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Tier 3 · Development · noindex until quality gates pass · quality score 7/100

Gibson County, Tennessee mortgage market

0 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.

Federal mortgage data · HMDA

What the federal data shows — Gibson County

Source: 2025 HMDA · Tennessee (TN) county-level activity · Not a score or ranking

Research panel
Applications
2,092
Originations
1,200
Denial rate
20.6%

Denials ÷ applications (cleaned HMDA county extract)

Purchase vs refinance
59% / 41%

Share of purchase vs refi among those purposes

Loan-type mix (originations)

  • Conventional64.3% · 772
  • FHA21.6% · 259
  • VA9.7% · 116
  • USDA / RHS0.0% · 53

Purchase vs refinance

Home purchase957 · 58.8%
Refinance (incl. cash-out)671 · 41.2%

Bar shows purchase share of purchase + refinance.

Most active matched lenders in this county

Ranked by actual HMDA originations in Gibson County (2025). Only institutions matched to our directory evidence set are linked.

LenderOriginationsCounty share
Leaders Credit Union21517.9%
Regions Bank988.2%
549300YR7U7TZTQ1GH77816.8%
Cadence Bank685.7%
Rocket Mortgage, LLC584.8%
549300RN1POVRDD21477554.6%
FIRST COMMUNITY MORTGAGE, INC.494.1%
United Wholesale Mortgage, LLC413.4%
Simmons Bank403.3%
MORTGAGE INVESTORS GROUP, INC.393.3%
MORTGAGE RESEARCH CENTER, LLC292.4%
549300PCSJGT8XU10K84221.8%

Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.

We show the public record. You decide.

Higher HMDA activity (matched lenders)

From county HMDA extracts when a LEI maps to our directory — not a ranking or recommendation.

No lenders with a confirmed in-county licensed business address are listed yet. Nearby market lenders below may serve borrowers here — they are not in-county locals.

We haven’t listed in-county lenders in Gibson County, Tennessee yet

Gibson County, Tennessee

This county has no confirmed in-county HQ listings in our research directory. We do not pad with far-away offices labeled as local. Re-check any company on NMLS Consumer Access.

Coverage is expanding. We do not invent lenders or claim nationwide county counts we cannot support.

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