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Research mortgage companies in Richland County, South Carolina

0 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.

Federal mortgage data · HMDA

What the federal data shows — Richland County

Source: 2025 HMDA · South Carolina (SC) county-level activity · Not a score or ranking

Research panel
Applications
18,654
Originations
10,401
Denial rate
17.1%

Denials ÷ applications (cleaned HMDA county extract)

Purchase vs refinance
59% / 41%

Share of purchase vs refi among those purposes

Loan-type mix (originations)

  • Conventional58.1% · 6,045
  • FHA17.7% · 1,845
  • VA24.0% · 2,497
  • USDA / RHS0.0% · 14

Purchase vs refinance

Home purchase9,419 · 58.9%
Refinance (incl. cash-out)6,559 · 41.1%

Bar shows purchase share of purchase + refinance.

Most active matched lenders in this county

Ranked by actual HMDA originations in Richland County (2025). Only institutions matched to our directory evidence set are linked.

LenderOriginationsCounty share
Ally Bank6406.2%
Rocket Mortgage, LLC5695.5%
United Wholesale Mortgage, LLC5094.9%
First-Citizens Bank & Trust Company4534.4%
VANDERBILT MORTGAGE AND FINANCE, INC.3213.1%
Palmetto Citizens Federal Credit Union3103.0%
Ameris Bank2732.6%
Guild Mortgage Company LLC2592.5%
Navy Federal Credit Union2562.5%
Movement Mortgage, LLC2552.5%
First Heritage Mortgage, LLC2502.4%
RESOURCE FINANCIAL SERVICES, INC.2152.1%

Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.

We show the public record. You decide.

No lenders with a confirmed in-county licensed business address are listed yet. Nearby market lenders below may serve borrowers here — they are not in-county locals.

We haven’t listed in-county lenders in Richland County, South Carolina yet

Richland County, South Carolina

This county has no confirmed in-county HQ listings in our research directory. We do not pad with far-away offices labeled as local. Re-check any company on NMLS Consumer Access.

Coverage is expanding. We do not invent lenders or claim nationwide county counts we cannot support.

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