Guaranteed Rate Affinity
Chicago, Illinois · HQ in Cook County · NMLS #1598647
Guaranteed Rate Affinity, LLC (NMLS #1598647) is a multi-state mortgage lender with South Carolina HMDA originations in public data (distinct entity from Guaranteed Rate, Inc.).
Public research signals
What we can show from re-checkable or attributed sources for this listing — not a grade, ranking, or approval odds.
- NMLS verifiedNMLS #1598647 — re-confirm on NMLS Consumer Access before applying.
- Local HQ evidenceHQ locality derived from listed_county (Chicago)
- No attributed ratingNo volume-backed third-party rating on file
- CFPB record not shownNo CFPB complaint panel matched for this listing
- HMDA activity availableMatched federal HMDA activity panel available on profile
Evidence chips are not rankings, approval odds, or a grade. Methodology
- NMLS / license status
- NMLS ID verified
- NMLS #1598647 — re-confirm on NMLS Consumer Access before applying.
- Local market evidence
- Local market evidence · Cook County
- HQ locality derived from listed_county (Chicago)
Does not measure approval odds, interest rates, closing speed, or future service quality. Not a regulator grade or NMLS endorsement.
Optional: technical composite factors (not a public grade)
Internal composite for methodology transparency only. We do not present this as a ranking score on cards.
- NMLS identity evidence: 28/28 — NMLS #1598647 — re-confirm on NMLS Consumer Access before applying.
- Third-party reputation snapshot: 0/26 — No review volume on file
- CFPB complaint pattern: 8/16 — Catalog shows 0 complaints — treated as unverified default, not a clean bill of health
- BBB grade (catalog): 0/12 — Grade A listed in seed data — not scored until independently sourced (confirm on BBB.org)
- Licensed locality completeness: 8/12 — Derived HQ locality: Cook County (listed_county)
- Loan type disclosure: 6/6 — 4 loan type(s) listed
Ask Trust Hub Standard · Common ownership · Separated research & listing order · No paid placements · Methodology
Closing timelines are only shown when backed by a documented observed dataset (source, sample size, window). Seed or editorial estimates are not displayed. Hub methodology. Research listing only — not an endorsement of this lender. Re-verify NMLS #1598647 on NMLS Consumer Access.
Loan Types
Specialties
Public metrics (provenance-gated)
Raw count as listed — not size-normalized. A complaint is not a finding of wrongdoing.
Self-described product focus as listed — not underwriting criteria.
Third-party review and BBB snapshots are suppressed until independently retrieved. Volume ranks are not shown without a documented source.
Federal mortgage data · HMDA
What the federal data shows
Source: 2025 HMDA · Pennsylvania activity (primary of 48 states) · Not a score or ranking
Among tracked high-volume counties in this state slice
HMDA applications in state summary (selected outcomes)
Also mapped in: New Jersey (1,110 originations) · Illinois (970 originations) · Texas (965 originations) · Massachusetts (816 originations) · Missouri (782 originations) · Minnesota (709 originations) · Ohio (676 originations) · Connecticut (557 originations) · Colorado (529 originations) · Maryland (517 originations) · Arizona (505 originations) · South Carolina (396 originations) · New York (381 originations) · Virginia (351 originations) · Wisconsin (243 originations) · North Carolina (237 originations) · Utah (184 originations) · Washington (129 originations) · Rhode Island (121 originations) · New Hampshire (95 originations) · Michigan (91 originations) · Kentucky (86 originations) · Indiana (85 originations) · Delaware (70 originations) · Alabama (41 originations) · District of Columbia (38 originations) · Tennessee (38 originations) · Oregon (32 originations) · West Virginia (27 originations) · Louisiana (26 originations) · Maine (23 originations) · Oklahoma (20 originations) · New Mexico (17 originations) · Kansas (15 originations) · Nevada (13 originations) · Arkansas (13 originations) · Iowa (12 originations) · Mississippi (11 originations) · North Dakota (8 originations) · Idaho (7 originations) · Hawaii (6 originations) · Vermont (5 originations) · Nebraska (5 originations) · Montana (3 originations) · Wyoming (3 originations) · South Dakota (2 originations) · Alaska (1 originations)
Top counties by originations
- Allegheny County374
- Montgomery County115
- Westmoreland County75
- Philadelphia County69
- Washington County64
Loan-type mix (Pennsylvania originations)
Market share in key counties
Share of county originations among all HMDA filers in that county (shown when ≥ 1%).
- Allegheny County374 originations · 1.4% share
- Washington County64 originations · 1.3% share
- Butler County56 originations · 1.1% share
- Beaver County45 originations · 1.2% share
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Research listing only — not an endorsement. Re-verify NMLS identity on NMLS Consumer Access before applying. Lender Trust Hub is not a lender or broker.