Ask Trust Hub

Tier 3 · Development · noindex until quality gates pass · quality score 7/100

Research mortgage companies in Niagara County, New York

0 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.

Federal mortgage data · HMDA

What the federal data shows — Niagara County

Source: 2025 HMDA · New York (NY) county-level activity · Not a score or ranking

Research panel
Applications
5,940
Originations
3,894
Denial rate
19.2%

Denials ÷ applications (cleaned HMDA county extract)

Purchase vs refinance
60% / 40%

Share of purchase vs refi among those purposes

Loan-type mix (originations)

  • Conventional82.7% · 3,219
  • FHA12.3% · 477
  • VA4.9% · 192
  • USDA / RHS0.0% · 6

Purchase vs refinance

Home purchase2,484 · 60.4%
Refinance (incl. cash-out)1,627 · 39.6%

Bar shows purchase share of purchase + refinance.

Most active matched lenders in this county

Ranked by actual HMDA originations in Niagara County (2025). Only institutions matched to our directory evidence set are linked.

LenderOriginationsCounty share
254900LTYFDA8IOP9O7841110.6%
Rocket Mortgage, LLC3829.8%
Manufacturers and Traders Trust Company3488.9%
United Wholesale Mortgage, LLC3108.0%
PREMIUM MORTGAGE CORPORATION2917.5%
Citizens Bank, National Association2476.3%
KeyBank National Association1945.0%
Northwest Bank1874.8%
Freedom Mortgage Corporation1163.0%
1ST PRIORITY MORTGAGE, INC.1092.8%
549300V56OLT434ILO421072.8%
HUNT MORTGAGE CORPORATION892.3%

Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.

We show the public record. You decide.

No lenders with a confirmed in-county licensed business address are listed yet. Nearby market lenders below may serve borrowers here — they are not in-county locals.

We haven’t listed in-county lenders in Niagara County, New York yet

Niagara County, New York

This county has no confirmed in-county HQ listings in our research directory. We do not pad with far-away offices labeled as local. Re-check any company on NMLS Consumer Access.

Coverage is expanding. We do not invent lenders or claim nationwide county counts we cannot support.

Research only · Not an endorsement · Part of the Ask Trust Hub network