Tier 3 · Development · noindex until quality gates pass · quality score 7/100
Research mortgage companies in Herkimer County, New York
0 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Herkimer County
Source: 2025 HMDA · New York (NY) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional83.9% · 875
- FHA11.9% · 124
- VA3.5% · 37
- USDA / RHS0.0% · 7
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Herkimer County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| FIRST SOURCE | 235 | 22.5% |
| AMERICU Credit Union | 124 | 11.9% |
| 5493008UZWYHK74O4341 | 94 | 9.0% |
| Rocket Mortgage, LLC | 61 | 5.8% |
| 549300EZG6KIP4HOUR65 | 56 | 5.4% |
| Manufacturers and Traders Trust Company | 56 | 5.4% |
| NBT Bank, National Association | 33 | 3.2% |
| HOMESTEAD FUNDING CORP. | 32 | 3.1% |
| SEFCU SERVICES, LLC | 31 | 3.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 26 | 2.5% |
| Community Bank, National Association | 25 | 2.4% |
| Citizens Bank, National Association | 18 | 1.7% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
No lenders with a confirmed in-county licensed business address are listed yet. Nearby market lenders below may serve borrowers here — they are not in-county locals.
We haven’t listed in-county lenders in Herkimer County, New York yet
Herkimer County, New York
This county has no confirmed in-county HQ listings in our research directory. We do not pad with far-away offices labeled as local. Re-check any company on NMLS Consumer Access.
Coverage is expanding. We do not invent lenders or claim nationwide county counts we cannot support.
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