Tier 3 · Development · noindex until quality gates pass · quality score 7/100
Garfield County, Utah mortgage market
0 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Garfield County
Source: 2025 HMDA · Utah (UT) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional91.2% · 156
- FHA5.8% · 10
- VA2.9% · 5
- USDA / RHS0.0% · 0
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Garfield County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| State Bank of Southern Utah | 29 | 17.0% |
| United Wholesale Mortgage, LLC | 17 | 9.9% |
| Zions Bancorporation, N.A. | 15 | 8.8% |
| Rocket Mortgage, LLC | 14 | 8.2% |
| Mountain America Federal Credit Union | 12 | 7.0% |
| 549300MUXFVZKH4XLG17 | 11 | 6.4% |
| AMERICA FIRST Federal Credit Union | 10 | 5.8% |
| GUILD MORTGAGE COMPANY LLC | 10 | 5.8% |
| CMG Mortgage, Inc. | 5 | 2.9% |
| Newrez LLC | 3 | 1.8% |
| NATIONSTAR MORTGAGE LLC | 3 | 1.8% |
| AMERICAN FINANCING CORPORATION | 2 | 1.2% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Higher HMDA activity (matched lenders)
From county HMDA extracts when a LEI maps to our directory — not a ranking or recommendation.
No lenders with a confirmed in-county licensed business address are listed yet. Nearby market lenders below may serve borrowers here — they are not in-county locals.
We haven’t listed in-county lenders in Garfield County, Utah yet
Garfield County, Utah
This county has no confirmed in-county HQ listings in our research directory. We do not pad with far-away offices labeled as local. Re-check any company on NMLS Consumer Access.
Coverage is expanding. We do not invent lenders or claim nationwide county counts we cannot support.
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