Tier 3 · Development · noindex until quality gates pass · quality score 53/100
Research mortgage companies in Bergen County, New Jersey
1 in-county HQ company. Local means a licensed business address in this county — not statewide license alone.
Federal mortgage data · HMDA
What the federal data shows — Bergen County
Source: 2025 HMDA · New Jersey (NJ) county-level activity · Not a score or ranking
Denials ÷ applications (cleaned HMDA county extract)
Share of purchase vs refi among those purposes
Loan-type mix (originations)
- Conventional92.4% · 14,331
- FHA6.0% · 938
- VA1.5% · 231
- USDA / RHS0.0% · 3
Purchase vs refinance
Bar shows purchase share of purchase + refinance.
Most active matched lenders in this county
Ranked by actual HMDA originations in Bergen County (2025). Only institutions matched to our directory evidence set are linked.
| Lender | Originations | County share |
|---|---|---|
| Rocket Mortgage, LLC | 979 | 6.3% |
| TD Bank, National Association | 854 | 5.5% |
| Guaranteed Rate, Inc. | 730 | 4.7% |
| Citizens Bank, National Association | 728 | 4.7% |
| Freedom Mortgage Corporation | 660 | 4.3% |
| United Wholesale Mortgage, LLC | 619 | 4.0% |
| JPMorgan Chase Bank, National Association | 515 | 3.3% |
| PNC Bank, National Association | 406 | 2.6% |
| Nationstar Mortgage LLC | 395 | 2.5% |
| PennyMac Loan Services, LLC | 382 | 2.5% |
| Visions Federal Credit Union | 331 | 2.1% |
| Valley National Bank | 305 | 2.0% |
Data as of 2025 HMDA. Figures are derived from public HMDA records published by the CFPB/FFIEC Data Browser. They reflect reported mortgage applications and originations, not a rating or endorsement. CFPB/FFIEC HMDA Data Browser.
We show the public record. You decide.
Only 1 listed lender with confirmed in-county HQ for Bergen County, New Jersey. We do not pad this list with distant offices labeled as local.
In-county HQ
Licensed business city or HQ locality maps to Bergen County.