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National research directory · NMLS-oriented · Catalog 2026-07-01

Mortgage lenders in California

38 distinct companies · 57 catalog location rows · 31 with NMLS ID verified

HMDA evidence where available · County market pages · Free Loan Estimate tools

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California

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Honest inventory in California

  • 38

    Distinct companies (NMLS entity)

  • 31

    With NMLS ID verified

  • 7

    County research pages with usable inventory

Stronger county research surfaces

Counties with stronger true in-county inventory for research — not population rank and not a paid “best of” list.

County research pages

Loan programs & tools

Official housing & licensing resources

Companies in California (distinct NMLS entities)

Distinct companies

38

NMLS ID verified

31

NMLS ID verified

31

Altura Credit Union

Riverside · California · Riverside, California · HQ in Riverside County

Credit UnionNMLS ID verified

Riverside-area credit union — community-focused member rates for qualified buyers in the high-volume Inland Empire corridor.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#401403
Educational Employees Credit Union (EECU)

Fresno · California · Fresno, California · HQ in Fresno County

Credit UnionNMLS ID verified

Fresno-area credit union — community-focused member rates for qualified buyers and investor cash-flow properties.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#402788
First Tech Federal Credit Union

San Jose · California · San Jose, California · HQ in Santa Clara County

Credit UnionNMLS ID verified

Tech-employee credit union — competitive member rates for qualified professionals in ultra-tight Santa Clara inventory.

ConventionalFHAVAJumbo

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#732452
American Financial Network

Brea · California · Brea, California · HQ in Orange County

LenderNMLS ID verified

American Financial Network, Inc. (NMLS #237341) is a multi-state mortgage banker based in Brea, California, with substantial California HMDA originations in public 2025 data.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#237341
American Pacific Mortgage (Central Valley)

Clovis · California · Clovis, California · HQ in Fresno County

BrokerNMLS ID verified

California independent broker — deep Central Valley expertise for affordable family and positive cash-flow investor financing in Clovis.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#1850
AmeriHome Mortgage

Thousand Oaks · California · Thousand Oaks, California · HQ in Ventura County

LenderNMLS ID verified

AmeriHome Mortgage Company, LLC (NMLS #1120271) is a national mortgage originator based in California. Florida HMDA filings place it among higher-volume independent originators statewide in 2025.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#1120271
AmWest Funding

Brea · California · Brea, California · HQ in Orange County

LenderNMLS ID verified

AmWest Funding Corp. (NMLS #167441) is a multi-state mortgage company based in Brea, California, with multi-thousand California originations in 2025 public HMDA data.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#167441
Anchor Home Mortgage (Bakersfield)

Bakersfield · California · Bakersfield, California · HQ in Kern County

BrokerNMLS ID verified

Independent broker — strong focus on Central Valley affordability and positive cash-flow investor deals.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#136890
Bank of America Mortgage (Central Valley)

Clovis · California · Clovis, California · HQ in Fresno County

BankNMLS ID verified

Full-service bank mortgages convenient for Bay Area and LA relocators seeking Central Valley affordability.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#399802
Bay Equity Home Loans (Silicon Valley)

Cupertino · California · Cupertino, California · HQ in Santa Clara County

LenderNMLS ID verified

California-based lender — localized expertise in above-list, ultra-competitive Silicon Valley offer dynamics.

ConventionalFHAVAJumbo

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#76901
C2 Financial Corporation

San Jose · California · San Jose, California · HQ in Santa Clara County

BrokerNMLS ID verified

California independent broker network — deep Silicon Valley expertise for ultra-competitive San Jose and Cupertino transactions.

ConventionalFHAVAJumbo

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#135622
Carrington Mortgage Services

Anaheim · California · Anaheim, California · HQ in Orange County

LenderNMLS ID verified

Carrington Mortgage Services, LLC (NMLS #2250) is a national mortgage company. Florida HMDA filings include multi-thousand originations under Carrington-related LEIs in 2025.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#2250
City National Bank Mortgage

Cupertino · California · Cupertino, California · HQ in Santa Clara County

BankNMLS ID verified

Private bank mortgage arm — jumbo and portfolio lending tailored for generational wealth and stock-comp buyers.

JumboConventionalARMRefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#5369
CrossCountry Mortgage (Central Valley)

Bakersfield · California · Bakersfield, California · HQ in Kern County

LenderNMLS ID verified

CrossCountry Bakersfield teams — experienced support for coastal California cost-of-living migration.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#3029
Guild Mortgage (Central Valley)

Clovis · California · Clovis, California · HQ in Fresno County

LenderNMLS ID verified

National Guild lender with Central Valley branches — comprehensive financing for Clovis suburban buyers and coastal migrants.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#3274
JVM Lending (Cupertino)

Cupertino · California · Cupertino, California · HQ in Santa Clara County

LenderNMLS ID verified

Bay Area jumbo specialist — expertise in Cupertino luxury, multiple-offer, and non-contingent contract scenarios.

JumboConventionalARMRefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#310167
Kind Lending

Irvine · California · Irvine, California · HQ in Orange County

LenderNMLS ID verified

Kind Lending, LLC (NMLS #3925) is a multi-state mortgage lender headquartered in Irvine, California. California HMDA data reports multi-thousand originations.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#3925
Lennar Mortgage (Clovis)

Clovis · California · Clovis, California · HQ in Fresno County

LenderNMLS ID verified

Builder-affiliated lender — expertise in Clovis master-planned communities and premium low-crime suburban layouts.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#1058
loanDepot

Irvine · California · Irvine, California · HQ in Orange County

LenderNMLS ID verified

loanDepot.com, LLC (NMLS #174457) is a national retail mortgage lender headquartered in Irvine, California. It offers purchase and refinance mortgages across a multi-state footprint, including material Florida activity in 2025 HMDA data.

ConventionalFHAVAJumbo

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#174457
Mutual of Omaha Mortgage

San Diego · California · San Diego, California · HQ in San Diego County

LenderNMLS ID verified

Mutual of Omaha Mortgage, Inc. (NMLS #1025894) originates residential mortgages in multiple states; Georgia HMDA filings show multi-hundred to thousand-scale originations.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#1025894
New American Funding (Clovis)

Clovis · California · Clovis, California · HQ in Fresno County

LenderNMLS ID verified

NAF Clovis team — excellent ratings for remote worker and first-time buyer volume in elite-school suburbs.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#6606
Nova Home Loans (Central Valley)

Bakersfield · California · Bakersfield, California · HQ in Kern County

LenderNMLS ID verified

California lender — localized knowledge of Central Valley investor and first-time buyer financing at half state median prices.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#3089
PennyMac Loan Services

Westlake Village · California · Westlake Village, California · HQ in Los Angeles County

LenderNMLS ID verified

PennyMac Loan Services, LLC (NMLS #35953), based in Westlake Village, California, is a national mortgage originator and servicer. Public HMDA data for Florida includes substantial 2025 production under this institution.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#35953
PierPoint Mortgage (Bay Area)

San Jose · California · San Jose, California · HQ in Santa Clara County

BrokerNMLS ID verified

Wholesale broker — speed-critical closings for Santa Clara's blistering 12–13 day on-market pace.

ConventionalFHAVAJumbo

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#112844
Plaza Home Mortgage

San Diego · California · San Diego, California · HQ in San Diego County

LenderNMLS ID verified

Plaza Home Mortgage, Inc. (NMLS #2113) is a national wholesale and correspondent mortgage company with multi-thousand New York HMDA originations in public filings.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#2113
Provident Funding

San Bruno · California · San Bruno, California · HQ in San Mateo County

LenderNMLS ID verified

Provident Funding Associates, L.P. (NMLS #3821) reports multi-hundred 2025 HMDA originations including Utah markets.

ConventionalRefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#3821
Silverton Mortgage — Bakersfield

Bakersfield · California · Bakersfield, California · HQ in Kern County

LenderNMLS ID verified

Silverton Bakersfield retail lending — professional service for agricultural heartland and affordability buyers.

ConventionalFHAVARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#1561
Sun West Mortgage

Cerritos · California · Cerritos, California · HQ in Los Angeles County

LenderNMLS ID verified

Sun West Mortgage Company, Inc. (NMLS #3277) is a multi-state mortgage company headquartered in Cerritos, California. Public HMDA filings include multi-thousand California originations.

ConventionalFHAVAUSDA

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#3277
Veterans United Home Loans (Central Valley)

Bakersfield · California · Bakersfield, California · HQ in Kern County

LenderNMLS ID verified

VA and remote relocation programs — tailored for veterans and tech remote workers in the Central Valley.

VAFHARefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#1907
Golden Gate Home Loans

San Francisco · California · San Francisco, California · HQ in San Francisco County

LenderNMLS ID verified

SF Bay Area jumbo lender experienced with RSU income and stock-option buyers.

JumboConventionalARM

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#1765432
Pacific Trust Mortgage

Los Angeles · California · Los Angeles, California · HQ in Los Angeles County

LenderNMLS ID verified

LA County jumbo specialist navigating California conforming limits and complex appraisals.

ConventionalJumboARMRefinance

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#1984721
East West Bank

Pasadena · California · Pasadena, California · HQ in Los Angeles County

Bank

East West Bank reports multi-thousand 2025 HMDA originations across California, New York, Nevada, and other markets in public filings.

ConventionalFHAVAJumbo

Evidence

  • Local HQ evidence
NMLS
Not on file
GoodLeap

Roseville · California · Roseville, California · HQ in Placer County

Lender

GoodLeap, LLC reports multi-thousand 2025 HMDA originations across California, Florida, Texas, and other markets in public filings.

ConventionalFHAVARefinance

Evidence

  • Local HQ evidence
NMLS
Not on file
Inspire Home Loans

Irvine · California · Irvine, California · HQ in Orange County

Lender

Inspire Home Loans Inc. reports multi-thousand 2025 HMDA originations across Texas, Florida, Arizona, California, and other markets in public filings.

ConventionalFHAVARefinance

Evidence

  • Local HQ evidence
NMLS
Not on file
KBHS Home Loans

Los Angeles · California · Los Angeles, California · HQ in Los Angeles County

Lender

KBHS Home Loans, LLC reports multi-thousand 2025 HMDA originations including substantial Nevada volume in public filings.

ConventionalFHAVARefinance

Evidence

  • Local HQ evidence
NMLS
Not on file
Nations Direct Mortgage

Santa Ana · California · Santa Ana, California · HQ in Orange County

Lender

Nations Direct Mortgage, LLC reports multi-thousand 2025 HMDA originations across Oregon and other markets in public filings.

ConventionalFHAVARefinance

Evidence

  • Local HQ evidence
NMLS
Not on file
Sierra Pacific Mortgage

Folsom · California · Folsom, California · HQ in Sacramento County

Lender

Sierra Pacific Mortgage Company, Inc. reports multi-thousand 2025 HMDA originations across California, Oregon, Texas, and other markets in public filings.

ConventionalFHAVARefinance

Evidence

  • Local HQ evidence
NMLS
Not on file
Summit Funding

Sacramento · California · Sacramento, California · HQ in Sacramento County

Lender

Summit Funding, Inc. reports multi-hundred to multi-thousand 2025 HMDA originations across Oregon and other markets in public filings.

ConventionalFHAVARefinance

Evidence

  • Local HQ evidence
NMLS
Not on file

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