Tier 3 · Development · noindex until quality gates pass · quality score 7/100
Research mortgage companies in Jefferson County, New York
0 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Jefferson County
Source: 2025 HMDA · New York (NY) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional65.5% · 1,300
- FHA7.1% · 141
- VA26.9% · 534
- USDA / RHS0.0% · 9
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Jefferson County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| 5493006Z1T521ODWBA53 | 339 | 17.1% |
| Cardinal Financial Company, Limited Partnership | 234 | 11.8% |
| AMERICU Credit Union | 170 | 8.6% |
| Community Bank, National Association | 158 | 8.0% |
| 549300NVMV4W48B8SC18 | 140 | 7.1% |
| 254900DNLSAVSRPDRK61 | 102 | 5.1% |
| Rocket Mortgage, LLC | 86 | 4.3% |
| Movement Mortgage, LLC | 84 | 4.2% |
| Navy Federal Credit Union | 55 | 2.8% |
| Genesee Regional Bank | 53 | 2.7% |
| 549300QYX5EMLSR68B45 | 48 | 2.4% |
| PLAZA HOME MORTGAGE, INC. | 38 | 1.9% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
No lenders with a confirmed in-county licensed business address are listed yet. Nearby market lenders below may serve borrowers here — they are not in-county locals.
We haven’t listed in-county lenders in Jefferson County, New York yet
Jefferson County, New York
This county has no confirmed in-county HQ listings in our research directory. We do not pad with far-away offices labeled as local. Re-check any company on NMLS Consumer Access.
Coverage is expanding. We do not invent lenders or claim nationwide county counts we cannot support.
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