Ask Trust Hub

Tier 3 · Development · noindex until quality gates pass · quality score 7/100

Rock County, Wisconsin mortgage market

0 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.

Federal mortgage data · HMDA

What the federal data shows — Rock County

Source: 2025 HMDA · Wisconsin (WI) county-level activity · Not a score or ranking

Research panel
Applications
7,504
Originations
5,139
Denial rate
15.0%

Denials ÷ applications (cleaned HMDA county extract)

Purchase vs refinance
51% / 49%

Share of purchase vs refi among those purposes

Loan-type mix (originations)

  • Conventional86.5% · 4,447
  • FHA7.8% · 399
  • VA5.6% · 286
  • USDA / RHS0.0% · 7

Purchase vs refinance

Home purchase2,846 · 51.4%
Refinance (incl. cash-out)2,692 · 48.6%

Bar shows purchase share of purchase + refinance.

Most active matched lenders in this county

Ranked by actual HMDA originations in Rock County (2025). Only institutions matched to our directory evidence set are linked.

LenderOriginationsCounty share
Summit Credit Union57911.3%
549300W1AS8CZYV4MQ174528.8%
Johnson Bank3446.7%
University Of Wisconsin Credit Union2885.6%
GUILD MORTGAGE COMPANY LLC2284.4%
549300V3UW6HP83URS672244.4%
Rocket Mortgage, LLC2234.3%
Associated Bank, National Association1643.2%
BMO Bank National Association1222.4%
5493001SSNVCONGBH9471212.4%
EDUCATORS CREDIT UNION1092.1%
United Wholesale Mortgage, LLC921.8%

Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.

We show the public record. You decide.

Higher HMDA activity (matched lenders)

From county HMDA extracts when a LEI maps to our directory — not a ranking or recommendation.

No lenders with a confirmed in-county licensed business address are listed yet. Nearby market lenders below may serve borrowers here — they are not in-county locals.

We haven’t listed in-county lenders in Rock County, Wisconsin yet

Rock County, Wisconsin

This county has no confirmed in-county HQ listings in our research directory. We do not pad with far-away offices labeled as local. Re-check any company on NMLS Consumer Access.

Coverage is expanding. We do not invent lenders or claim nationwide county counts we cannot support.

Research only · Not an endorsement · Part of the Ask Trust Hub network