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Research mortgage companies in Cullman County, Alabama

0 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.

Federal mortgage data · HMDA

What the federal data shows — Cullman County

Source: 2025 HMDA · Alabama (AL) county-level activity · Not a score or ranking

Research panel
Applications
3,767
Originations
2,033
Denial rate
21.6%

Denials ÷ applications (cleaned HMDA county extract)

Purchase vs refinance
63% / 37%

Share of purchase vs refi among those purposes

Loan-type mix (originations)

  • Conventional68.4% · 1,391
  • FHA17.0% · 345
  • VA10.0% · 204
  • USDA / RHS0.0% · 93

Purchase vs refinance

Home purchase2,035 · 62.9%
Refinance (incl. cash-out)1,198 · 37.1%

Bar shows purchase share of purchase + refinance.

Most active matched lenders in this county

Ranked by actual HMDA originations in Cullman County (2025). Only institutions matched to our directory evidence set are linked.

LenderOriginationsCounty share
254900GRDRKSA8ZPAJ551537.5%
Rocket Mortgage, LLC1175.8%
AMERICA'S FIRST824.0%
GUILD MORTGAGE COMPANY LLC814.0%
United Wholesale Mortgage, LLC773.8%
549300MNJT84X74B3052763.7%
First Federal Bank, A FSB703.4%
REDSTONE FEDERAL CREDIT UNION562.8%
VANDERBILT MORTGAGE AND FINANCE, INC.542.7%
Regions Bank532.6%
PENNYMAC LOAN SERVICES, LLC472.3%
DHI MORTGAGE COMPANY, LTD.422.1%

Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.

We show the public record. You decide.

No lenders with a confirmed in-county licensed business address are listed yet. Nearby market lenders below may serve borrowers here — they are not in-county locals.

We haven’t listed in-county lenders in Cullman County, Alabama yet

Cullman County, Alabama

This county has no confirmed in-county HQ listings in our research directory. We do not pad with far-away offices labeled as local. Re-check any company on NMLS Consumer Access.

Coverage is expanding. We do not invent lenders or claim nationwide county counts we cannot support.

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