Kansas Office of the State Bank Commissioner
Kansas mortgage regulation and market activity
Kansas mortgage company licenses, branch registrations, and mortgage loan originator licenses are separate records. HMDA describes activity on Kansas property; it does not establish Kansas licensing.
2025 HMDA applications
94,350
Kansas-property county aggregate.
2025 HMDA originations
60,230
Market activity, not a lender-license population.
Current mortgage license roster
NOT_ACQUIRED
Company, branch, and MLO counts are not inferred.
Kansas licensing and verification
The OSBC Consumer and Mortgage Lending Division distinguishes a Mortgage Company license, a separate registration for each branch, and an MLO person license. OSBC directs current nonbank mortgage license verification to NMLS Consumer Access. A company, branch, and person are not interchangeable.
No current bulk NMLS/OSBC Kansas mortgage roster was acquired. Mortgage company, branch, MLO, supervised lender, state-chartered bank, current status, and license-to-canonical entity matches remain NOT_ACQUIRED. OSBC supervised-lender and consumer-credit records are not counted as mortgage companies. HMDA LEIs are not NMLS identifiers.
2025 HMDA market activity
The reused county aggregate contains 94,350 applications, 60,230 originations, and 14,012 reported denials across 105 county rows. This is a market-activity summary, not a licensing census, lender ranking, or finding of discrimination.
The separate LEI state summary has 677 LEIs and 94,243 applications; its application total differs from the county aggregate by 107. The lender-county table has 6,157 rows and 91,833 applications, 2,517 below the county aggregate. These source tables are not added together. The county aggregate alone supplies the statewide HMDA figure above.
Vintage: 2025. HMDA data are published by the FFIEC HMDA Platform. County aggregate SHA-256: 397e4621514d96411912cf6fef1058345f946389f8dea270dae3e5d54dbec6b4. The existing files did not retain a source retrieval timestamp. HMDA activity dates do not establish current license status.
Evidence limits
Kansas mortgage-company, branch, MLO, supervised-lender, bank, examination, enforcement, and complaint populations were not acquired here. Complaint intake is not an enforcement finding; exams and enforcement are separate. Existing Kansas HMDA data were reused; no license entities or graph attachments were created. Source files do not retain an HMDA retrieval clock.