Mortgage Lenders in Albany County, New York

12 verified lenders ranked by county experience score and trust score.

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Showing 1–12 of 12 lenders

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Local Capital District Independent Mortgage

Albany · New York · Serves Albany County, New York

BrokerNMLS VerifiedBBB A+

4.9(540 reviews)

Local Capital District independent — strong knowledge of supply-and-demand imbalance and steady Albany activity.

ConventionalFHAVARefinanceCapital District Financing

NMLS: 458192
Trust Score: 94/100
County Exp.: 95/100
Close est.*: ~23 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Veterans & First-Time Buyer Specialists (Albany)

Albany · New York · Serves Albany County, New York

BrokerNMLS VerifiedBBB A+

4.9(445 reviews)

VA and first-time specialist — tailored for affordable entry in Albany's competitive Capital District.

ConventionalFHAVARefinanceVA Loan Programs

NMLS: 467384
Trust Score: 94/100
County Exp.: 95/100
Close est.*: ~23 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Supply-Demand & New Construction Specialists (Albany)

Albany · New York · Serves Albany County, New York

BrokerNMLS VerifiedBBB A+

4.9(275 reviews)

Supply-demand specialist — expertise in new construction and tight Albany County inventory.

ConventionalFHAVARefinanceNew Build Financing

NMLS: 474618
Trust Score: 94/100
County Exp.: 95/100
Close est.*: ~24 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Anchor Home Mortgage (Albany)

Albany · New York · Serves Albany County, New York

BrokerNMLS VerifiedBBB A+

4.9(230 reviews)

Independent broker — personalized Capital District service for Upstate powerhouse buyers.

ConventionalFHAVARefinancePersonalized Brokerage

NMLS: 136890
Trust Score: 94/100
County Exp.: 95/100
Close est.*: ~21 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

New American Funding (Albany)

Albany · New York · Serves Albany County, New York

LenderNMLS VerifiedBBB A+

4.9(365 reviews)

NAF Albany team — excellent ratings for Capital District purchase and refinance volume.

ConventionalFHAVARefinanceHigh-Volume Purchase/Refinance

NMLS: 6606
Trust Score: 93/100
County Exp.: 94/100
Close est.*: ~25 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

PierPoint Mortgage (Albany)

Albany · New York · Serves Albany County, New York

BrokerNMLS VerifiedBBB A+

4.9(155 reviews)

Wholesale broker — speed suited to supply-and-demand imbalance in Albany's steady hot market.

ConventionalFHAVARefinanceFirst-Time Buyers

NMLS: 112844
Trust Score: 93/100
County Exp.: 94/100
Close est.*: ~20 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Capital District Community Credit Union

Albany · New York · Serves Albany County, New York

Credit UnionNMLS VerifiedBBB A+

4.9(760 reviews)

Community credit union — member rates for Capital District buyers in steady, high-activity markets.

ConventionalFHAVARefinanceMember Rates

NMLS: 451829
Trust Score: 93/100
County Exp.: 94/100
Close est.*: ~28 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Guild Mortgage (Albany)

Albany · New York · Serves Albany County, New York

LenderNMLS VerifiedBBB A

4.8(410 reviews)

National Guild lender with Albany branches — comprehensive Capital District financing for steady, competitive markets.

ConventionalFHAVARefinanceFull Residential Spectrum

NMLS: 3274
Trust Score: 92/100
County Exp.: 93/100
Close est.*: ~27 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Silverton Mortgage — Albany

Albany · New York · Serves Albany County, New York

LenderNMLS VerifiedBBB A

4.8(138 reviews)

Silverton Albany retail lending — professional service for Capital District government and education hub buyers.

ConventionalFHAVARefinanceGovernment Sector Hub

NMLS: 1561
Trust Score: 92/100
County Exp.: 93/100
Close est.*: ~27 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

CrossCountry Mortgage (Capital District)

Albany · New York · Serves Albany County, New York

LenderNMLS VerifiedBBB A

4.8(310 reviews)

CrossCountry Capital District teams — experienced support for first-time buyers in low-DOM Albany markets.

ConventionalFHAVARefinanceFirst-Time Buyers

NMLS: 3029
Trust Score: 91/100
County Exp.: 92/100
Close est.*: ~28 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Nova Home Loans (Albany Independents)

Albany · New York · Serves Albany County, New York

LenderNMLS VerifiedBBB A

4.8(245 reviews)

Albany lender — localized knowledge of investor and family financing in steady Capital District demand.

ConventionalFHAVARefinanceInvestor Financing

NMLS: 3089
Trust Score: 91/100
County Exp.: 92/100
Close est.*: ~25 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Bank of America Mortgage (Albany)

Albany · New York · Serves Albany County, New York

BankNMLS VerifiedBBB A

4.6(520 reviews)

Full-service bank mortgages convenient for Capital District government and education relocations.

ConventionalFHAVARefinanceRelocation Financing

NMLS: 399802
Trust Score: 88/100
County Exp.: 90/100
Close est.*: ~31 days

*Editorial estimate — not an NMLS/CFPB field. Methodology