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Tier 3 · Development · noindex until quality gates pass · quality score 53/100

Research mortgage companies in Mercer County, Pennsylvania

1 in-county HQ company. Local means a licensed business address in this county — not statewide license alone.

Federal mortgage data · HMDA

What the federal data shows — Mercer County

Source: 2025 HMDA · Pennsylvania (PA) county-level activity · Not a score or ranking

Research panel
Applications
3,268
Originations
2,005
Denial rate
19.2%

Denials ÷ applications (cleaned HMDA county extract)

Purchase vs refinance
55% / 45%

Share of purchase vs refi among those purposes

Loan-type mix (originations)

  • Conventional82.0% · 1,643
  • FHA11.6% · 232
  • VA5.8% · 117
  • USDA / RHS0.0% · 13

Purchase vs refinance

Home purchase1,210 · 55.1%
Refinance (incl. cash-out)987 · 44.9%

Bar shows purchase share of purchase + refinance.

Most active matched lenders in this county

Ranked by actual HMDA originations in Mercer County (2025). Only institutions matched to our directory evidence set are linked.

LenderOriginationsCounty share
First National Bank of Pennsylvania28114.0%
549300H05YH2B8D1FY151969.8%
The Huntington National Bank1356.7%
Ixonia Bank1316.5%
Rocket Mortgage, LLC1065.3%
254900XJCLA0W3K4J455964.8%
PNC Bank, National Association954.7%
549300BR55JZCJBERC86673.3%
United Wholesale Mortgage, LLC603.0%
Citizens Bank, National Association462.3%
Movement Mortgage, LLC371.9%
549300157R33LDICP344351.8%

Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.

We show the public record. You decide.

Only 1 listed lender with confirmed in-county HQ for Mercer County, Pennsylvania. We do not pad this list with distant offices labeled as local.

In-county HQ

Licensed business city or HQ locality maps to Mercer County.