Best for Utah residents
Banks headquartered in Utah often understand local markets, branch networks, and community lending needs.
- •Zions Bancorporation, N.A.
- •Grand Valley Bank
- •Sunwest Bank
- •Ally Bank
Use the "HQ in UT" filter
Utah Banking Insights
Data-driven recommendations based on official FDIC records — not paid placements or sponsored rankings.
Reviewed by LenderTrustHub Editorial TeamFDIC banking insights
Best for long-term stability
Institutions with decades of continuous FDIC insurance demonstrate resilience through multiple economic cycles.
- •Zions Bancorporation, N.A.
- •Central Bank
- •Bank of Utah
- •State Bank of Southern Utah
Sort by "Oldest First"
National bank charters (OCC)
OCC-regulated national banks often offer coast-to-coast digital banking and standardized product lines.
- •Zions Bancorporation, N.A.
- •American Express National Bank
- •LendingClub Bank, National Association
- •Morgan Stanley Bank, National Association
Filter by OCC regulator
Newer market entrants
Recently FDIC-insured institutions may offer competitive digital features and modern mobile experiences.
- •Nelnet Bank
- •Square Financial Services, Inc.
- •Thrivent Bank
- •Varo Bank, National Association
Filter "After 2010"
| Regulator | Institutions | Share |
|---|---|---|
| FDIC | 31 | 74% |
| OCC | 8 | 19% |
| Federal Reserve | 3 | 7% |
Utah homebuyer
Recommended for Utah homeowners
Start with 42 banks headquartered in Utah for local branch access, then compare mortgage rates using our free calculators before choosing where to bank.
Mortgage Calculators →First-time depositor
Protecting your deposits
Every bank in this directory is FDIC-insured. Verify any institution using the certificate link on each card — never rely on logos alone.
How FDIC insurance works →Small business owner
Business banking in Utah
Compare OCC national banks for treasury services against 42 locally headquartered institutions that may offer relationship-based business lending.
Compare banks →Get the Utah Banking Guide
Free FDIC verification checklist, deposit insurance tips, and mortgage calculator links — tailored for Utah residents.
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FDIC Insured Banks in Utah
- Zions Bancorporation, N.A. — FDIC #2270 — 1 S Main St, Salt Lake City, UT 84133
- Grand Valley Bank — FDIC #24922 — 191 E Gateway Dr, Heber City, UT 84032
- Sunwest Bank — FDIC #20164 — 10011 S Centennial Pkwy, Sandy, UT 84070
- Ally Bank — FDIC #57803 — 200 W Civic Center Dr, Sandy, UT 84070
- American Express National Bank — FDIC #27471 — 115 W Towne Ridge Pkwy, Sandy, UT 84070
- Bank of Utah — FDIC #17159 — 2605 Washington Blvd, Ogden, UT 84401
- BMW Bank of North America — FDIC #35141 — 2855 East Cottonwood Parkway, Suite 200, Salt Lake City, UT 84121
- Brighton Bank — FDIC #22578 — 7101 S Highland Dr, Salt Lake City, UT 84121
- Cache Valley Bank — FDIC #22134 — 101 N Main St, Logan, UT 84321
- Capital Community Bank — FDIC #33823 — 3280 N University Ave, Provo, UT 84604
- Celtic Bank — FDIC #57056 — 268 S State St, Ste 300, Salt Lake City, UT 84111
- Central Bank — FDIC #9204 — 75 N University Ave, Provo, UT 84601
- Comenity Capital Bank — FDIC #57570 — 12921 S Vista Station Blvd, Draper, UT 84020
- Continental Bank — FDIC #57571 — 15 W South Temple, Ste 300, Salt Lake City, UT 84101
- FinWise Bank — FDIC #35323 — 756 E Winchester St, Murray, UT 84107
- First Electronic Bank — FDIC #35533 — 2150 S 1300 E, Ste 400, Salt Lake City, UT 84106
- First Utah Bank — FDIC #22738 — 3826 S 2300 E, Salt Lake City, UT 84109
- Green Dot Bank DBA Bonneville Bank — FDIC #22653 — 1675 N 200 W, Provo, UT 84604
- Home Savings Bank — FDIC #26798 — 3539 S Main St, Salt Lake City, UT 84115
- LendingClub Bank, National Association — FDIC #32551 — 2701 N Thanksgiving Way, Lehi, UT 84043
- Liberty Bank, Inc. — FDIC #26816 — 79 S Main St, Suite 400, Salt Lake City, UT 84111
- Medallion Bank — FDIC #57449 — 1100 E 6600 S, Ste 510, Salt Lake City, UT 84121
- Merrick Bank — FDIC #34519 — 10705 S Jordan Gtwy, Ste 200, South Jordan, UT 84095
- Milestone Bank — FDIC #58148 — 310 South Main St., Suite 900, Salt Lake City, UT 84101
- Morgan Stanley Bank, National Association — FDIC #32992 — 201 S Main St, Fl 5, Salt Lake City, UT 84111
- Nelnet Bank — FDIC #59205 — 13907 S Minuteman Dr, Draper, UT 84020
- Optum Bank, Inc. — FDIC #57408 — 12921 S Vista Station Blvd, Draper, UT 84020
- Prime Alliance Bank — FDIC #57920 — 1868 S 500 W, Woods Cross, UT 84010
- Redemption Bank — FDIC #21448 — 2020 E Murray Holladay Road, Salt Lake City, UT 84117
- Sallie Mae Bank — FDIC #58177 — 175 S West Temple, Salt Lake City, UT 84101