Alerus Financial
Minneapolis, Minnesota · HQ in Hennepin County · NMLS incomplete
Alerus Financial, National Association reports multi-thousand 2025 HMDA originations across Minnesota markets.
Public research signals
What we can show from re-checkable or attributed sources for this listing — not a grade, ranking, or approval odds.
- NMLS incompleteNMLS ID incomplete — recheck required before treating as verified.
- Local HQ evidenceHQ locality derived from listed_county (Minneapolis)
- No attributed ratingNo volume-backed third-party rating on file
- CFPB record not shownNo CFPB complaint panel matched for this listing
- HMDA activity availableMatched federal HMDA activity panel available on profile
Evidence chips are not rankings, approval odds, or a grade. Methodology
- NMLS / license status
- Incomplete
- NMLS ID incomplete — recheck required before treating as verified.
- Local market evidence
- Local market evidence · Hennepin County
- HQ locality derived from listed_county (Minneapolis)
Does not measure approval odds, interest rates, closing speed, or future service quality. Not a regulator grade or NMLS endorsement.
Optional: technical composite factors (not a public grade)
Internal composite for methodology transparency only. We do not present this as a ranking score on cards.
- NMLS identity evidence: 0/28 — NMLS ID incomplete — recheck required before treating as verified.
- Third-party reputation snapshot: 0/26 — No review volume on file
- CFPB complaint pattern: 8/16 — Catalog shows 0 complaints — treated as unverified default, not a clean bill of health
- BBB grade (catalog): 0/12 — Grade A listed in seed data — not scored until independently sourced (confirm on BBB.org)
- Licensed locality completeness: 8/12 — Derived HQ locality: Hennepin County (listed_county)
- Loan type disclosure: 6/6 — 4 loan type(s) listed
Ask Trust Hub Standard · Common ownership · Separated research & listing order · No paid placements · Methodology
Closing timelines are only shown when backed by a documented observed dataset (source, sample size, window). Seed or editorial estimates are not displayed. Hub methodology. Research listing only — not an endorsement of this lender. NMLS ID incomplete — recheck required on NMLS Consumer Access.
Loan Types
Specialties
Public metrics (provenance-gated)
Raw count as listed — not size-normalized. A complaint is not a finding of wrongdoing.
Self-described product focus as listed — not underwriting criteria.
Third-party review and BBB snapshots are suppressed until independently retrieved. Volume ranks are not shown without a documented source.
Federal mortgage data · HMDA
What the federal data shows
Source: 2025 HMDA · Minnesota activity (primary of 17 states) · Not a score or ranking
Among tracked high-volume counties in this state slice
HMDA applications in state summary (selected outcomes)
Also mapped in: North Dakota (235 originations) · Wisconsin (119 originations) · Iowa (41 originations) · Texas (6 originations) · North Carolina (2 originations) · Utah (2 originations) · Oregon (2 originations) · Kansas (2 originations) · Missouri (1 originations) · Washington (1 originations) · Nebraska (1 originations) · Arkansas (1 originations) · Oklahoma (1 originations) · Wyoming (1 originations) · West Virginia (1 originations) · South Dakota (1 originations)
Top counties by originations
- Hennepin County470
- Ramsey County174
- Olmsted County164
- Dakota County84
- Anoka County72
Loan-type mix (Minnesota originations)
Market share in key counties
Share of county originations among all HMDA filers in that county (shown when ≥ 1%).
- Hennepin County470 originations · 1.8% share
- Ramsey County174 originations · 1.9% share
- Olmsted County164 originations · 4.6% share
- Scott County41 originations · 1.1% share
- Carver County40 originations · 1.3% share
- Mower County38 originations · 5.0% share
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Research listing only — not an endorsement. Re-verify NMLS identity on NMLS Consumer Access before applying. Lender Trust Hub is not a lender or broker.