NMLS Verified • Updated 2026-07-01 • No Paid Placements
Mortgage Lenders in New York (2026)
49 lenders & brokers • 49 NMLS verified • Avg trust score 92
Total Lenders
49
NMLS Verified
49
Avg Trust Score
92
Buffalo · New York · Serves Erie County
Local Buffalo independent — strong knowledge of low-inventory bidding wars and affordable entry in one of the country's hottest markets.
- NMLS
- 452891
- Trust Score
- 95/100
- County Exp.
- 96/100
- Close est.*
- ~22 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
White Plains · New York · Serves Westchester County
Local Westchester/Putnam independent — strong knowledge of Tri-State surge and low suburban inventory.
- NMLS
- 481293
- Trust Score
- 95/100
- County Exp.
- 96/100
- Close est.*
- ~22 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Brooklyn · New York · Serves Kings County
Local NYC borough independent — strong knowledge of borough-specific hot pockets across Brooklyn, Queens, and Manhattan.
- NMLS
- 493827
- Trust Score
- 95/100
- County Exp.
- 96/100
- Close est.*
- ~22 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Buffalo · New York · Serves Erie County
VA and first-time specialist — tailored for affordable median price buyers in Buffalo's competitive market.
- NMLS
- 463827
- Trust Score
- 94/100
- County Exp.
- 95/100
- Close est.*
- ~23 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Buffalo · New York · Serves Erie County
New construction specialist — expertise in lifestyle migration and tight Buffalo inventory.
- NMLS
- 471293
- Trust Score
- 94/100
- County Exp.
- 95/100
- Close est.*
- ~24 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Buffalo · New York · Serves Erie County
Independent broker — strong focus on median affordability and personalized Upstate buyer service.
- NMLS
- 136890
- Trust Score
- 94/100
- County Exp.
- 95/100
- Close est.*
- ~21 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Albany · New York · Serves Albany County
Local Capital District independent — strong knowledge of supply-and-demand imbalance and steady Albany activity.
- NMLS
- 458192
- Trust Score
- 94/100
- County Exp.
- 95/100
- Close est.*
- ~23 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Albany · New York · Serves Albany County
VA and first-time specialist — tailored for affordable entry in Albany's competitive Capital District.
- NMLS
- 467384
- Trust Score
- 94/100
- County Exp.
- 95/100
- Close est.*
- ~23 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Albany · New York · Serves Albany County
Supply-demand specialist — expertise in new construction and tight Albany County inventory.
- NMLS
- 474618
- Trust Score
- 94/100
- County Exp.
- 95/100
- Close est.*
- ~24 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Albany · New York · Serves Albany County
Independent broker — personalized Capital District service for Upstate powerhouse buyers.
- NMLS
- 136890
- Trust Score
- 94/100
- County Exp.
- 95/100
- Close est.*
- ~21 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Carmel · New York · Serves Putnam County
Relocation specialist — tailored for young professionals and families priced out of Manhattan and Brooklyn.
- NMLS
- 492847
- Trust Score
- 94/100
- County Exp.
- 95/100
- Close est.*
- ~23 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
White Plains · New York · Serves Westchester County
Single-family suburban specialist — expertise in limited inventory and 102%+ sale-to-list percentages.
- NMLS
- 476829
- Trust Score
- 94/100
- County Exp.
- 95/100
- Close est.*
- ~24 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Carmel · New York · Serves Putnam County
Independent broker — strong focus on Putnam affordability alternatives and New Rochelle suburban demand.
- NMLS
- 136890
- Trust Score
- 94/100
- County Exp.
- 95/100
- Close est.*
- ~21 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Queens · New York · Serves Queens County
Young professional and investor specialist — tailored for aggressive price growth in Astoria and Long Island City.
- NMLS
- 502847
- Trust Score
- 94/100
- County Exp.
- 95/100
- Close est.*
- ~23 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Brooklyn · New York · Serves Kings County
Waterfront and historic specialist — expertise in Southern Brooklyn rowhomes and Manhattan luxury trends.
- NMLS
- 486729
- Trust Score
- 94/100
- County Exp.
- 95/100
- Close est.*
- ~24 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Queens · New York · Serves Queens County
Independent broker — strong focus on value tiers and lean inventory in Queens and Brooklyn.
- NMLS
- 136890
- Trust Score
- 94/100
- County Exp.
- 95/100
- Close est.*
- ~21 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Buffalo · New York · Serves Erie County
NAF Buffalo team — excellent ratings for climate-refuge and affordable-market purchase volume.
- NMLS
- 6606
- Trust Score
- 93/100
- County Exp.
- 94/100
- Close est.*
- ~25 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Buffalo · New York · Serves Erie County
Wholesale broker — speed suited to low DOM and low inventory in Buffalo's top-hot market.
- NMLS
- 112844
- Trust Score
- 93/100
- County Exp.
- 94/100
- Close est.*
- ~20 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Buffalo · New York · Serves Erie County
Community credit union — member rates and affordable options in one of the country's top-hot markets.
- NMLS
- 449102
- Trust Score
- 93/100
- County Exp.
- 94/100
- Close est.*
- ~28 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Albany · New York · Serves Albany County
NAF Albany team — excellent ratings for Capital District purchase and refinance volume.
- NMLS
- 6606
- Trust Score
- 93/100
- County Exp.
- 94/100
- Close est.*
- ~25 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Albany · New York · Serves Albany County
Wholesale broker — speed suited to supply-and-demand imbalance in Albany's steady hot market.
- NMLS
- 112844
- Trust Score
- 93/100
- County Exp.
- 94/100
- Close est.*
- ~20 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Albany · New York · Serves Albany County
Community credit union — member rates for Capital District buyers in steady, high-activity markets.
- NMLS
- 451829
- Trust Score
- 93/100
- County Exp.
- 94/100
- Close est.*
- ~28 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
White Plains · New York · Serves Westchester County
NAF Westchester team — excellent ratings for White Plains and New Rochelle competitive suburban markets.
- NMLS
- 6606
- Trust Score
- 93/100
- County Exp.
- 94/100
- Close est.*
- ~25 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
New Rochelle · New York · Serves Westchester County
Wholesale broker — speed suited to 56%+ over-asking sales in White Plains and New Rochelle.
- NMLS
- 112844
- Trust Score
- 93/100
- County Exp.
- 94/100
- Close est.*
- ~20 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
White Plains · New York · Serves Westchester County
Community credit union — member rates for suburban buyers in the Tri-State surge markets.
- NMLS
- 448291
- Trust Score
- 93/100
- County Exp.
- 94/100
- Close est.*
- ~28 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Brooklyn · New York · Serves Kings County
NAF NYC team — excellent ratings for Southern Brooklyn and Queens aggressive price growth markets.
- NMLS
- 6606
- Trust Score
- 93/100
- County Exp.
- 94/100
- Close est.*
- ~25 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Queens · New York · Serves Queens County
Wholesale broker — speed suited to lean inventory and bidding wars in Queens and Brooklyn.
- NMLS
- 112844
- Trust Score
- 93/100
- County Exp.
- 94/100
- Close est.*
- ~20 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Queens · New York · Serves Queens County
Community credit union — member rates for NYC buyers in high-competition borough pockets.
- NMLS
- 458291
- Trust Score
- 93/100
- County Exp.
- 94/100
- Close est.*
- ~28 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Buffalo · New York · Serves Erie County
National Guild lender with Buffalo branches — comprehensive financing for first-time buyers in low-inventory, above-asking markets.
- NMLS
- 3274
- Trust Score
- 92/100
- County Exp.
- 93/100
- Close est.*
- ~27 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Buffalo · New York · Serves Erie County
Silverton Buffalo retail lending — professional service for healthcare and education hub relocations.
- NMLS
- 1561
- Trust Score
- 92/100
- County Exp.
- 93/100
- Close est.*
- ~27 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Albany · New York · Serves Albany County
National Guild lender with Albany branches — comprehensive Capital District financing for steady, competitive markets.
- NMLS
- 3274
- Trust Score
- 92/100
- County Exp.
- 93/100
- Close est.*
- ~27 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Albany · New York · Serves Albany County
Silverton Albany retail lending — professional service for Capital District government and education hub buyers.
- NMLS
- 1561
- Trust Score
- 92/100
- County Exp.
- 93/100
- Close est.*
- ~27 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
White Plains · New York · Serves Westchester County
National Guild lender with Westchester branches — financing for buyers priced out of Manhattan and Brooklyn.
- NMLS
- 3274
- Trust Score
- 92/100
- County Exp.
- 93/100
- Close est.*
- ~27 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
New Rochelle · New York · Serves Westchester County
Silverton Westchester retail lending — professional service for high-competition suburban transactions.
- NMLS
- 1561
- Trust Score
- 92/100
- County Exp.
- 93/100
- Close est.*
- ~27 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Queens · New York · Serves Queens County
National Guild lender with NYC borough branches — multi-family, condo, and co-op financing across Kings, Queens, and New York Counties.
- NMLS
- 3274
- Trust Score
- 92/100
- County Exp.
- 93/100
- Close est.*
- ~27 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Brooklyn · New York · Serves Kings County
Silverton Southern Brooklyn retail lending — professional service for multi-family rental income plays.
- NMLS
- 1561
- Trust Score
- 92/100
- County Exp.
- 93/100
- Close est.*
- ~27 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Buffalo · New York · Serves Erie County
CrossCountry Western NY teams — experienced support for first-time buyers where 65% of homes sell above asking.
- NMLS
- 3029
- Trust Score
- 91/100
- County Exp.
- 92/100
- Close est.*
- ~28 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Buffalo · New York · Serves Erie County
Buffalo lender — localized knowledge of investor and family financing in one of the country's hottest markets.
- NMLS
- 3089
- Trust Score
- 91/100
- County Exp.
- 92/100
- Close est.*
- ~25 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Albany · New York · Serves Albany County
CrossCountry Capital District teams — experienced support for first-time buyers in low-DOM Albany markets.
- NMLS
- 3029
- Trust Score
- 91/100
- County Exp.
- 92/100
- Close est.*
- ~28 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Albany · New York · Serves Albany County
Albany lender — localized knowledge of investor and family financing in steady Capital District demand.
- NMLS
- 3089
- Trust Score
- 91/100
- County Exp.
- 92/100
- Close est.*
- ~25 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Carmel · New York · Serves Putnam County
CrossCountry Hudson Valley teams — experienced support for relocators facing double-digit Putnam price jumps.
- NMLS
- 3029
- Trust Score
- 91/100
- County Exp.
- 92/100
- Close est.*
- ~28 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Carmel · New York · Serves Putnam County
NYC suburbs lender — localized knowledge of over-asking premiums and demand surge in Westchester and Putnam.
- NMLS
- 3089
- Trust Score
- 91/100
- County Exp.
- 92/100
- Close est.*
- ~25 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Manhattan · New York · Serves New York County
CrossCountry NYC teams — experienced support for luxury co-op and condo trends in Manhattan and Brooklyn.
- NMLS
- 3029
- Trust Score
- 91/100
- County Exp.
- 92/100
- Close est.*
- ~28 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Brooklyn · New York · Serves Kings County
NYC borough lender — localized knowledge of borough-specific appreciation and investor demand.
- NMLS
- 3089
- Trust Score
- 91/100
- County Exp.
- 92/100
- Close est.*
- ~25 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Buffalo · New York · Serves Erie County
Full-service bank mortgages convenient for education and healthcare relocation in Buffalo.
- NMLS
- 399802
- Trust Score
- 88/100
- County Exp.
- 90/100
- Close est.*
- ~31 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Albany · New York · Serves Albany County
Full-service bank mortgages convenient for Capital District government and education relocations.
- NMLS
- 399802
- Trust Score
- 88/100
- County Exp.
- 90/100
- Close est.*
- ~31 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
White Plains · New York · Serves Westchester County
Full-service bank mortgages convenient for Tri-State commuters relocating to Westchester suburbs.
- NMLS
- 399802
- Trust Score
- 88/100
- County Exp.
- 90/100
- Close est.*
- ~31 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
Manhattan · New York · Serves New York County
Full-service bank mortgages convenient for co-op, condo, and professional buyers in Manhattan and Queens.
- NMLS
- 399802
- Trust Score
- 88/100
- County Exp.
- 90/100
- Close est.*
- ~31 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
New York · New York · Serves New York County
Manhattan co-op and condo financing with deep NYC board approval experience.
- NMLS
- 2239104
- Trust Score
- 86/100
- County Exp.
- 90/100
- Close est.*
- ~38 days
*Editorial estimate — not an NMLS/CFPB field. Methodology
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NMLS verification tips, county lender comparisons, and free calculator access for New York homebuyers.