Independent research · Illinois · statewide only
Illinois Mortgage Lending Intelligence
This page publishes 2025 HMDA activity for properties in Illinois and existing FDIC depository context. Current IDFPR mortgage-company licensing is search-only through IDFPR License Look Up and NMLS Consumer Access. An HMDA application is not a lender. An FDIC-insured bank is not an IDFPR mortgage banker. This is not a ranking, recommendation, or Trust Score.
No Chicago, Cook County, or other local Illinois lender pages are published from this statewide page.
Snapshot lender-il-state-intel-v1 · fingerprint 06c7f10b4756 · HMDA vintage HMDA 2025 · FDIC overlay as of 2026-06-26. Original retrieval instants for those reused artifacts are not recorded. Page generated 2026-09-12T13:37:08Z is not a source retrieval date.
Snapshot metrics
394,488
HMDA 2025 Illinois applications
Property geography. Not lenders and not current licenses.
231,788
HMDA 2025 Illinois originations
Originations are not a company count.
387
FDIC Illinois depositories
Supporting context. Bank ≠ IDFPR mortgage banker.
102
Illinois counties in the HMDA slice
County rows are not county pages.
HMDA 2025 Illinois
394,488 applications, 231,788 originations, 66,742 denials as 16.92% of 394,488 total applications (numerator 66,742 denial observations ÷ denominator 394,488 total HMDA applications; not a decision-based denial rate and not lender quality). Purchase 182,964, refinance 126,098, other purpose 85,426. Conventional 324,901, FHA 47,257, VA 20,851, USDA/other 1,479. Mix bars are application shares, not quality.
Current Illinois mortgage-company licensing
No bulk current IDFPR mortgage-company roster was acquired. Search-only is not zero. Do not infer a company census from HMDA rows or from 387 FDIC depositories. IDFPR Residential Finance
CFPB Illinois mortgage complaints
Statewide bulk count is SOURCE_NOT_ACQUIRED / OPEN_SEARCH_ONLY. Missing is not zero. A complaint is not a violation. CFPB Consumer Complaint Database
What these numbers do not mean
- HMDA application ≠ lender. Property geography ≠ headquarters, license jurisdiction, or service territory.
- FDIC CERT ≠ IDFPR mortgage license. Depository ≠ mortgage banker.
- Search-only and missing evidence is not zero.
- No Trust Score, paid ranking, or best/safest/vetted conclusions.
- Existing /local-lenders/illinois catalog routes are a separate grain, not this statewide intelligence page.