Tier 3 · Development · noindex until quality gates pass · quality score 7/100
Research mortgage companies in Polk County, Oregon
0 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Polk County
Source: 2025 HMDA · Oregon (OR) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional75.7% · 1,530
- FHA14.5% · 293
- VA9.4% · 190
- USDA / RHS0.0% · 7
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Polk County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| MARION AND POLK SCHOOLS CREDIT UNION | 143 | 7.1% |
| Rocket Mortgage, LLC | 140 | 6.9% |
| Oregon State Credit Union | 129 | 6.4% |
| United Wholesale Mortgage, LLC | 109 | 5.4% |
| GUILD MORTGAGE COMPANY LLC | 98 | 4.8% |
| ONPOINT COMMUNITY CREDIT UNION | 64 | 3.2% |
| Columbia Bank | 55 | 2.7% |
| NATIONS DIRECT MORTGAGE, LLC | 45 | 2.2% |
| Synergy One Lending, Inc. | 44 | 2.2% |
| FIRST COMMUNITY | 43 | 2.1% |
| OREGON COMMUNITY | 41 | 2.0% |
| PENNYMAC LOAN SERVICES, LLC | 40 | 2.0% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
No lenders with a confirmed in-county licensed business address are listed yet. Nearby market lenders below may serve borrowers here — they are not in-county locals.
We haven’t listed in-county lenders in Polk County, Oregon yet
Polk County, Oregon
This county has no confirmed in-county HQ listings in our research directory. We do not pad with far-away offices labeled as local. Re-check any company on NMLS Consumer Access.
Coverage is expanding. We do not invent lenders or claim nationwide county counts we cannot support.
Verify on primary sources
Widen your research
Research only · Not an endorsement · Part of the Ask Trust Hub network