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Tier 3 · Development · noindex until quality gates pass · quality score 40/100

Twin Falls County, Idaho mortgage market

1 in-county HQ company. Local means a licensed business address in this county — not statewide license alone.

Federal mortgage data · HMDA

What the federal data shows — Twin Falls County

Source: 2025 HMDA · Idaho (ID) county-level activity · Not a score or ranking

Research panel
Applications
4,286
Originations
2,642
Denial rate
15.3%

Denials ÷ applications (cleaned HMDA county extract)

Purchase vs refinance
58% / 42%

Share of purchase vs refi among those purposes

Loan-type mix (originations)

  • Conventional75.4% · 1,991
  • FHA17.2% · 455
  • VA7.1% · 187
  • USDA / RHS0.0% · 9

Purchase vs refinance

Home purchase1,921 · 57.6%
Refinance (incl. cash-out)1,414 · 42.4%

Bar shows purchase share of purchase + refinance.

Most active matched lenders in this county

Ranked by actual HMDA originations in Twin Falls County (2025). Only institutions matched to our directory evidence set are linked.

Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.

We show the public record. You decide.

Higher HMDA activity (matched lenders)

From county HMDA extracts when a LEI maps to our directory — not a ranking or recommendation.

Only 1 listed lender with confirmed in-county HQ for Twin Falls County, Idaho. We do not pad this list with distant offices labeled as local.

In-county HQ

Licensed business city or HQ locality maps to Twin Falls County.