Network

NMLS Verified • Updated 2026-07-01 • No Paid Placements

Mortgage Lenders in Illinois (2026)

49 lenders & brokers • 49 NMLS verified • Avg trust score 92

Total Lenders

49

NMLS Verified

49

Avg Trust Score

92

Local Rockford Independent Mortgage

Rockford · Illinois · Serves Winnebago County

BrokerNMLS VerifiedBBB A+
4.9(720 reviews)

Local Rockford independent — strong knowledge of the #1 most popular U.S. market and 11-day median contracts.

ConventionalFHAVARefinanceOut-of-Town Buyers
NMLS
512891
Trust Score
95/100
County Exp.
96/100
Close est.*
~18 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Local Chicago Suburb Independent Mortgage

Wheaton · Illinois · Serves DuPage County

BrokerNMLS VerifiedBBB A+
4.9(810 reviews)

Local Chicago suburb independent — strong knowledge of Wheaton 102.2% sale-to-list and 60%+ above-list sales.

ConventionalFHAVAJumboBidding War Financing
NMLS
482891
Trust Score
95/100
County Exp.
96/100
Close est.*
~20 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Local Chicago Neighborhood Independent Mortgage

Chicago · Illinois · Serves Cook County

BrokerNMLS VerifiedBBB A+
4.9(740 reviews)

Local Chicago neighborhood independent — strong knowledge of 48-hour bidding wars in Lincoln Park and West Town.

ConventionalFHAVAJumboUrban Rowhome Financing
NMLS
492891
Trust Score
95/100
County Exp.
96/100
Close est.*
~19 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Veterans & Relocation Specialists (Rockford)

Rockford · Illinois · Serves Winnebago County

BrokerNMLS VerifiedBBB A+
4.9(510 reviews)

VA and relocation specialist — tailored for out-of-town shoppers in Zillow's #1 market.

ConventionalFHAVARefinanceVA Loan Programs
NMLS
523827
Trust Score
94/100
County Exp.
95/100
Close est.*
~21 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

New Construction & Suburban Specialists (Rockford)

Loves Park · Illinois · Serves Winnebago County

BrokerNMLS VerifiedBBB A+
4.9(290 reviews)

New construction specialist — accessible single-family homes for Rockford entry-point buyers.

ConventionalFHAVARefinanceNew Build Financing
NMLS
571293
Trust Score
94/100
County Exp.
95/100
Close est.*
~22 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Anchor Home Mortgage (Rockford)

Rockford · Illinois · Serves Winnebago County

BrokerNMLS VerifiedBBB A+
4.9(265 reviews)

Independent broker — strong focus on Rockford's 11-day median under contract velocity.

ConventionalFHAVARefinance11-Day Median Under Contract
NMLS
136890
Trust Score
94/100
County Exp.
95/100
Close est.*
~19 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Family & Top-School Specialists (Glen Ellyn / Arlington Heights)

Arlington Heights · Illinois · Serves Cook County

BrokerNMLS VerifiedBBB A+
4.9(530 reviews)

School-district specialist — tailored for aggressive bidding in Glen Ellyn and Arlington Heights.

ConventionalFHAVAJumboSchool-District Programs
NMLS
493827
Trust Score
94/100
County Exp.
95/100
Close est.*
~21 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Single-Family Suburban Specialists (Mount Prospect / Wheaton)

Mount Prospect · Illinois · Serves Cook County

BrokerNMLS VerifiedBBB A+
4.9(305 reviews)

Single-family specialist — expertise in over-asking sales and tight suburban inventory.

ConventionalFHAVAJumboMove-In-Ready Single-Family
NMLS
501293
Trust Score
94/100
County Exp.
95/100
Close est.*
~23 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Anchor Home Mortgage (Chicago Suburbs)

Evanston · Illinois · Serves Cook County

BrokerNMLS VerifiedBBB A+
4.9(280 reviews)

Independent broker — strong focus on 50%+ above-list and 102.2% sale-to-list suburban dynamics.

ConventionalFHAVAJumbo50%+ Above List
NMLS
136890
Trust Score
94/100
County Exp.
95/100
Close est.*
~20 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Family & School-Age Buyer Specialists (Chicago)

Chicago · Illinois · Serves Cook County

BrokerNMLS VerifiedBBB A+
4.9(520 reviews)

Family specialist — tailored for pandemic-stayers with hard school-year deadlines in the city.

ConventionalFHAVAJumboCalendar-Driven Families
NMLS
503827
Trust Score
94/100
County Exp.
95/100
Close est.*
~20 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

BrokerNMLS VerifiedBBB A+
4.9(300 reviews)

Historic rowhome specialist — expertise in rising rental-to-own economics in West Town and Logan Square.

ConventionalFHAVAJumboRenovated Urban Properties
NMLS
511293
Trust Score
94/100
County Exp.
95/100
Close est.*
~22 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Anchor Home Mortgage (Chicago Proper)

Chicago · Illinois · Serves Cook County

BrokerNMLS VerifiedBBB A+
4.9(270 reviews)

Independent broker — strong focus on bidding wars and multiple offers within 48 hours.

ConventionalFHAVAJumboBidding Wars
NMLS
136890
Trust Score
94/100
County Exp.
95/100
Close est.*
~19 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Local Central Illinois Independent Mortgage

Peoria · Illinois · Serves Peoria County

BrokerNMLS VerifiedBBB A+
4.9(560 reviews)

Local Central IL independent — strong knowledge of Peoria investment appeal and exceptional rent-to-price ratios.

ConventionalFHAVARefinanceInvestor Rent-to-Price
NMLS
472891
Trust Score
94/100
County Exp.
95/100
Close est.*
~20 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Investor & Rental Specialists (Peoria)

Peoria · Illinois · Serves Peoria County

BrokerNMLS VerifiedBBB A+
4.9(480 reviews)

Investor specialist — tailored for Peoria as a top midsize city for real estate investment.

ConventionalFHAVARefinanceCash-Flow Programs
NMLS
483827
Trust Score
94/100
County Exp.
95/100
Close est.*
~21 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

University Town Specialists (Normal)

Normal · Illinois · Serves McLean County

BrokerNMLS VerifiedBBB A+
4.9(310 reviews)

University town specialist — expertise in Zillow's #1 most popular college town and strong rental demand.

ConventionalFHAVARefinanceStudent/Professional Housing
NMLS
491293
Trust Score
94/100
County Exp.
95/100
Close est.*
~22 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Anchor Home Mortgage (Central IL)

Peoria · Illinois · Serves Peoria County

BrokerNMLS VerifiedBBB A+
4.9(255 reviews)

Independent broker — strong focus on low entry costs and high value in Central Illinois.

ConventionalFHAVARefinanceLow Entry Costs
NMLS
136890
Trust Score
94/100
County Exp.
95/100
Close est.*
~20 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

New American Funding (Rockford)

Rockford · Illinois · Serves Winnebago County

LenderNMLS VerifiedBBB A+
4.9(420 reviews)

NAF Rockford team — excellent ratings for 11-day median contracts and nearly 50% above-list sales.

ConventionalFHAVARefinanceHigh-Volume Purchase/Refinance
NMLS
6606
Trust Score
93/100
County Exp.
94/100
Close est.*
~20 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

PierPoint Mortgage (Northern IL)

Rockford · Illinois · Serves Winnebago County

BrokerNMLS VerifiedBBB A+
4.9(175 reviews)

Wholesale broker — speed suited to nearly 50% above-list sales in Zillow's #1 market.

ConventionalFHAVARefinanceFirst-Time Buyers
NMLS
112844
Trust Score
93/100
County Exp.
94/100
Close est.*
~17 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Winnebago Community Credit Union

Rockford · Illinois · Serves Winnebago County

Credit UnionNMLS VerifiedBBB A+
4.9(840 reviews)

Community credit union — member rates in Winnebago County's national hotspot.

ConventionalFHAVARefinanceMember Rates
NMLS
549102
Trust Score
93/100
County Exp.
94/100
Close est.*
~27 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

New American Funding (Chicago West/North)

Glen Ellyn · Illinois · Serves DuPage County

LenderNMLS VerifiedBBB A+
4.9(455 reviews)

NAF Glen Ellyn team — excellent ratings for competitive suburban markets with 60%+ above-list sales.

ConventionalFHAVAJumboHigh-Volume Purchase/Refinance
NMLS
6606
Trust Score
93/100
County Exp.
94/100
Close est.*
~22 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

PierPoint Mortgage (Chicago Metro)

Evanston · Illinois · Serves Cook County

BrokerNMLS VerifiedBBB A+
4.9(190 reviews)

Wholesale broker — speed suited to 41–44 day suburban market times and low 2-month inventory.

ConventionalFHAVAJumboEvanston / Arlington Heights
NMLS
112844
Trust Score
93/100
County Exp.
94/100
Close est.*
~18 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Chicago Suburb Community Credit Union

Glen Ellyn · Illinois · Serves DuPage County

Credit UnionNMLS VerifiedBBB A+
4.9(870 reviews)

Community credit union — member rates for suburban buyers in low-inventory collar counties.

ConventionalFHAVARefinanceMember Rates
NMLS
479102
Trust Score
93/100
County Exp.
94/100
Close est.*
~28 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

New American Funding (Chicago)

Chicago · Illinois · Serves Cook County

LenderNMLS VerifiedBBB A+
4.9(440 reviews)

NAF Chicago team — excellent ratings for competitive neighborhood transactions and multiple offers.

ConventionalFHAVAJumboLincoln Park / Logan Square
NMLS
6606
Trust Score
93/100
County Exp.
94/100
Close est.*
~21 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

PierPoint Mortgage (Chicago)

Chicago · Illinois · Serves Cook County

BrokerNMLS VerifiedBBB A+
4.9(180 reviews)

Wholesale broker — speed suited to 48-hour bidding wars in high-competition urban neighborhoods.

ConventionalFHAVAJumboLincoln Park / West Town
NMLS
112844
Trust Score
93/100
County Exp.
94/100
Close est.*
~17 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Chicago Proper Community Credit Union

Chicago · Illinois · Serves Cook County

Credit UnionNMLS VerifiedBBB A+
4.9(850 reviews)

Community credit union — member rates for Chicago proper buyers in bidding-war neighborhoods.

ConventionalFHAVARefinanceMember Rates
NMLS
489102
Trust Score
93/100
County Exp.
94/100
Close est.*
~27 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

New American Funding (Peoria)

Peoria · Illinois · Serves Peoria County

LenderNMLS VerifiedBBB A+
4.9(380 reviews)

NAF Peoria team — excellent ratings for fast-moving investment properties and rapid sales velocity.

ConventionalFHAVARefinanceHigh-Volume Purchase/Refinance
NMLS
6606
Trust Score
93/100
County Exp.
94/100
Close est.*
~19 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

PierPoint Mortgage (Central IL)

Peoria · Illinois · Serves Peoria County

BrokerNMLS VerifiedBBB A+
4.9(170 reviews)

Wholesale broker — speed suited to 20–26 day median DOM in Central Illinois affordability gems.

ConventionalFHAVARefinancePeoria / Normal
NMLS
112844
Trust Score
93/100
County Exp.
94/100
Close est.*
~17 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Central Illinois Community Credit Union

Peoria · Illinois · Serves Peoria County

Credit UnionNMLS VerifiedBBB A+
4.9(790 reviews)

Community credit union — member rates for Central Illinois buyers in high-value markets.

ConventionalFHAVARefinanceMember Rates
NMLS
469102
Trust Score
93/100
County Exp.
94/100
Close est.*
~27 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Guild Mortgage (Rockford)

Rockford · Illinois · Serves Winnebago County

LenderNMLS VerifiedBBB A
4.8(480 reviews)

National Guild lender with Rockford branches — financing for Chicago spillover and intense Winnebago demand.

ConventionalFHAVARefinanceFull Residential Spectrum
NMLS
3274
Trust Score
92/100
County Exp.
93/100
Close est.*
~24 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Silverton Mortgage — Rockford

Rockford · Illinois · Serves Winnebago County

LenderNMLS VerifiedBBB A
4.8(158 reviews)

Silverton Rockford retail lending — professional service for national standout demand.

ConventionalFHAVARefinanceIntense Demand Market
NMLS
1561
Trust Score
92/100
County Exp.
93/100
Close est.*
~25 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Guild Mortgage (Chicago Suburbs)

Wheaton · Illinois · Serves DuPage County

LenderNMLS VerifiedBBB A
4.8(510 reviews)

National Guild lender with Wheaton branches — comprehensive financing across DuPage collar counties.

ConventionalFHAVAJumboFull Residential Spectrum
NMLS
3274
Trust Score
92/100
County Exp.
93/100
Close est.*
~26 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Silverton Mortgage — Chicago Suburbs

Oak Park · Illinois · Serves Cook County

LenderNMLS VerifiedBBB A
4.8(165 reviews)

Silverton Oak Park retail lending — professional service for well-established school district demand.

ConventionalFHAVAJumboWheaton / Oak Park
NMLS
1561
Trust Score
92/100
County Exp.
93/100
Close est.*
~26 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Guild Mortgage (Chicago)

Chicago · Illinois · Serves Cook County

LenderNMLS VerifiedBBB A
4.8(495 reviews)

National Guild lender with Chicago branches — comprehensive financing for urban resurgence neighborhoods.

ConventionalFHAVAJumboFull Residential Spectrum
NMLS
3274
Trust Score
92/100
County Exp.
93/100
Close est.*
~25 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Silverton Mortgage — Chicago Proper

Chicago · Illinois · Serves Cook County

LenderNMLS VerifiedBBB A
4.8(160 reviews)

Silverton Chicago retail lending — professional service for urban resurgence and rent-vs-own flip.

ConventionalFHAVAJumboLogan Square / Roscoe Village
NMLS
1561
Trust Score
92/100
County Exp.
93/100
Close est.*
~26 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Guild Mortgage (Central IL)

Peoria · Illinois · Serves Peoria County

LenderNMLS VerifiedBBB A
4.8(400 reviews)

National Guild lender with Peoria branches — comprehensive financing for Central Illinois value hotspots.

ConventionalFHAVARefinanceFull Residential Spectrum
NMLS
3274
Trust Score
92/100
County Exp.
93/100
Close est.*
~25 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Silverton Mortgage — Central IL

Normal · Illinois · Serves McLean County

LenderNMLS VerifiedBBB A
4.8(150 reviews)

Silverton Normal retail lending — professional service for Zillow #1 college town demand.

ConventionalFHAVARefinanceRevitalized Uptown
NMLS
1561
Trust Score
92/100
County Exp.
93/100
Close est.*
~25 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

CrossCountry Mortgage (Northern IL)

Rockford · Illinois · Serves Winnebago County

LenderNMLS VerifiedBBB A
4.8(360 reviews)

CrossCountry Northern IL — experienced support for Chicago-priced-out buyers in Rockford.

ConventionalFHAVARefinanceChicago Spillover Buyers
NMLS
3029
Trust Score
91/100
County Exp.
92/100
Close est.*
~26 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Nova Home Loans (Rockford Independents)

Rockford · Illinois · Serves Winnebago County

LenderNMLS VerifiedBBB A
4.8(275 reviews)

Rockford lender — localized knowledge of intense demand in the national standout market.

ConventionalFHAVARefinanceInvestor Financing
NMLS
3089
Trust Score
91/100
County Exp.
92/100
Close est.*
~23 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

CrossCountry Mortgage (Chicago Suburbs)

Mount Prospect · Illinois · Serves Cook County

LenderNMLS VerifiedBBB A
4.8(385 reviews)

CrossCountry Mount Prospect teams — experienced support for 41–44 day market times and bidding wars.

ConventionalFHAVAJumboMount Prospect / Oak Park
NMLS
3029
Trust Score
91/100
County Exp.
92/100
Close est.*
~25 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Nova Home Loans (Chicago Suburb Independents)

Lake Forest · Illinois · Serves Lake County

LenderNMLS VerifiedBBB A
4.8(290 reviews)

Chicago suburb lender — localized knowledge of breakneck pace and seller control in collar counties.

ConventionalFHAVAJumboInvestor Financing
NMLS
3089
Trust Score
91/100
County Exp.
92/100
Close est.*
~24 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

CrossCountry Mortgage (Chicago)

Chicago · Illinois · Serves Cook County

LenderNMLS VerifiedBBB A
4.8(370 reviews)

CrossCountry Chicago teams — experienced support for calendar-driven families before school year starts.

ConventionalFHAVAJumboWest Town / Roscoe Village
NMLS
3029
Trust Score
91/100
County Exp.
92/100
Close est.*
~24 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Nova Home Loans (Chicago Proper Independents)

Chicago · Illinois · Serves Cook County

LenderNMLS VerifiedBBB A
4.8(285 reviews)

Chicago proper lender — localized knowledge of flipped rent-vs-own economics in resurgence areas.

ConventionalFHAVAJumboInvestor Financing
NMLS
3089
Trust Score
91/100
County Exp.
92/100
Close est.*
~23 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

CrossCountry Mortgage (Central IL)

Normal · Illinois · Serves McLean County

LenderNMLS VerifiedBBB A
4.8(340 reviews)

CrossCountry Central IL — experienced support for exceptional rent-to-price ratios in Peoria and Normal.

ConventionalFHAVARefinanceNormal / Peoria
NMLS
3029
Trust Score
91/100
County Exp.
92/100
Close est.*
~24 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Nova Home Loans (Central IL Independents)

Peoria · Illinois · Serves Peoria County

LenderNMLS VerifiedBBB A
4.8(265 reviews)

Central IL lender — localized knowledge of fast-moving and revitalized affordability markets.

ConventionalFHAVARefinanceInvestor Financing
NMLS
3089
Trust Score
91/100
County Exp.
92/100
Close est.*
~22 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Windy City Mortgage Co.

Chicago · Illinois · Serves Cook County

BrokerNMLS VerifiedBBB A
4.7(1,543 reviews)

Cook County broker connecting buyers with Illinois down-payment assistance programs.

ConventionalFHARefinanceFirst-Time Buyers
NMLS
1892047
Trust Score
90/100
County Exp.
93/100
Close est.*
~31 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Bank of America Mortgage (Rockford)

Rockford · Illinois · Serves Winnebago County

BankNMLS VerifiedBBB A
4.6(560 reviews)

Full-service bank mortgages convenient for out-of-town shoppers in Rockford.

ConventionalFHAVARefinanceRelocation Financing
NMLS
399802
Trust Score
88/100
County Exp.
90/100
Close est.*
~30 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Bank of America Mortgage (Chicago Suburbs)

Arlington Heights · Illinois · Serves Cook County

BankNMLS VerifiedBBB A
4.6(620 reviews)

Full-service bank mortgages convenient for families seeking top suburban school districts.

ConventionalFHAVAJumboSuburban Relocation
NMLS
399802
Trust Score
88/100
County Exp.
90/100
Close est.*
~31 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Bank of America Mortgage (Chicago Proper)

Chicago · Illinois · Serves Cook County

BankNMLS VerifiedBBB A
4.6(580 reviews)

Full-service bank mortgages convenient for families securing properties before school year starts.

ConventionalFHAVAJumboUrban Financing
NMLS
399802
Trust Score
88/100
County Exp.
90/100
Close est.*
~30 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Bank of America Mortgage (Central IL)

Normal · Illinois · Serves McLean County

BankNMLS VerifiedBBB A
4.6(540 reviews)

Full-service bank mortgages convenient for local rental demand in Peoria and Normal.

ConventionalFHAVARefinanceInvestment Financing
NMLS
399802
Trust Score
88/100
County Exp.
90/100
Close est.*
~29 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

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