Ask Trust Hub

Tier 3 · Development · noindex until quality gates pass · quality score 7/100

Lincoln County, New Mexico mortgage market

0 in-county HQ companies. Local means a licensed business address in this county — not statewide license alone.

Federal mortgage data · HMDA

What the federal data shows — Lincoln County

Source: 2025 HMDA · New Mexico (NM) county-level activity · Not a score or ranking

Research panel
Applications
852
Originations
423
Denial rate
22.6%

Denials ÷ applications (cleaned HMDA county extract)

Purchase vs refinance
65% / 35%

Share of purchase vs refi among those purposes

Loan-type mix (originations)

  • Conventional77.5% · 328
  • FHA12.5% · 53
  • VA9.2% · 39
  • USDA / RHS0.0% · 3

Purchase vs refinance

Home purchase489 · 65.2%
Refinance (incl. cash-out)261 · 34.8%

Bar shows purchase share of purchase + refinance.

Most active matched lenders in this county

Ranked by actual HMDA originations in Lincoln County (2025). Only institutions matched to our directory evidence set are linked.

LenderOriginationsCounty share
United Wholesale Mortgage, LLC6114.4%
Rocket Mortgage, LLC4510.6%
549300VHBALPLHRR4080348.0%
KIND LENDING, LLC204.7%
MORTGAGE RESEARCH CENTER, LLC133.1%
NATIONSTAR MORTGAGE LLC133.1%
21ST MORTGAGE CORPORATION112.6%
HOMEXPRESS MORTGAGE CORP.81.9%
PENNYMAC LOAN SERVICES, LLC81.9%
5493005KZM1DEUYVS78371.6%
AmeriHome Mortgage Company, LLC71.6%
Citizens Bank of Las Cruces71.6%

Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.

We show the public record. You decide.

Higher HMDA activity (matched lenders)

From county HMDA extracts when a LEI maps to our directory — not a ranking or recommendation.

No lenders with a confirmed in-county licensed business address are listed yet. Nearby market lenders below may serve borrowers here — they are not in-county locals.

We haven’t listed in-county lenders in Lincoln County, New Mexico yet

Lincoln County, New Mexico

This county has no confirmed in-county HQ listings in our research directory. We do not pad with far-away offices labeled as local. Re-check any company on NMLS Consumer Access.

Coverage is expanding. We do not invent lenders or claim nationwide county counts we cannot support.

Research only · Not an endorsement · Part of the Ask Trust Hub network