Commerce Bank
Kansas City, Missouri · HQ in Jackson County · NMLS incomplete
Commerce Bank reports multi-thousand 2025 HMDA originations across Missouri markets.
Research Score
22 / 100
Re-checkable NMLS identity, third-party reputation snapshots when present, complaint-pattern context, and field completeness. Editorial research composite only.
Data Confidence
47 / 100
Moderate data confidence
NMLS / License Status
Incomplete
NMLS ID incomplete — recheck required before treating as verified.
Local Market Evidence
Local market evidence · Jackson County
HQ locality derived from listed_county (Kansas City)
Does not measure approval odds, interest rates, closing speed, or future service quality. Not a regulator grade or NMLS endorsement. Methodology
Score factors
- NMLS identity evidence: 0/28 — NMLS ID incomplete — recheck required before treating as verified.
- Third-party reputation snapshot: 0/26 — No review volume on file
- CFPB complaint pattern: 8/16 — Catalog shows 0 complaints — treated as unverified default, not a clean bill of health
- BBB grade (catalog): 0/12 — Grade A listed in seed data — not scored until independently sourced (confirm on BBB.org)
- Licensed locality completeness: 8/12 — Derived HQ locality: Jackson County (listed_county)
- Loan type disclosure: 6/6 — 5 loan type(s) listed
Closing timelines are only shown when backed by a documented observed dataset (source, sample size, window). Seed or editorial estimates are not displayed. Hub methodology. Research listing only — not an endorsement of this lender. NMLS ID incomplete — recheck required on NMLS Consumer Access.
Loan Types
Specialties
Public metrics (provenance-gated)
Raw count as listed — not size-normalized. A complaint is not a finding of wrongdoing.
Self-described product focus as listed — not underwriting criteria.
Third-party review and BBB snapshots are suppressed until independently retrieved. Volume ranks are not shown without a documented source.
Federal mortgage data · HMDA
What the federal data shows
Source: 2025 HMDA · Missouri activity (primary of 18 states) · Not a score or ranking
Among tracked high-volume counties in this state slice
HMDA applications in state summary (selected outcomes)
Also mapped in: Kansas (751 originations) · Oklahoma (45 originations) · Arkansas (13 originations) · Iowa (5 originations) · Nevada (3 originations) · Alabama (3 originations) · Utah (2 originations) · Nebraska (2 originations) · Idaho (2 originations) · Montana (2 originations) · Kentucky (1 originations) · Oregon (1 originations) · Washington (1 originations) · Wyoming (1 originations) · New Mexico (1 originations) · West Virginia (1 originations) · South Dakota (1 originations)
Top counties by originations
- St. Louis County603
- Jackson County411
- St. Charles County220
- Greene County163
- Clay County139
Loan-type mix (Missouri originations)
Market share in key counties
Share of county originations among all HMDA filers in that county (shown when ≥ 1%).
- St. Louis County603 originations · 2.6% share
- Jackson County411 originations · 2.4% share
- St. Charles County220 originations · 1.9% share
- Greene County163 originations · 2.1% share
- Clay County139 originations · 2.0% share
- Jefferson County139 originations · 2.1% share
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Research listing only — not an endorsement. Public panels (when shown) cite HMDA and/or CFPB sources with as-of dates. Re-verify NMLS identity on NMLS Consumer Access before applying. Lender Trust Hub is not a lender or broker and does not provide financial advice. We show the public record. You decide.