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NMLS ID verifiedLenderHQ in Waukesha County

Waterstone Mortgage

Pewaukee, Wisconsin · HQ in Waukesha County · NMLS #186434

Waterstone Mortgage Corporation (NMLS #186434) reports multi-thousand 2025 HMDA originations across New Mexico markets.

Research Score

50 / 100

Re-checkable NMLS identity, third-party reputation snapshots when present, complaint-pattern context, and field completeness. Editorial research composite only.

Data Confidence

87 / 100

High data confidence

NMLS / License Status

NMLS ID verified

NMLS #186434 — re-confirm on NMLS Consumer Access before applying.

Local Market Evidence

Local market evidence · Waukesha County

HQ locality derived from listed_county (Pewaukee)

Does not measure approval odds, interest rates, closing speed, or future service quality. Not a regulator grade or NMLS endorsement. Methodology

Score factors
  • NMLS identity evidence: 28/28 — NMLS #186434 — re-confirm on NMLS Consumer Access before applying.
  • Third-party reputation snapshot: 0/26 — No review volume on file
  • CFPB complaint pattern: 8/16 — Catalog shows 0 complaints — treated as unverified default, not a clean bill of health
  • BBB grade (catalog): 0/12 — Grade A listed in seed data — not scored until independently sourced (confirm on BBB.org)
  • Licensed locality completeness: 8/12 — Derived HQ locality: Waukesha County (listed_county)
  • Loan type disclosure: 6/6 — 5 loan type(s) listed
No independently verified closing-performance data available
Closing performance

Closing timelines are only shown when backed by a documented observed dataset (source, sample size, window). Seed or editorial estimates are not displayed. Hub methodology. Research listing only — not an endorsement of this lender. Re-verify NMLS #186434 on NMLS Consumer Access.

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Loan Types

ConventionalFHAVAUSDARefinance

Specialties

Multi-state mortgage bankerNew Mexico markets

Public metrics (provenance-gated)

CFPB complaints (catalog): 0

Raw count as listed — not size-normalized. A complaint is not a finding of wrongdoing.

Product / credit tiers listed: Excellent, Good, Fair

Self-described product focus as listed — not underwriting criteria.

Third-party review and BBB snapshots are suppressed until independently retrieved. Volume ranks are not shown without a documented source.

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Federal mortgage data · HMDA

What the federal data shows

Source: 2025 HMDA · New Mexico activity (primary of 8 states) · Not a score or ranking

Research panel
New Mexico originations
2,064
Counties with activity (NM)
16

Among tracked high-volume counties in this state slice

New Mexico applications
2,740

HMDA applications in state summary (selected outcomes)

Also mapped in: Texas (430 originations) · Tennessee (55 originations) · North Carolina (53 originations) · West Virginia (53 originations) · Washington (20 originations) · South Dakota (5 originations) · North Dakota (3 originations)

Top counties by originations

  • Bernalillo County1,082
  • Sandoval County259
  • Santa Fe County176
  • Valencia County137
  • Los Alamos County93

Loan-type mix (New Mexico originations)

Conventional72.1% · 1,488
FHA20.2% · 416
VA7.6% · 157
USDA / RHS0.0% · 3

Market share in key counties

Share of county originations among all HMDA filers in that county (shown when ≥ 1%).

Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.

We show the public record. You decide.

Research listing only — not an endorsement. Public panels (when shown) cite HMDA and/or CFPB sources with as-of dates. Re-verify NMLS identity on NMLS Consumer Access before applying. Lender Trust Hub is not a lender or broker and does not provide financial advice. We show the public record. You decide.