Tier 3 · Development · noindex until quality gates pass · quality score 7/100
Josephine County, Oregon mortgage market
0 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Josephine County
Source: 2025 HMDA · Oregon (OR) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional73.2% · 1,259
- FHA14.1% · 242
- VA12.4% · 214
- USDA / RHS0.0% · 4
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Josephine County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| ROGUE | 277 | 16.1% |
| 254900WEP08K7U7S3A80 | 163 | 9.5% |
| GUILD MORTGAGE COMPANY LLC | 117 | 6.8% |
| FIRST COMMUNITY | 100 | 5.8% |
| United Wholesale Mortgage, LLC | 92 | 5.3% |
| Rocket Mortgage, LLC | 90 | 5.2% |
| 2549007E4NL6J0YLH946 | 53 | 3.1% |
| Sunflower Bank, National Association | 48 | 2.8% |
| AmeriHome Mortgage Company, LLC | 44 | 2.6% |
| First Interstate Bank | 38 | 2.2% |
| CROSSCOUNTRY MORTGAGE, LLC | 36 | 2.1% |
| MORTGAGE RESEARCH CENTER, LLC | 27 | 1.6% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Higher HMDA activity (matched lenders)
From county HMDA extracts when a LEI maps to our directory — not a ranking or recommendation.
No lenders with a confirmed in-county licensed business address are listed yet. Nearby market lenders below may serve borrowers here — they are not in-county locals.
We haven’t listed in-county lenders in Josephine County, Oregon yet
Josephine County, Oregon
This county has no confirmed in-county HQ listings in our research directory. We do not pad with far-away offices labeled as local. Re-check any company on NMLS Consumer Access.
Coverage is expanding. We do not invent lenders or claim nationwide county counts we cannot support.
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