State intelligence · Rhode Island DBR Banking
Rhode Island mortgage and consumer-credit evidence
The Rhode Island Department of Business Regulation (DBR), Banking Division administers state non-depository licensing. NMLS Consumer Access is a free lookup, but this evidence packet did not acquire a complete current statewide company, branch, or MLO roster. HMDA measures mortgage activity on Rhode Island property; it does not establish license status.
Current license roster
NOT_ACQUIRED
Live NMLS lookup exists; no statewide snapshot or counts asserted.
2025 HMDA applications
43,488
Five county market rows, property geography.
2025 HMDA originations
25,984
Loan activity, not licensees.
State license populations
Rhode Island DBR Banking and its licensee information identify NMLS-based company and individual licensing programs. Distinct evidence populations include mortgage lender companies, lender branches, loan broker companies and branches, third-party loan servicers and branches, small-loan lenders, and mortgage loan originator (MLO) people. A company is not a branch or person; broader consumer-credit classes are not all mortgage lenders.
Current company/license rows: NOT_ACQUIRED. Branch rows: NOT_ACQUIRED. MLO person rows: NOT_ACQUIRED. Counts not asserted. NMLS Consumer Access provides public lookup; no high-volume individual search scrape was performed.
2025 HMDA Rhode Island-property activity
The existing source-native county summary has 5 rows: 43,488 applications, 25,984 originations, and 8,091 denials. Separate committed extracts contain 385 LEI state-summary rows and 1,111 lender-county activity rows. These observations describe reported loan activity, not Rhode Island licensees.
The existing LEI-to-NMLS crosswalk has 85 high-confidence mapping rows. These are identity candidates, not verified DBR licenses. Source data year: 2025; extract is an existing repository artifact. CFPB/FFIEC 2025 HMDA snapshot.
Source clocks and limits
DBR/NMLS public lookups are live and can change; no dated license roster was acquired. HMDA data year 2025; the repository slice preserves county market, lender-county activity, LEI summary, and crosswalk grains. No combined “Rhode Island lender total” is asserted. HMDA ≠ licensing; LEI/NMLS identity ≠ current authority.