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Bingham County, Idaho mortgage market

0 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.

Federal mortgage data · HMDA

What the federal data shows — Bingham County

Source: 2025 HMDA · Idaho (ID) county-level activity · Not a score or ranking

Research panel
Applications
2,007
Originations
1,166
Denial rate
16.6%

Denials ÷ applications (cleaned HMDA county extract)

Purchase vs refinance
51% / 49%

Share of purchase vs refi among those purposes

Loan-type mix (originations)

  • Conventional75.0% · 875
  • FHA16.1% · 188
  • VA7.9% · 92
  • USDA / RHS0.0% · 11

Purchase vs refinance

Home purchase786 · 50.8%
Refinance (incl. cash-out)761 · 49.2%

Bar shows purchase share of purchase + refinance.

Most active matched lenders in this county

Ranked by actual HMDA originations in Bingham County (2025). Only institutions matched to our directory evidence set are linked.

LenderOriginationsCounty share
IDAHO CENTRAL CREDIT UNION27523.6%
Rocket Mortgage, LLC887.5%
WESTMARK Credit Union645.5%
CANOPY MORTGAGE, LLC514.4%
Eagle Bank and Trust Company504.3%
Mountain America Federal Credit Union474.0%
United Wholesale Mortgage, LLC453.9%
VAN DYK MORTGAGE CORPORATION312.7%
Glacier Bank272.3%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD.242.1%
FIRST COLONY MORTGAGE CORPORATION211.8%
AMERICAN PACIFIC MORTGAGE CORPORATION211.8%

Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.

We show the public record. You decide.

Higher HMDA activity (matched lenders)

From county HMDA extracts when a LEI maps to our directory — not a ranking or recommendation.

No lenders with a confirmed in-county licensed business address are listed yet. Nearby market lenders below may serve borrowers here — they are not in-county locals.

We haven’t listed in-county lenders in Bingham County, Idaho yet

Bingham County, Idaho

This county has no confirmed in-county HQ listings in our research directory. We do not pad with far-away offices labeled as local. Re-check any company on NMLS Consumer Access.

Coverage is expanding. We do not invent lenders or claim nationwide county counts we cannot support.

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