Ask Trust Hub
NMLS ID verifiedLenderHQ in Rutherford County

First Community Mortgage

Murfreesboro, Tennessee · HQ in Rutherford County · NMLS #629700

First Community Mortgage, Inc. (NMLS #629700), based in Murfreesboro, Tennessee, reports multi-thousand 2025 HMDA originations across Tennessee markets.

Research Score

54 / 100

Re-checkable NMLS identity, third-party reputation snapshots when present, complaint-pattern context, and field completeness. Editorial research composite only.

Data Confidence

87 / 100

High data confidence

NMLS / License Status

NMLS ID verified

NMLS #629700 — re-confirm on NMLS Consumer Access before applying.

Local Market Evidence

Local market evidence · Rutherford County

HQ locality derived from zip (Murfreesboro)

Does not measure approval odds, interest rates, closing speed, or future service quality. Not a regulator grade or NMLS endorsement. Methodology

Score factors
  • NMLS identity evidence: 28/28NMLS #629700 — re-confirm on NMLS Consumer Access before applying.
  • Third-party reputation snapshot: 0/26No review volume on file
  • CFPB complaint pattern: 8/16Catalog shows 0 complaints — treated as unverified default, not a clean bill of health
  • BBB grade (catalog): 0/12Grade A listed in seed data — not scored until independently sourced (confirm on BBB.org)
  • Licensed locality completeness: 12/12Derived HQ locality: Rutherford County (zip)
  • Loan type disclosure: 6/65 loan type(s) listed
No independently verified closing-performance data available
Closing performance

Closing timelines are only shown when backed by a documented observed dataset (source, sample size, window). Seed or editorial estimates are not displayed. Hub methodology. Research listing only — not an endorsement of this lender. Re-verify NMLS #629700 on NMLS Consumer Access.

Loan Types

ConventionalFHAVAUSDARefinance

Specialties

Middle Tennessee independent mortgage bankNew construction

Public metrics (provenance-gated)

CFPB complaints (catalog): 0

Raw count as listed — not size-normalized. A complaint is not a finding of wrongdoing.

Product / credit tiers listed: Excellent, Good, Fair

Self-described product focus as listed — not underwriting criteria.

Third-party review and BBB snapshots are suppressed until independently retrieved. Volume ranks are not shown without a documented source.

Federal mortgage data · HMDA

What the federal data shows

Source: 2025 HMDA · Tennessee activity (primary of 14 states) · Not a score or ranking

Research panel
Tennessee originations
2,461
Counties with activity (TN)
20

Among tracked high-volume counties in this state slice

Tennessee applications
3,154

HMDA applications in state summary (selected outcomes)

Also mapped in: Ohio (1,167 originations) · Michigan (696 originations) · Kentucky (386 originations) · Indiana (376 originations) · Illinois (129 originations) · Colorado (67 originations) · Missouri (60 originations) · Wisconsin (38 originations) · Arizona (22 originations) · Oregon (11 originations) · Minnesota (5 originations) · Washington (4 originations) · Nevada (3 originations)

Top counties by originations

  • Rutherford County287
  • Knox County191
  • Montgomery County97
  • Davidson County92
  • Shelby County84

Loan-type mix (Tennessee originations)

Conventional47.3% · 1,165
FHA35.9% · 883
VA9.1% · 223
USDA / RHS0.0% · 190

Market share in key counties

Share of county originations among all HMDA filers in that county (shown when ≥ 1%).

Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.

We show the public record. You decide.

Research listing only — not an endorsement. Public panels (when shown) cite HMDA and/or CFPB sources with as-of dates. Re-verify NMLS identity on NMLS Consumer Access before applying. Lender Trust Hub is not a lender or broker and does not provide financial advice. We show the public record. You decide.