Homesite Mortgage, LLC · Order accepting stipulation; internal audit and fines
2023-05-08 · stipulated · MBLSLA; SMLA
NMLS 136037; Michigan license FL-0017591, SR-0018833
DIFS document · case 22-17026State intelligence · Michigan
Michigan mortgage licensing and lending evidence
DIFS regulates Michigan mortgage brokers, lenders, and servicers. A DIFS license or registration, an NMLS identity, and HMDA lending activity are different facts. This page does not rank providers.
DIFS license verification
Known
Statewide roster: NOT_ACQUIRED; rows: unknown, not zero.
2025 HMDA applications
381,619
Michigan-property activity across 83 counties.
Reviewed DIFS orders
8
Selected decisions, not a complete enforcement census.
Licensing and identity
DIFS licenses or registers first- and second-mortgage broker, lender, and servicer activity. The DIFS locator verifies current status; no official bulk roster/export was acquired. NMLS is identity infrastructure, not the regulator. Verify a company or individual in the DIFS locator and cross-check an exact NMLS ID in NMLS Consumer Access. Broker, lender, servicer, company, person, branch, and exemption are separate grains; one business may hold more than one authority.
DIFS 2025 annual report, as of 2025-12-31: first-mortgage licensees 1,186, registrants 261; second-mortgage licensees 16, registrants 734; individual MLO licensees 19,025. These overlapping, dated regulatory categories are not a combined lender total. Source.
2025 HMDA activity
228,503 originations and 69,927 denials among 381,619 applications; denials/application ratio 18.32%. 857 reporting LEIs. Purchase 158,983, refinance 127,275, other purpose 95,361. Applications by loan type: conventional 315,341, FHA 44,639, VA 20,524, USDA/other 1,115.
Michigan-property HMDA activity, not a DIFS license census or lender quality measure. Source: committed 2025 national HMDA state partition.
DIFS mortgage enforcement
Selected, document-reviewed mortgage-related DIFS final orders; not a complete count of the decisions index. Window assessed: 2022-01-01–2026-09-28. The 8 reviewed documents include 7 company orders and 1 individual order. A stipulation is not proof that every allegation was admitted. Printed NMLS and Michigan license identifiers are shown as separate keys; no name-only adverse joins.
Superior Mortgage Services LLC · Order accepting stipulation
2024-11-18 · stipulated; some alleged violations neither admitted nor denied · MBLSLA
NMLS 1873323; Michigan license FL-0022413
DIFS document · case 24-17825Superior Mortgage Services LLC · Order revoking license for failure to comply with consent order
2025-08-20 · final revocation · MBLSLA
NMLS 1873323; Michigan license FL-0022413
DIFS document · case 24-17825Individual MLO · Order accepting stipulation and requiring compliance
2025-06-18 · stipulated · MLOLA
NMLS 112201; Michigan license not printed in reviewed header
DIFS document · case 25-18149Security Mortgage Corporation · Order accepting stipulation and civil fine
2025-09-08 · stipulated · MBLSLA
NMLS 135633; Michigan license FL-0108, SR-0024796
DIFS document · case 25-18140Priority 1 Lending, LLC · Order accepting stipulation; compliance and civil fine
2025-10-06 · stipulated; allegations neither admitted nor denied · MBLSLA; SMLA; MLPA
NMLS 1375378; Michigan license FL-0019884, SR-0019885
DIFS document · case 25-18206Ross Mortgage Corporation · Order accepting stipulation
2026-07-20 · stipulated; allegations neither admitted nor denied · MBLSLA; SMLA
NMLS 107716; Michigan license FL-0022828, SR-0205
DIFS document · case 25-18509Taxes and Loans Inc. · Order accepting stipulation
2026-08-12 · stipulated; allegations neither admitted nor denied · MBLSLA
NMLS 2084643; Michigan license FL-0023309
DIFS document · case 26-19168Printed NMLS and Michigan license IDs identify the order respondent only. No adverse event is attached to an existing hub identity without an independently verified exact identifier match. Source indexes: Director’s Orders and Final Decisions.
Complaints and limits
DIFS accepts mortgage complaints. Provider-level complaint rows: NOT_ACQUIRED. Outcomes: REQUEST_ONLY. A complaint is not an adjudicated violation, and missing records do not mean zero complaints.
Source review clock: 2026-09-28T15:27:56Z. HMDA: 2025 activity. No license roster, full DIFS enforcement census, provider-level complaint outcomes, new canonical organizations, graph writes, or broadened claim eligibility.