Ask Trust Hub

Tier 3 · Development · noindex until quality gates pass · quality score 7/100

Research mortgage companies in Luzerne County, Pennsylvania

0 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.

Federal mortgage data · HMDA

What the federal data shows — Luzerne County

Source: 2025 HMDA · Pennsylvania (PA) county-level activity · Not a score or ranking

Research panel
Applications
10,961
Originations
6,634
Denial rate
17.9%

Denials ÷ applications (cleaned HMDA county extract)

Purchase vs refinance
55% / 45%

Share of purchase vs refi among those purposes

Loan-type mix (originations)

  • Conventional79.7% · 5,284
  • FHA16.2% · 1,074
  • VA3.9% · 259
  • USDA / RHS0.0% · 17

Purchase vs refinance

Home purchase4,411 · 54.7%
Refinance (incl. cash-out)3,655 · 45.3%

Bar shows purchase share of purchase + refinance.

Most active matched lenders in this county

Ranked by actual HMDA originations in Luzerne County (2025). Only institutions matched to our directory evidence set are linked.

LenderOriginationsCounty share
Rocket Mortgage, LLC5468.2%
Manufacturers and Traders Trust Company2613.9%
Ally Bank2413.6%
PNC Bank, National Association2283.4%
Citizens Bank, National Association2243.4%
5493005RDTT7HVODH4362183.3%
United Wholesale Mortgage, LLC1882.8%
549300EJ89CA12ZT7X031852.8%
ARK-LA-TEX FINANCIAL SERVICES, LLC.1832.8%
5493005ICQ3QGEIWV6181742.6%
5493002PR22PLR6S8J021662.5%
549300PT6CCDYU4VHM411602.4%

Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.

We show the public record. You decide.

No lenders with a confirmed in-county licensed business address are listed yet. Nearby market lenders below may serve borrowers here — they are not in-county locals.

We haven’t listed in-county lenders in Luzerne County, Pennsylvania yet

Luzerne County, Pennsylvania

This county has no confirmed in-county HQ listings in our research directory. We do not pad with far-away offices labeled as local. Re-check any company on NMLS Consumer Access.

Coverage is expanding. We do not invent lenders or claim nationwide county counts we cannot support.

Research only · Not an endorsement · Part of the Ask Trust Hub network