Sierra Pacific Mortgage
Folsom, California · HQ in Sacramento County · NMLS incomplete
Sierra Pacific Mortgage Company, Inc. reports multi-thousand 2025 HMDA originations across California, Oregon, Texas, and other markets in public filings.
Research Score
22 / 100
Re-checkable NMLS identity, third-party reputation snapshots when present, complaint-pattern context, and field completeness. Editorial research composite only.
Data Confidence
47 / 100
Moderate data confidence
NMLS / License Status
Incomplete
NMLS ID incomplete — recheck required before treating as verified.
Local Market Evidence
Local market evidence · Sacramento County
HQ locality derived from listed_county (Folsom)
Does not measure approval odds, interest rates, closing speed, or future service quality. Not a regulator grade or NMLS endorsement. Methodology
Score factors
- NMLS identity evidence: 0/28 — NMLS ID incomplete — recheck required before treating as verified.
- Third-party reputation snapshot: 0/26 — No review volume on file
- CFPB complaint pattern: 8/16 — Catalog shows 0 complaints — treated as unverified default, not a clean bill of health
- BBB grade (catalog): 0/12 — Grade A listed in seed data — not scored until independently sourced (confirm on BBB.org)
- Licensed locality completeness: 8/12 — Derived HQ locality: Sacramento County (listed_county)
- Loan type disclosure: 6/6 — 4 loan type(s) listed
Closing timelines are only shown when backed by a documented observed dataset (source, sample size, window). Seed or editorial estimates are not displayed. Hub methodology. Research listing only — not an endorsement of this lender. NMLS ID incomplete — recheck required on NMLS Consumer Access.
Loan Types
Specialties
Public metrics (provenance-gated)
Raw count as listed — not size-normalized. A complaint is not a finding of wrongdoing.
Self-described product focus as listed — not underwriting criteria.
Third-party review and BBB snapshots are suppressed until independently retrieved. Volume ranks are not shown without a documented source.
Federal mortgage data · HMDA
What the federal data shows
Source: 2025 HMDA · California activity (primary of 20 states) · Not a score or ranking
Among tracked high-volume counties in this state slice
HMDA applications in state summary (selected outcomes)
Also mapped in: Texas (605 originations) · Oregon (449 originations) · Florida (341 originations) · Arizona (307 originations) · Colorado (267 originations) · Tennessee (243 originations) · Utah (215 originations) · Washington (209 originations) · Virginia (189 originations) · Pennsylvania (156 originations) · Nevada (121 originations) · Georgia (120 originations) · Illinois (104 originations) · North Carolina (72 originations) · Michigan (40 originations) · South Carolina (39 originations) · New York (33 originations) · Oklahoma (32 originations) · Ohio (15 originations)
Top counties by originations
- Los Angeles County292
- Kern County221
- Sacramento County188
- San Diego County154
- Riverside County127
Loan-type mix (California originations)
Market share in key counties
Share of county originations among all HMDA filers in that county (shown when ≥ 1%).
- Kern County221 originations · 1.5% share
- Madera County89 originations · 2.6% share
- Imperial County32 originations · 1.7% share
- Nevada County29 originations · 1.2% share
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Research listing only — not an endorsement. Public panels (when shown) cite HMDA and/or CFPB sources with as-of dates. Re-verify NMLS identity on NMLS Consumer Access before applying. Lender Trust Hub is not a lender or broker and does not provide financial advice. We show the public record. You decide.