State intelligence · Wisconsin DFI
Wisconsin Department of Financial Institutions (DFI) regulates mortgage banking. A Wisconsin license, an NMLS identity and HMDA property activity are separate facts. This page does not rank lenders.
DFI mortgage licenses
Live verification
Banker, broker, branch and person/MLO classes stay separate. Statewide roster and class counts NOT_ACQUIRED.
2025 HMDA applications
226,408
Wisconsin-property activity, not a DFI license census.
Selected DFI actions
2
Mortgage-servicing settlement announcements in the 2022–2026 review window; not a complete action census.
Wisconsin DFI directs consumers to NMLS Consumer Access to verify a mortgage banker, mortgage broker or mortgage loan originator. Check the current Wisconsin license in NMLS Consumer Access before relying on an NMLS ID. DFI also lists separate banker and broker branch licenses and an individual MLO license. A branch is not a company and an MLO is a person.
The DFI license-type definitions include servicing within the Mortgage Banker License description; they do not list a separate mortgage-servicer license. DFI says these licenses expire December 31 each year. That general expiration rule is not an individual status or renewal record.
No clean downloadable statewide mortgage roster or structured DFI export was acquired. License rows and class counts, Wisconsin license numbers, current statuses, printed NMLS IDs, distinct NMLS IDs, exact license-to-canonical bridges and unmatched rows are NOT_ACQUIRED, not zero. An NMLS ID does not itself establish a Wisconsin license; HMDA activity is not a license census.
226,408 applications; 154,296 originations; 31,362 denials (13.85% of applications). 843 reporting LEIs across 72 counties. Purchase 86,960, refinance 80,900, other purpose 58,548. Application loan types: conventional 197,399, FHA 16,478, VA 11,909, USDA/other 622.
These figures sum the accepted Wisconsin-property 2025 HMDA county slice. The national HMDA spine was reused. The denial/application ratio is not a lender quality score or a license measure.
DFI announced 2 selected multistate mortgage-servicing settlements in this bounded review. These are announcements about actions, not a complete Wisconsin order index or a count of unique licensed mortgage bankers. A multistate penalty is not a Wisconsin-only amount.
2025-01-08 · Multistate mortgage-servicing settlement · announced settlement
NMLS not printed; Wisconsin license and order number not acquired.
DFI source announcement2026-08-12 · Multistate mortgage-servicing settlement · announced settlement
Printed NMLS 3013; Wisconsin license and order number not acquired.
DFI source announcementOne announcement prints NMLS 3013 for NewRez. That exact identifier was retained in the source row, but no canonical company adverse attachment was made. The Bayview group announcement prints no respondent NMLS identifier. Exact canonical attachments: 0; name-only adverse joins: 0. Other 2022–2026 mortgage orders are NOT_ACQUIRED. Settlement terms and reported examination findings remain attributed to DFI, not a TrustHub finding.
DFI accepts mortgage banking complaints online, by email or by mail and may investigate alleged violations. Public provider-level complaint rows were NOT_ACQUIRED; outcomes are REQUEST_ONLY/NOT_ACQUIRED. A complaint is not an enforcement finding.
License and NMLS verification pages retrieved 2026-09-29; no roster source clock. HMDA vintage 2025; selected DFI announcement dates appear above and were reviewed 2026-09-29; page data generated 2026-09-29T16:01:44Z. No universal Wisconsin as-of date. Net-new canonical organizations 0; graph writes 0; claim eligibility changes 0. Milwaukee, Madison, Green Bay and Kenosha are geographic context only; no city intelligence pages.