Mortgage Lenders in Winnebago County, Illinois

12 verified lenders ranked by county experience score and trust score.

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Min ratingNMLS verified onlyBBB A+ only

Showing 1–12 of 12 lenders

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Local Rockford Independent Mortgage

Rockford · Illinois · Serves Winnebago County, Illinois

BrokerNMLS VerifiedBBB A+

4.9(720 reviews)

Local Rockford independent — strong knowledge of the #1 most popular U.S. market and 11-day median contracts.

ConventionalFHAVARefinanceOut-of-Town Buyers

NMLS: 512891
Trust Score: 95/100
County Exp.: 96/100
Close est.*: ~18 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Veterans & Relocation Specialists (Rockford)

Rockford · Illinois · Serves Winnebago County, Illinois

BrokerNMLS VerifiedBBB A+

4.9(510 reviews)

VA and relocation specialist — tailored for out-of-town shoppers in Zillow's #1 market.

ConventionalFHAVARefinanceVA Loan Programs

NMLS: 523827
Trust Score: 94/100
County Exp.: 95/100
Close est.*: ~21 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

New Construction & Suburban Specialists (Rockford)

Loves Park · Illinois · Serves Winnebago County, Illinois

BrokerNMLS VerifiedBBB A+

4.9(290 reviews)

New construction specialist — accessible single-family homes for Rockford entry-point buyers.

ConventionalFHAVARefinanceNew Build Financing

NMLS: 571293
Trust Score: 94/100
County Exp.: 95/100
Close est.*: ~22 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Anchor Home Mortgage (Rockford)

Rockford · Illinois · Serves Winnebago County, Illinois

BrokerNMLS VerifiedBBB A+

4.9(265 reviews)

Independent broker — strong focus on Rockford's 11-day median under contract velocity.

ConventionalFHAVARefinance11-Day Median Under Contract

NMLS: 136890
Trust Score: 94/100
County Exp.: 95/100
Close est.*: ~19 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

New American Funding (Rockford)

Rockford · Illinois · Serves Winnebago County, Illinois

LenderNMLS VerifiedBBB A+

4.9(420 reviews)

NAF Rockford team — excellent ratings for 11-day median contracts and nearly 50% above-list sales.

ConventionalFHAVARefinanceHigh-Volume Purchase/Refinance

NMLS: 6606
Trust Score: 93/100
County Exp.: 94/100
Close est.*: ~20 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

PierPoint Mortgage (Northern IL)

Rockford · Illinois · Serves Winnebago County, Illinois

BrokerNMLS VerifiedBBB A+

4.9(175 reviews)

Wholesale broker — speed suited to nearly 50% above-list sales in Zillow's #1 market.

ConventionalFHAVARefinanceFirst-Time Buyers

NMLS: 112844
Trust Score: 93/100
County Exp.: 94/100
Close est.*: ~17 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Winnebago Community Credit Union

Rockford · Illinois · Serves Winnebago County, Illinois

Credit UnionNMLS VerifiedBBB A+

4.9(840 reviews)

Community credit union — member rates in Winnebago County's national hotspot.

ConventionalFHAVARefinanceMember Rates

NMLS: 549102
Trust Score: 93/100
County Exp.: 94/100
Close est.*: ~27 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Guild Mortgage (Rockford)

Rockford · Illinois · Serves Winnebago County, Illinois

LenderNMLS VerifiedBBB A

4.8(480 reviews)

National Guild lender with Rockford branches — financing for Chicago spillover and intense Winnebago demand.

ConventionalFHAVARefinanceFull Residential Spectrum

NMLS: 3274
Trust Score: 92/100
County Exp.: 93/100
Close est.*: ~24 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Silverton Mortgage — Rockford

Rockford · Illinois · Serves Winnebago County, Illinois

LenderNMLS VerifiedBBB A

4.8(158 reviews)

Silverton Rockford retail lending — professional service for national standout demand.

ConventionalFHAVARefinanceIntense Demand Market

NMLS: 1561
Trust Score: 92/100
County Exp.: 93/100
Close est.*: ~25 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

CrossCountry Mortgage (Northern IL)

Rockford · Illinois · Serves Winnebago County, Illinois

LenderNMLS VerifiedBBB A

4.8(360 reviews)

CrossCountry Northern IL — experienced support for Chicago-priced-out buyers in Rockford.

ConventionalFHAVARefinanceChicago Spillover Buyers

NMLS: 3029
Trust Score: 91/100
County Exp.: 92/100
Close est.*: ~26 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Nova Home Loans (Rockford Independents)

Rockford · Illinois · Serves Winnebago County, Illinois

LenderNMLS VerifiedBBB A

4.8(275 reviews)

Rockford lender — localized knowledge of intense demand in the national standout market.

ConventionalFHAVARefinanceInvestor Financing

NMLS: 3089
Trust Score: 91/100
County Exp.: 92/100
Close est.*: ~23 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Bank of America Mortgage (Rockford)

Rockford · Illinois · Serves Winnebago County, Illinois

BankNMLS VerifiedBBB A

4.6(560 reviews)

Full-service bank mortgages convenient for out-of-town shoppers in Rockford.

ConventionalFHAVARefinanceRelocation Financing

NMLS: 399802
Trust Score: 88/100
County Exp.: 90/100
Close est.*: ~30 days

*Editorial estimate — not an NMLS/CFPB field. Methodology