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Humboldt County, California mortgage market

0 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.

Federal mortgage data · HMDA

What the federal data shows — Humboldt County

Source: 2025 HMDA · California (CA) county-level activity · Not a score or ranking

Research panel
Applications
2,498
Originations
1,397
Denial rate
15.0%

Denials ÷ applications (cleaned HMDA county extract)

Purchase vs refinance
57% / 43%

Share of purchase vs refi among those purposes

Loan-type mix (originations)

  • Conventional80.0% · 1,117
  • FHA13.7% · 191
  • VA6.3% · 88
  • USDA / RHS0.0% · 1

Purchase vs refinance

Home purchase1,164 · 56.6%
Refinance (incl. cash-out)892 · 43.4%

Bar shows purchase share of purchase + refinance.

Most active matched lenders in this county

Ranked by actual HMDA originations in Humboldt County (2025). Only institutions matched to our directory evidence set are linked.

LenderOriginationsCounty share
PrimeLending, a PlainsCapital Company25218.0%
United Wholesale Mortgage, LLC17312.4%
Rocket Mortgage, LLC1097.8%
BETTER MORTGAGE CORPORATION785.6%
SUMMIT FUNDING, INC.634.5%
549300ZIXM1VUXPG4D03523.7%
549300W0YBCUV18HSR42463.3%
IFQSIUC9AGQV2NE8CN25342.4%
U.S. Bank National Association261.9%
Fairway Independent Mortgage Corporation171.2%
FIGURE LENDING LLC151.1%
AMERICAN FINANCIAL RESOURCES, INC.141.0%

Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.

We show the public record. You decide.

Higher HMDA activity (matched lenders)

From county HMDA extracts when a LEI maps to our directory — not a ranking or recommendation.

No lenders with a confirmed in-county licensed business address are listed yet. Nearby market lenders below may serve borrowers here — they are not in-county locals.

We haven’t listed in-county lenders in Humboldt County, California yet

Humboldt County, California

This county has no confirmed in-county HQ listings in our research directory. We do not pad with far-away offices labeled as local. Re-check any company on NMLS Consumer Access.

Coverage is expanding. We do not invent lenders or claim nationwide county counts we cannot support.

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