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NMLS ID verifiedBankHQ in Salt Lake County

Ally Bank

Sandy, Utah · HQ in Salt Lake County · NMLS #181005

Ally Bank (NMLS #181005) is a national digital bank offering home loans under Ally Home. Florida HMDA activity appears among higher-volume bank originators in 2025.

Research Score

50 / 100

Re-checkable NMLS identity, third-party reputation snapshots when present, complaint-pattern context, and field completeness. Editorial research composite only.

Data Confidence

87 / 100

High data confidence

NMLS / License Status

NMLS ID verified

NMLS #181005 — re-confirm on NMLS Consumer Access before applying.

Local Market Evidence

Local market evidence · Salt Lake County

HQ locality derived from listed_county (Sandy)

Does not measure approval odds, interest rates, closing speed, or future service quality. Not a regulator grade or NMLS endorsement. Methodology

Score factors
  • NMLS identity evidence: 28/28 — NMLS #181005 — re-confirm on NMLS Consumer Access before applying.
  • Third-party reputation snapshot: 0/26 — No review volume on file
  • CFPB complaint pattern: 8/16 — Catalog shows 0 complaints — treated as unverified default, not a clean bill of health
  • BBB grade (catalog): 0/12 — Grade A listed in seed data — not scored until independently sourced (confirm on BBB.org)
  • Licensed locality completeness: 8/12 — Derived HQ locality: Salt Lake County (listed_county)
  • Loan type disclosure: 6/6 — 3 loan type(s) listed
No independently verified closing-performance data available
Closing performance

Closing timelines are only shown when backed by a documented observed dataset (source, sample size, window). Seed or editorial estimates are not displayed. Hub methodology. Research listing only — not an endorsement of this lender. Re-verify NMLS #181005 on NMLS Consumer Access.

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Loan Types

ConventionalJumboRefinance

Specialties

Bank-direct digital mortgageNational multi-state originatorFlorida HMDA activity

Public metrics (provenance-gated)

CFPB complaints (catalog): 0

Raw count as listed — not size-normalized. A complaint is not a finding of wrongdoing.

Product / credit tiers listed: Excellent, Good, Fair

Self-described product focus as listed — not underwriting criteria.

Third-party review and BBB snapshots are suppressed until independently retrieved. Volume ranks are not shown without a documented source.

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Federal mortgage data

What the federal data shows

Source: 2025 HMDA · Florida activity only · Not a score or ranking

Research panel
Florida originations
2,790
Major FL counties with activity
58

Among tracked high-volume counties

Florida applications (selected outcomes)
4,141

Originated + denied + approved not accepted

Top counties by originations

  • Duval County337
  • Lake County178
  • Volusia County175
  • Escambia County158
  • Hillsborough County153

Loan-type mix (Florida originations)

Conventional57.9% · 1,616
FHA31.8% · 887
VA9.9% · 276
USDA / RHS0.0% · 11

Market share in key counties

Share of county originations among all HMDA filers in that county (shown when ≥ 1%).

Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.

Data aggregated from NMLS, CFPB, BBB, Google, and Trustpilot for informational purposes. Lender Trust Hub is not a lender or broker and does not provide financial advice.