Missouri Division of Finance

Missouri mortgage licensing and market evidence

Missouri licenses residential mortgage broker companies and mortgage loan originators. A branch is a location record, an MLO is a person, and an HMDA LEI is a market-reporting institution. None of these is interchangeable.

550

Mortgage broker company rows

550 distinct printed license numbers. A company row is not a branch or MLO.

1,799

Mortgage broker branch rows

464 rows have distinct printed branch numbers; 1,335 have no printed number. A branch is not another company.

12,590

MLO person rows

11,741 distinct nonblank printed license numbers. Multiple rows can describe one person at different addresses; 11 rows have no number.

How to read the licensing evidence

The Division of Finance Bank & Licensee Search supplied all 2,349 company and branch observations under its Mortgage Broker filter and 12,590 person observations under its MLO filter. The pages were retrieved 2026-10-06T13:37:49.975561+00:00 and 2026-10-06T13:41:38.219117+00:00. The directory is a search observation. It does not print a separate status or effective date on each row, so these counts are not a guaranteed live license census. Verify a named record directly with DoF and NMLS Consumer Access.

The Missouri mortgage licensing rules cover brokering, funding, servicing or purchasing residential loans unless an exemption applies. The public list labels Mortgage Broker and Mortgage Broker Branch; it does not split lender and servicer classes into separate rows. We do not infer that class from a name, address or HMDA activity. Printed directory numbers were not independently verified as NMLS identities. Branch-to-company and MLO-to-company affiliations were not joined by name.

HMDA market observations

The previously held 2025 Missouri HMDA slice has 908 LEI state-summary rows and 908 distinct LEIs. HMDA describes applications and originations tied to Missouri property; it is not a DoF license list. No HMDA LEI was promoted into state licensing by this page, and the HMDA slice was not reloaded.

Orders and complaints

A bounded DoF removal and prohibition index has 34 text summaries; 7 explicitly mention Chapter 443 mortgage activity. The index mixes banks, mortgage and other regulated entities. It is not a mortgage enforcement census. There are 0 exact order attachments to company or MLO directory records because the index summaries lack a verified identifier bridge. A shared name is not an adverse match. A consumer complaint, if filed, is not a finding.

Coverage limits

Company, branch and person rows stay separate; no combined provider total or rating.
Current per-license status, lender/servicer subclass, branch-parent links, NMLS identity confirmation and HMDA-license bridges: NOT_ACQUIRED.
Existing canonical matches: NOT_RECONCILED. Net-new entities and evidence attachments: 0. No city or county work.
DoF directory retrieval and 2025 HMDA reporting year are separate clocks. Neither is a license effective date.