Tier 2 · Standard · quality score 70/100
Research mortgage companies in Macomb County, Michigan
2 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Macomb County
Source: 2025 HMDA · Michigan (MI) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional84.8% · 18,202
- FHA10.5% · 2,256
- VA4.7% · 1,005
- USDA / RHS0.0% · 10
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Macomb County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| United Wholesale Mortgage, LLC | 3,489 | 16.3% |
| Rocket Mortgage, LLC | 2,572 | 12.0% |
| MICHIGAN SCHOOLS AND GOVERNMENT | 1,356 | 6.3% |
| The Huntington National Bank | 957 | 4.5% |
| Citizens Bank, National Association | 737 | 3.4% |
| MORTGAGE 1 INCORPORATED | 681 | 3.2% |
| UNION HOME MORTGAGE CORP. | 435 | 2.0% |
| Genisys Credit Union | 419 | 1.9% |
| Flagstar Bank, National Association | 388 | 1.8% |
| 549300VIZR4H7AB15496 | 378 | 1.8% |
| Guaranteed Rate, Inc. | 364 | 1.7% |
| Eagle Home Mortgage, LLC | 344 | 1.6% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Loan-program research entry points
Educational pathways only. Confirm product eligibility and pricing with any company and primary sources — these are not live lender quotes.
- Conventional
Baseline purchase & refinance themes — educational overview
At least one in-county listing shows this loan type
- FHA
Lower down-payment research themes — not an eligibility tool
At least one in-county listing shows this loan type
- VA
Military / veteran program themes — confirm with VA sources
At least one in-county listing shows this loan type
- Down-payment assistance
State/local assistance concepts — not a complete local inventory
- Program finder
Short guided shortlist with clear disclaimers
Compare, calculate, verify
Official housing & licensing handoffs
Primary sources only. Program availability and eligibility change — confirm on the official site.
- NMLS Consumer Access ↗ — Confirm company and individual licenses before you apply
- MSHDA (Michigan State Housing Development Authority) ↗ — Michigan homeownership programs
- CFPB — Owning a Home ↗ — Educational tools and Loan Estimate guides
- HUD housing counseling ↗ — Find a HUD-approved housing counselor
County quality score 70/100 · Tier 2 (Standard). See methodology. Path: /local-lenders/michigan/macomb
Only 2 listed lenders with confirmed in-county HQ for Macomb County, Michigan. We do not pad this list with distant offices labeled as local.
In-county HQ
Licensed business city or HQ locality maps to Macomb County.