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NMLS ID verifiedCredit UnionHQ in Cook County

Alliant Credit Union

Chicago, Illinois · HQ in Cook County · NMLS #197185

Alliant Credit Union (NMLS #197185) reports multi-thousand 2025 HMDA originations across multiple U.S. markets in public filings.

Research Score

54 / 100

Re-checkable NMLS identity, third-party reputation snapshots when present, complaint-pattern context, and field completeness. Editorial research composite only.

Data Confidence

87 / 100

High data confidence

NMLS / License Status

NMLS ID verified

NMLS #197185 — re-confirm on NMLS Consumer Access before applying.

Local Market Evidence

Local market evidence · Cook County

HQ locality derived from zip (Chicago)

Does not measure approval odds, interest rates, closing speed, or future service quality. Not a regulator grade or NMLS endorsement. Methodology

Score factors
  • NMLS identity evidence: 28/28NMLS #197185 — re-confirm on NMLS Consumer Access before applying.
  • Third-party reputation snapshot: 0/26No review volume on file
  • CFPB complaint pattern: 8/16Catalog shows 0 complaints — treated as unverified default, not a clean bill of health
  • BBB grade (catalog): 0/12Grade A listed in seed data — not scored until independently sourced (confirm on BBB.org)
  • Licensed locality completeness: 12/12Derived HQ locality: Cook County (zip)
  • Loan type disclosure: 6/64 loan type(s) listed
No independently verified closing-performance data available
Closing performance

Closing timelines are only shown when backed by a documented observed dataset (source, sample size, window). Seed or editorial estimates are not displayed. Hub methodology. Research listing only — not an endorsement of this lender. Re-verify NMLS #197185 on NMLS Consumer Access.

Loan Types

ConventionalFHAVARefinance

Specialties

National digital credit union

Public metrics (provenance-gated)

CFPB complaints (catalog): 0

Raw count as listed — not size-normalized. A complaint is not a finding of wrongdoing.

Product / credit tiers listed: Excellent, Good, Fair

Self-described product focus as listed — not underwriting criteria.

Third-party review and BBB snapshots are suppressed until independently retrieved. Volume ranks are not shown without a documented source.

Federal mortgage data · HMDA

What the federal data shows

Source: 2025 HMDA · California activity (primary of 20 states) · Not a score or ranking

Research panel
California originations
1,937
Counties with activity (CA)
36

Among tracked high-volume counties in this state slice

California applications
3,203

HMDA applications in state summary (selected outcomes)

Also mapped in: Illinois (777 originations) · Florida (679 originations) · Washington (593 originations) · Arizona (482 originations) · Colorado (385 originations) · Oregon (353 originations) · Georgia (331 originations) · Virginia (212 originations) · Nevada (210 originations) · Pennsylvania (208 originations) · Utah (192 originations) · Texas (189 originations) · North Carolina (173 originations) · Michigan (123 originations) · Tennessee (117 originations) · Ohio (114 originations) · New York (99 originations) · South Carolina (55 originations) · Oklahoma (18 originations)

Top counties by originations

  • Los Angeles County414
  • San Diego County189
  • Orange County117
  • Alameda County109
  • Contra Costa County109

Loan-type mix (California originations)

Conventional99.8% · 1,934
VA0.1% · 3

Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.

We show the public record. You decide.

Research listing only — not an endorsement. Public panels (when shown) cite HMDA and/or CFPB sources with as-of dates. Re-verify NMLS identity on NMLS Consumer Access before applying. Lender Trust Hub is not a lender or broker and does not provide financial advice. We show the public record. You decide.