Mortgage Lenders in Erie County, New York

12 verified lenders ranked by county experience score and trust score.

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Min ratingNMLS verified onlyBBB A+ only

Showing 1–12 of 12 lenders

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Local Buffalo Independent Mortgage

Buffalo · New York · Serves Erie County, New York

BrokerNMLS VerifiedBBB A+

4.9(620 reviews)

Local Buffalo independent — strong knowledge of low-inventory bidding wars and affordable entry in one of the country's hottest markets.

ConventionalFHAVARefinanceAffordable Entry Financing

NMLS: 452891
Trust Score: 95/100
County Exp.: 96/100
Close est.*: ~22 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Veterans & First-Time Buyer Specialists (Buffalo)

Buffalo · New York · Serves Erie County, New York

BrokerNMLS VerifiedBBB A+

4.9(510 reviews)

VA and first-time specialist — tailored for affordable median price buyers in Buffalo's competitive market.

ConventionalFHAVARefinanceVA Loan Programs

NMLS: 463827
Trust Score: 94/100
County Exp.: 95/100
Close est.*: ~23 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

New Construction & Climate-Refuge Specialists (Buffalo)

Buffalo · New York · Serves Erie County, New York

BrokerNMLS VerifiedBBB A+

4.9(295 reviews)

New construction specialist — expertise in lifestyle migration and tight Buffalo inventory.

ConventionalFHAVARefinanceNew Build Financing

NMLS: 471293
Trust Score: 94/100
County Exp.: 95/100
Close est.*: ~24 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Anchor Home Mortgage (Buffalo)

Buffalo · New York · Serves Erie County, New York

BrokerNMLS VerifiedBBB A+

4.9(255 reviews)

Independent broker — strong focus on median affordability and personalized Upstate buyer service.

ConventionalFHAVARefinance$227K–$277K Affordability

NMLS: 136890
Trust Score: 94/100
County Exp.: 95/100
Close est.*: ~21 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

New American Funding (Buffalo)

Buffalo · New York · Serves Erie County, New York

LenderNMLS VerifiedBBB A+

4.9(390 reviews)

NAF Buffalo team — excellent ratings for climate-refuge and affordable-market purchase volume.

ConventionalFHAVARefinanceHigh-Volume Purchase/Refinance

NMLS: 6606
Trust Score: 93/100
County Exp.: 94/100
Close est.*: ~25 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

PierPoint Mortgage (Upstate NY)

Buffalo · New York · Serves Erie County, New York

BrokerNMLS VerifiedBBB A+

4.9(165 reviews)

Wholesale broker — speed suited to low DOM and low inventory in Buffalo's top-hot market.

ConventionalFHAVARefinanceFirst-Time Buyers

NMLS: 112844
Trust Score: 93/100
County Exp.: 94/100
Close est.*: ~20 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Erie Community Credit Union (Buffalo)

Buffalo · New York · Serves Erie County, New York

Credit UnionNMLS VerifiedBBB A+

4.9(820 reviews)

Community credit union — member rates and affordable options in one of the country's top-hot markets.

ConventionalFHAVARefinanceMember Rates

NMLS: 449102
Trust Score: 93/100
County Exp.: 94/100
Close est.*: ~28 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Guild Mortgage (Buffalo)

Buffalo · New York · Serves Erie County, New York

LenderNMLS VerifiedBBB A

4.8(445 reviews)

National Guild lender with Buffalo branches — comprehensive financing for first-time buyers in low-inventory, above-asking markets.

ConventionalFHAVARefinanceFull Residential Spectrum

NMLS: 3274
Trust Score: 92/100
County Exp.: 93/100
Close est.*: ~27 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Silverton Mortgage — Buffalo

Buffalo · New York · Serves Erie County, New York

LenderNMLS VerifiedBBB A

4.8(148 reviews)

Silverton Buffalo retail lending — professional service for healthcare and education hub relocations.

ConventionalFHAVARefinanceHealthcare/Education Hub

NMLS: 1561
Trust Score: 92/100
County Exp.: 93/100
Close est.*: ~27 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

CrossCountry Mortgage (Western NY)

Buffalo · New York · Serves Erie County, New York

LenderNMLS VerifiedBBB A

4.8(335 reviews)

CrossCountry Western NY teams — experienced support for first-time buyers where 65% of homes sell above asking.

ConventionalFHAVARefinanceFirst-Time Buyers

NMLS: 3029
Trust Score: 91/100
County Exp.: 92/100
Close est.*: ~28 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Nova Home Loans (Buffalo Independents)

Buffalo · New York · Serves Erie County, New York

LenderNMLS VerifiedBBB A

4.8(265 reviews)

Buffalo lender — localized knowledge of investor and family financing in one of the country's hottest markets.

ConventionalFHAVARefinanceInvestor Financing

NMLS: 3089
Trust Score: 91/100
County Exp.: 92/100
Close est.*: ~25 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Bank of America Mortgage (Buffalo)

Buffalo · New York · Serves Erie County, New York

BankNMLS VerifiedBBB A

4.6(580 reviews)

Full-service bank mortgages convenient for education and healthcare relocation in Buffalo.

ConventionalFHAVARefinanceRelocation Financing

NMLS: 399802
Trust Score: 88/100
County Exp.: 90/100
Close est.*: ~31 days

*Editorial estimate — not an NMLS/CFPB field. Methodology