-09-03T18:44:10Z
Texas
Texas SML · TDHCA · TSAHC · HMDA/FFIEC · CFPB
954,534HMDA applications2025 applications
3,981SML order rowssource-native order rows
7Verified program familiesprogram families
- HMDA market activity
- SML order corpus
- dated regulator entity classes
- state program families
- CFPB complaints
Identity: 2,493 order rows print an exact NMLS identifier; 1,488 name-only rows remain state-level evidence.
Texas regulators and license classes are not collapsed into one lender universe; the live bulk company roster was not acquired.
- HMDA vintage
- Source as of 2025
- SML orders
- Source as of 2025-10-16Retrieved 2026-09-04T12:59:52Z
- CFPB complaints
- Source as of Source date not reportedRetrieved 2026-09-04T13:00:17Z
Washington
Washington DFI · WSHFC · HMDA/FFIEC · CFPB
286,871HMDA applications2025 applications
777DFI enforcement rowsenforcement-order rows
102Exact-NMLS order rowsorder rows with printed NMLS ID
- HMDA market activity
- DFI enforcement rows
- exact NMLS event attribution
- WSHFC programs
- CFPB and FDIC context
Identity: 777 DFI source rows and 102 exact-NMLS rows are different measures, not a funnel.
The current live company roster was not acquired. Name-only enforcement rows are not attached to profiles.
- HMDA vintage
- Source as of 2025
- DFI enforcement table
- Source as of Source date not reportedRetrieved 2026-09-04T17:15:36Z
- CFPB complaints
- Source as of Source date not reportedRetrieved 2026-09-04T17:16:45Z
Arizona
Arizona DIFI · Arizona IDA · HMDA/FFIEC · CFPB
308,338HMDA applications2025 applications
10,365CFPB mortgage complaintscomplaint observations
2Statewide program familiesprogram families
- HMDA market activity
- CFPB complaint observations
- statewide program families
- FDIC depository overlay
- DIFI access limitations
Identity: 953 HMDA LEI state rows; no current DIFI/NMLS company denominator was acquired.
DIFI roster and enforcement harvests were blocked or search-only. Their counts remain unknown, not zero.
- HMDA vintage
- Source as of 2025
- CFPB API last updated
- Source as of 2026-09-04T12:00:00-05:00Retrieved 2026-09-04T20:02:50Z
- DIFI enforcement
- Source as of Source date not reported
Colorado
Colorado DRE · NMLS · CHFA · HMDA/FFIEC · CFPB
260,212HMDA applications2025 applications
21,865DRE MLO license rowsperson license rows
8,627CFPB mortgage complaintscomplaint observations
- HMDA market activity
- DRE MLO person licenses
- NMLS company-registration search path
- CHFA program resources
- CFPB complaints
Identity: 21,865 DRE MLO person rows; no current mortgage-company bulk roster was acquired.
MLO rows are people, not lenders. Company registration remains search-only. CHFA participation is not licensure or endorsement.
- HMDA vintage
- Source as of 2025
- DRE MLO extract
- Source as of 2026-09-09Retrieved 2026-09-09
- CFPB complaints
- Source as of Source date not reportedRetrieved 2026-09-09
Virginia
Virginia SCC BFI · NMLS · Virginia Housing · HMDA/FFIEC · CFPB
713SCC brokers as of 2025-12-31dated company licensees
340,304HMDA applications2025 applications
14,563CFPB mortgage complaintscomplaint observations
- SCC 2025 dated mortgage-company list
- exact MC/NMLS crosswalks
- HMDA market activity
- CFPB complaints
- Virginia Housing programs
Identity: 1,257 exact VA-MC to NMLS crosswalks; dated 2025-12-31 rows are not current 2026 licenses.
Broker, lender, and lender-broker stay separate. The live 2026 roster is search-only. MLOs are people, not companies.
- SCC dated roster
- Source as of 2025-12-31Retrieved 2026-09-10
- HMDA vintage
- Source as of 2025
- CFPB complaints
- Source as of Source date not reportedRetrieved 2026-09-10
New York
NYDFS · NMLS · HMDA/FFIEC · CFPB · FDIC
151DFS bankers end of 2024dated class aggregate
388,207HMDA applications2025 applications
198DFS enforcement observationsaction observations
- DFS 2024 dated class aggregates
- 2026 Weekly Bulletin activity
- Mortgage enforcement actions
- HMDA market activity
- FDIC depository overlay
Identity: Current NYDFS/NMLS company roster is search-only. 2024 aggregates are not current 2026 licenses.
Banker, broker, servicer, and MLO stay separate. Do not add banker and broker classes. MLOs are people, not companies.
- DFS annual aggregates
- Source as of 2024-12-31Retrieved 2026-09-11
- HMDA vintage
- Source as of 2025
- Enforcement table
- Source as of 2026-08-12Retrieved 2026-09-11
Illinois
IDFPR · NMLS · HMDA/FFIEC · FDIC · CFPB
394,488HMDA applications2025 applications
231,788HMDA originations2025 originations
387FDIC depositoriesexisting overlay institutions
- HMDA 2025 Illinois market activity
- FDIC depository overlay
- IDFPR/NMLS search-only current licensing
Identity: Current IDFPR/NMLS company roster is search-only. HMDA applications are not lenders. FDIC banks are not IDFPR mortgage bankers.
No Chicago/Cook intelligence routes. Missing roster is not zero companies.
- HMDA vintage
- Source as of 2025
- FDIC overlay
- Source as of 2026-06-26
- Current mortgage-company roster
- Source as of Source date not reported
Oregon
DFR · NMLS · HMDA/FFIEC · FDIC · OHCS · CFPB
146,902HMDA applications2025 applications
89,073HMDA originations2025 originations
14FDIC depositoriesexisting overlay institutions
- HMDA 2025 Oregon market activity
- FDIC depository overlay
- DFR mortgage orders
- OHCS Flex Lending approved lenders
- DFR/NMLS search-only current licensing
Identity: Current DFR/NMLS company roster is search-only. HMDA applications are not lenders. OHCS Flex lenders are not the license universe.
No Portland/Multnomah intelligence routes. Missing roster is not zero companies.
- HMDA vintage
- Source as of 2025
- FDIC overlay
- Source as of 2026-06-26
- Current mortgage-company roster
- Source as of Source date not reported
Pennsylvania
DoBS · NMLS · HMDA/FFIEC · FDIC · CFPB · PHFA
444,887HMDA applications2025 applications
271,254HMDA originations2025 originations
849CFPB 2025 mortgage complaintscalendar-year complaint IDs
- HMDA 2025 Pennsylvania market activity
- CFPB 2025 mortgage complaints
- PHFA participating lenders
- DoBS/NMLS search-only current licensing
Identity: Current DoBS/NMLS company roster is search-only. Open Data class rows are not an NMLS census. HMDA applications are not lenders. PHFA participants are not the license universe.
No Philadelphia/Pittsburgh intelligence routes. Missing NMLS roster is not zero companies. Do not headline the mixed DoBS 28,450 non-bank figure.
- HMDA vintage
- Source as of 2025
- CFPB 2025 complaints
- Source as of 2025-01-01/2025-12-31Retrieved 2026-09-17T16:45:12Z
- Current NMLS roster
- Source as of Source date not reported
North Carolina
NCCOB · NMLS · HMDA/FFIEC · FDIC · CFPB · NCHFA
484,454HMDA applications2025 applications
279,735HMDA originations2025 originations
920CFPB 2025 mortgage complaintscalendar-year complaint IDs
- HMDA 2025 North Carolina market activity
- NCCOB current license classes
- CFPB 2025 mortgage complaints
- NCCOB mortgage enforcement
- NCHFA program finder (search-only)
Identity: Current NCCOB Show All is class-separated. 640 Mortgage Lender licenses are not 574 brokers, 62 servicers, 104 MOSR, or the mixed 1,380 current entities. HMDA applications are not lenders. NCHFA participants are not the license universe.
No Charlotte/Raleigh intelligence routes. Do not headline the mixed 1,380 current-entity figure. NCHFA preferred/top language is the Agency’s, not a TrustHub ranking.
- HMDA vintage
- Source as of 2025
- CFPB 2025 complaints
- Source as of 2025-01-01/2025-12-31Retrieved 2026-09-17T21:18:40Z
- NCCOB current company Show All
- Source as of 2026-09-17Retrieved 2026-09-17T21:18:40Z
Ohio
DFI · NMLS · HMDA/FFIEC · FDIC · CFPB · OHFA
460,825HMDA applications2025 applications
276,279HMDA originations2025 originations
610CFPB 2025 mortgage complaintscalendar-year complaint IDs
- HMDA 2025 Ohio market activity
- CFPB 2025 mortgage complaints
- OHFA county participating-lender observations
- DFI/NMLS search-only current RMLA registration
Identity: Current RMLA company registration is search-only. Company ≠ MLO. Ohio license ≠ NMLS ID. HMDA applications are not lenders. OHFA names are not exact companies.
No Columbus/Cleveland intelligence routes. Missing RMLA roster is not zero companies. Do not headline OHFA names or FDIC banks as Ohio lenders.
- HMDA vintage
- Source as of 2025
- CFPB 2025 complaints
- Source as of 2025-01-01/2025-12-31Retrieved 2026-09-18T16:16:15Z
- Current RMLA roster
- Source as of Source date not reported
More published states
AlabamaAlabama mortgage licensing and lending intelligenceAlaska · newMortgage broker-lender company rows and MLO person rows remain NOT_ACQUIRED. Live NMLS lookup is the public path; missing rows are not zeroArkansas · newArkansas Securities Department company, branch, and loan-officer sheets stay separate from 2025 HMDAConnecticut · newDepartment of Banking company and branch license workbooks, 2025 HMDA activity, and selected ordersDelaware · newOSBC reports dated September 30, 2026: 486 Licensed Lender filing records and 174 Mortgage Loan Broker filing records, kept separate from 6,309 MLO person records dated October 1, 2026Georgia · newGeorgia mortgage licensing and lending intelligenceHawaii · newHawaii DFI licensing pathways; mortgage company, branch, servicer, and MLO roster rows were not acquired. HMDA is separate from licensing.Idaho · newDepartment of Finance fiscal year 2025: 2,584 mortgage broker, lender, and servicing licenses and 8,641 originator licensees, kept separate from Credit Code lenders and HMDAIndiana · newDFI mortgage lender roster, Loan Broker Act orders, and 2025 Indiana-property HMDA activityIowaIowa mortgage licensing and lending intelligenceKansasKansas mortgage licensing and lending intelligenceKentucky · newDFI mortgage company and broker license rows, originator registrations, and 2025 Kentucky-property HMDA activityLouisianaLouisiana mortgage licensing and lending intelligenceMaine · newCurrent BCCP company, branch, and MLO person rosters remain NOT_ACQUIRED and are not shown as zeroMaryland · newOFR license verification, 2025 Maryland-property HMDA activity, and 2022–2026 enforcement actionsMassachusetts · newMassachusetts mortgage licensing and lending intelligenceMichigan · newDIFS licensing verification, selected enforcement orders, and 2025 Michigan HMDA activityMinnesota · newMinnesota mortgage licensing and lending intelligenceMississippi · newDBCF 7,093 mortgage lenders, branches, and originators stay unsplit; banks and 2025 HMDA stay separateMissouriMissouri mortgage licensing and lending intelligenceMontana · newCurrent company, branch, lender, broker, servicer, and MLO row populations remain NOT_ACQUIRED. No combined license count is publishedNebraskaNebraska mortgage licensing and lending intelligenceNevada · newNevada mortgage licensing and lending intelligenceNew Hampshire · newCurrent mortgage lender, broker, branch, servicer, and MLO person rosters remain NOT_ACQUIRED. Missing rows are not zeroNew Mexico · newNew Mexico mortgage bulk rosters stay unacquired. The owned HMDA file is an 18-county slice, not a statewide license censusNorth Dakota · newCurrent residential mortgage lender, servicer, and MLO person rows remain NOT_ACQUIRED. DFI directs lookup to NMLS Consumer AccessOklahoma · newOklahoma consumer-credit class rosters stay separate from NMLS mortgage identities and from 2025 HMDARhode Island · newCurrent company, branch, and MLO person rows remain NOT_ACQUIRED. Live NMLS lookup exists; no statewide count is assertedSouth Carolina · newSC-BFI mortgage lender/servicer license rows, with brokers, branches, originators, and HMDA kept separateSouth Dakota · newMortgage company, broker, branch, and MLO person rows remain NOT_ACQUIRED. The 2025 HMDA slice and 56 stored FDIC bank records stay separateTennessee · newTennessee mortgage licensing and lending intelligenceUtahUtah mortgage licensing and lending intelligenceVermont · newCurrent mortgage lender, broker, servicer, and MLO person bulk rows remain NOT_ACQUIRED. DFR and NMLS are live lookup pathsWest Virginia · newDivision of Financial Institutions FY2025 report: 475 licensed mortgage company rows. Lender, broker, and servicer are not split. Examinations and the 2025 HMDA slice stay separateWisconsin · newDFI license verification, 2025 Wisconsin-property HMDA activity, and selected servicing settlementsWyoming · newCurrent mortgage company, branch, and MLO person bulk rosters remain NOT_ACQUIRED. The 2025 HMDA slice stays a market observation, not a license count
Mortgage market activity
HMDA shows what was reported—not which lender is best
Applications, originations, denials, purpose, product, reporter, and geography are market observations. Denial rate is not a quality or misconduct score.
Darker cells indicate more reported 2025 county-grain applications only.
ALAlabama. 203,437 reported applications. Opens state intelligence.AKAlaska. 19,195 reported applications. Opens state intelligence.AZArizona. 307,379 reported applications. Opens state intelligence.ARArkansas. 114,072 reported applications. Opens state intelligence.CACalifornia. 1,010,547 reported applications. Opens state intelligence.COColorado. 257,140 reported applications. Opens state intelligence.CTConnecticut. 122,527 reported applications. Opens state intelligence.DEDelaware. 45,359 reported applications. Opens state intelligence.DCDistrict of Columbia. 16,547 reported applications. Opens national lender research.FLFlorida. 922,758 reported applications. Opens state intelligence.GAGeorgia. 439,097 reported applications. Opens state intelligence.GUGuam. 211 reported applications. Opens national lender research.HIHawaii. 35,607 reported applications. Opens state intelligence.IDIdaho. 88,182 reported applications. Opens state intelligence.ILIllinois. 390,786 reported applications. Opens state intelligence.INIndiana. 281,773 reported applications. Opens state intelligence.IAIowa. 107,487 reported applications. Opens state intelligence.KSKansas. 91,833 reported applications. Opens state intelligence.KYKentucky. 168,118 reported applications. Opens state intelligence.LALouisiana. 129,810 reported applications. Opens state intelligence.MEMaine. 56,024 reported applications. Opens state intelligence.MDMaryland. 224,070 reported applications. Opens state intelligence.MAMassachusetts. 215,563 reported applications. Opens state intelligence.MIMichigan. 377,740 reported applications. Opens state intelligence.MNMinnesota. 181,686 reported applications. Opens state intelligence.MSMississippi. 99,730 reported applications. Opens state intelligence.MOMissouri. 229,201 reported applications. Opens state intelligence.MTMontana. 36,022 reported applications. Opens state intelligence.NENebraska. 63,508 reported applications. Opens state intelligence.NVNevada. 119,179 reported applications. Opens state intelligence.NHNew Hampshire. 57,137 reported applications. Opens state intelligence.NJNew Jersey. 316,994 reported applications. Opens state intelligence.NMNew Mexico. 71,931 reported applications. Opens state intelligence.NYNew York. 385,646 reported applications. Opens state intelligence.NCNorth Carolina. 478,702 reported applications. Opens state intelligence.NDNorth Dakota. 19,787 reported applications. Opens state intelligence.OHOhio. 456,221 reported applications. Opens state intelligence.OKOklahoma. 136,810 reported applications. Opens state intelligence.OROregon. 145,271 reported applications. Opens state intelligence.PAPennsylvania. 441,180 reported applications. Opens state intelligence.PRPuerto Rico. 20,871 reported applications. Opens national lender research.RIRhode Island. 43,277 reported applications. Opens state intelligence.SCSouth Carolina. 248,965 reported applications. Opens state intelligence.SDSouth Dakota. 25,017 reported applications. Opens state intelligence.TNTennessee. 297,360 reported applications. Opens state intelligence.TXTexas. 943,136 reported applications. Opens state intelligence.VIU.S. Virgin Islands. 336 reported applications. Opens national lender research.UTUtah. 150,251 reported applications. Opens state intelligence.VTVermont. 20,266 reported applications. Opens state intelligence.VAVirginia. 334,442 reported applications. Opens state intelligence.WAWashington. 284,887 reported applications. Opens state intelligence.WVWest Virginia. 52,061 reported applications. Opens state intelligence.WIWisconsin. 223,596 reported applications. Opens state intelligence.WYWyoming. 21,055 reported applications. Opens state intelligence.
Complaints & regulatory history
Related evidence, different legal meaning
CFPB complaints are consumer-reported observations. Regulator orders follow source-native legal processes. Neither becomes a proprietary score.
CFPB complaint
Not a proven violation, finding, or exposure-adjusted rate.
Regulatory record
Not necessarily a criminal conviction or statement of current status.
Homebuyer program intelligence
Research programs before assuming eligibility
Accepted state artifacts document program families in 5 states. A program’s existence does not mean a borrower qualifies, funding is available, or a lender participates.
New Jersey NJHMFA program families
California CalHFA program families
Texas verified program families
Washington verified program families
Arizona statewide program families
Ask LenderTrustHub
Continue with source-backed questions
The primary research box uses this same structured engine. These examples preserve useful educational paths without creating a second search implementation.
How many mortgage applications are represented?
County-grain HMDA 2025 observations on this hub sum to 11,529,787 reported applications. That is a snapshot of reported activity, not a live market feed.
State of the record →How many resulted in originations?
6,793,253 originations are reported on the same county-grain 2025 rows. That share of applications is not an approval rate.
HMDA outcomes story →What do HMDA application outcomes mean?
HMDA records an action taken on a reported application. Origination and denial are two families. Other actions exist, so originations plus denials do not equal applications.
Explain the HMDA chart →What is the difference between a bank, credit union and nonbank lender?
They are different institutional and regulatory models. This page shows exclusive depository structure in 8,447 intelligence snapshots (FDIC 5,371, NCUA 1,096, nonbank 341, unknown 1,639). Structure is not a quality score.
Institution structure story →Research, then compare
Move from public evidence to your actual offer
Lender research and market context come first. Calculators compare terms; they do not select or rank a lender.
Research a lenderControlled public discovery. Not a ranking.Loan Estimate AnalyzerActual offer figures. Not a HMDA benchmark of your LE unless methodology matches.Compare Loan EstimatesCompare offers, not a lender winner.Mortgage calculatorsEducational estimates.Florida Mortgage IntelligenceExisting state intelligence. Unchanged in this task.New Jersey Mortgage IntelligenceHMDA, NJHMFA, and NJDOBI evidence. Not a ranking.Save researchWorkspace for your notes. Not a lender score.
Research checklist
You've reviewed 0 of 7 research areas. This is your process — not a lender score.
Evidence has limits
What this research does not establish
No Trust Score, Research Score, or County Experience Score.
No best/top/recommended lender.
No consumer approval prediction.
No complaint-to-violation flattening.
No HMDA county+state double count.
No enforcement found does not mean a clean record.
A program exists does not mean a borrower is eligible.
An address does not establish a lender’s service area.
Sources, freshness & methodology
Every major number has a trace
Source dates, retrieval dates, snapshot generation, and deployment are different clocks.
| Dataset | Agency | Source as of | Retrieved | Used for |
|---|---|---|---|---|
| HMDA LAR / institution activity summaries | FFIEC / CFPB (HMDA) | 2025 | 2026-09-12T22:23:12.376570+00:00 | County-grain applications, originations, denials, state explorer volume |
| Consumer Complaint Database, mortgage product | CFPB | 2026-09-12T22:23:12.376570+00:00 | 2026-09-12T22:23:12.376570+00:00 | Complaint observation counts and attachment coverage |
| lender_national_entities / lender_identifiers | NMLS, FDIC, NCUA, GLEIF as joined on this hub | 2026-09-12T22:23:12.376570+00:00 | 2026-09-12T22:23:12.376570+00:00 | Institution identity and identifier grains |
| lender_profile_intelligence | SeniorTrustHub/LenderTrustHub derived snapshots | 2026-09-12T22:23:12.376570+00:00 | 2026-09-12T22:23:12.376570+00:00 | Exclusive depository composition of the accepted profile snapshots |
| lend-nat-014 render/index cohorts | LenderTrustHub publication policy | 2026-09-12T22:23:12.376570+00:00 | 2026-09-12T22:23:12.376570+00:00 | Publication-gated national render/index cohorts |
| Florida Phase 1+2 public company manifests | Florida OFR + LenderTrustHub publication policy | 2026-09-12T22:23:12.376570+00:00 | 2026-09-12T22:23:12.376570+00:00 | Florida preview counts and /florida link |
Inventory projection generated 2026-09-18. This is not a universal agency source date.