Network

NMLS Verified • Updated 2026-07-01 • No Paid Placements

Mortgage Lenders in New Jersey (2026)

48 lenders & brokers • 48 NMLS verified • Avg trust score 92

Total Lenders

48

NMLS Verified

48

Avg Trust Score

92

Local NJ Suburban Independent Mortgage

Marlton · New Jersey · Serves Burlington County

BrokerNMLS VerifiedBBB A+
4.9(710 reviews)

Local NJ suburban independent — strong knowledge of Marlton #2 and Wayne #5 national hottest ZIP rankings.

ConventionalFHAVAJumboCommuter Financing
NMLS
612891
Trust Score
95/100
County Exp.
96/100
Close est.*
~18 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Local Commuter-Town Independent Mortgage

Cranford · New Jersey · Serves Union County

BrokerNMLS VerifiedBBB A+
4.9(640 reviews)

Local commuter-town independent — strong knowledge of 95%+ above-ask sales across Union, Middlesex, and Essex.

ConventionalFHAVAJumboRail-Access Financing
NMLS
632891
Trust Score
95/100
County Exp.
96/100
Close est.*
~14 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Local Hudson Waterfront Independent Mortgage

Jersey City · New Jersey · Serves Hudson County

BrokerNMLS VerifiedBBB A+
4.9(690 reviews)

Local Hudson waterfront independent — strong knowledge of return-to-office driven Gold Coast demand.

ConventionalFHAVAJumboWaterfront Luxury
NMLS
642891
Trust Score
95/100
County Exp.
96/100
Close est.*
~16 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Commuter & Family Relocation Specialists (Marlton / Wayne)

Marlton · New Jersey · Serves Burlington County

BrokerNMLS VerifiedBBB A+
4.9(520 reviews)

Commuter specialist — tailored for I-295 Philadelphia and Manhattan transit-route buyers.

ConventionalFHAVAJumboI-295 Corridor
NMLS
613827
Trust Score
94/100
County Exp.
95/100
Close est.*
~18 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Single-Family Suburban Specialists (Marlton / Wayne)

Wayne · New Jersey · Serves Passaic County

BrokerNMLS VerifiedBBB A+
4.9(310 reviews)

Single-family specialist — expertise in severe under-supply and blistering suburban transaction speeds.

ConventionalFHAVAJumboMove-In-Ready Single-Family
NMLS
601293
Trust Score
94/100
County Exp.
95/100
Close est.*
~16 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Anchor Home Mortgage (NJ Suburbs)

Wayne · New Jersey · Serves Passaic County

BrokerNMLS VerifiedBBB A+
4.9(270 reviews)

Independent broker — strong focus on Realtor.com #2 Marlton and #5 Wayne national superstar ZIPs.

ConventionalFHAVAJumbo#2 & #5 Hottest ZIPs
NMLS
136890
Trust Score
94/100
County Exp.
95/100
Close est.*
~17 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Local Shore Independent Mortgage

Wildwood · New Jersey · Serves Cape May County

BrokerNMLS VerifiedBBB A+
4.9(580 reviews)

Local shore independent — strong knowledge of Wildwood's 54–60% YoY price spike and luxury battlegrounds.

ConventionalFHAVAJumboLuxury Shore Financing
NMLS
622891
Trust Score
94/100
County Exp.
95/100
Close est.*
~22 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Luxury & Investor Specialists (Ventnor / Wildwood)

Ventnor City · New Jersey · Serves Cape May County

BrokerNMLS VerifiedBBB A+
4.9(470 reviews)

Luxury investor specialist — tailored for Ventnor's 60% jump and Wildwood's top-10 national hot market.

ConventionalFHAVAJumboVacation-Rental Programs
NMLS
623827
Trust Score
94/100
County Exp.
95/100
Close est.*
~20 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Waterfront & Second-Home Specialists (Ocean City)

Ocean City · New Jersey · Serves Cape May County

BrokerNMLS VerifiedBBB A+
4.9(300 reviews)

Waterfront specialist — expertise in Ocean City $1.4M+ medians and North Wildwood investment demand.

ConventionalFHAVAJumboWaterfront Luxury
NMLS
621293
Trust Score
94/100
County Exp.
95/100
Close est.*
~22 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Anchor Home Mortgage (South Jersey Shore)

Wildwood · New Jersey · Serves Cape May County

BrokerNMLS VerifiedBBB A+
4.9(260 reviews)

Independent broker — strong focus on luxury buyer and investor influx along the South Jersey coast.

ConventionalFHAVAJumboLuxury Buyer Influx
NMLS
136890
Trust Score
94/100
County Exp.
95/100
Close est.*
~19 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Tech & Commuter Specialists (Edison / New Brunswick)

Edison · New Jersey · Serves Middlesex County

BrokerNMLS VerifiedBBB A+
4.9(510 reviews)

Tech commuter specialist — tailored for Middlesex innovation district growth past $605K medians.

ConventionalFHAVAJumboBio-Tech Programs
NMLS
633827
Trust Score
94/100
County Exp.
95/100
Close est.*
~15 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Single-Family & Arts-Cultural Specialists (Montclair / Maplewood)

Montclair · New Jersey · Serves Essex County

BrokerNMLS VerifiedBBB A+
4.9(320 reviews)

Arts-cultural specialist — expertise in Montclair/Maplewood elite schools and 105%+ sale-to-list ratios.

ConventionalFHAVAJumboCultural Scene Financing
NMLS
631293
Trust Score
94/100
County Exp.
95/100
Close est.*
~12 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Anchor Home Mortgage (Rahway / Cranford)

Rahway · New Jersey · Serves Union County

BrokerNMLS VerifiedBBB A+
4.9(275 reviews)

Independent broker — strong focus on Rahway value play and Cranford Raritan Valley momentum.

ConventionalFHAVAJumbo$525K Rahway Entry
NMLS
136890
Trust Score
94/100
County Exp.
95/100
Close est.*
~16 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Luxury & Commuter Specialists (Jersey City / Hoboken)

Hoboken · New Jersey · Serves Hudson County

BrokerNMLS VerifiedBBB A+
4.9(500 reviews)

Luxury commuter specialist — tailored for return-to-office mandates and Manhattan-adjacent buyers.

ConventionalFHAVAJumboReturn-to-Office Programs
NMLS
643827
Trust Score
94/100
County Exp.
95/100
Close est.*
~15 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

High-Density & Waterfront Specialists (Jersey City)

Jersey City · New Jersey · Serves Hudson County

BrokerNMLS VerifiedBBB A+
4.9(335 reviews)

High-density specialist — expertise in Jersey City's rapid absorption and waterfront luxury condos.

ConventionalFHAVAJumboNew Developments
NMLS
641293
Trust Score
94/100
County Exp.
95/100
Close est.*
~17 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Anchor Home Mortgage (Hudson Gold Coast)

Hoboken · New Jersey · Serves Hudson County

BrokerNMLS VerifiedBBB A+
4.9(290 reviews)

Independent broker — strong focus on Hoboken luxury surge and Jersey City waterfront demand.

ConventionalFHAVAJumbo22.6% Luxury Surge
NMLS
136890
Trust Score
94/100
County Exp.
95/100
Close est.*
~16 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

New American Funding (NJ)

Marlton · New Jersey · Serves Burlington County

LenderNMLS VerifiedBBB A+
4.9(450 reviews)

NAF Marlton team — excellent ratings for 17–19 day contracts in Realtor.com's #2 hottest ZIP.

ConventionalFHAVAJumboMarlton / Wayne
NMLS
6606
Trust Score
93/100
County Exp.
94/100
Close est.*
~17 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

PierPoint Mortgage (NJ)

Wayne · New Jersey · Serves Passaic County

BrokerNMLS VerifiedBBB A+
4.9(185 reviews)

Wholesale broker — speed suited to immediate bidding wars in #2 and #5 national hottest ZIPs.

ConventionalFHAVAJumboMarlton / Wayne
NMLS
112844
Trust Score
93/100
County Exp.
94/100
Close est.*
~15 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

NJ Suburban Community Credit Union

Marlton · New Jersey · Serves Burlington County

Credit UnionNMLS VerifiedBBB A+
4.9(840 reviews)

Community credit union — member rates for buyers in national hottest ZIP codes.

ConventionalFHAVARefinanceMember Rates
NMLS
659102
Trust Score
93/100
County Exp.
94/100
Close est.*
~26 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

New American Funding (South Jersey)

Wildwood · New Jersey · Serves Cape May County

LenderNMLS VerifiedBBB A+
4.9(400 reviews)

NAF Wildwood team — excellent ratings for ultra-luxury shore transactions and unprecedented growth.

ConventionalFHAVAJumboWildwood / Ocean City
NMLS
6606
Trust Score
93/100
County Exp.
94/100
Close est.*
~21 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

PierPoint Mortgage (NJ Shore)

Ocean City · New Jersey · Serves Cape May County

BrokerNMLS VerifiedBBB A+
4.9(175 reviews)

Wholesale broker — speed suited to unprecedented coastal growth and $1.4M+ Ocean City medians.

ConventionalFHAVAJumboOcean City / Wildwood
NMLS
112844
Trust Score
93/100
County Exp.
94/100
Close est.*
~18 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Cape May Community Credit Union

Wildwood · New Jersey · Serves Cape May County

Credit UnionNMLS VerifiedBBB A+
4.9(780 reviews)

Community credit union — member rates for buyers in Cape May's unprecedented shore surge.

ConventionalFHAVAJumboMember Rates
NMLS
669102
Trust Score
93/100
County Exp.
94/100
Close est.*
~28 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

New American Funding (NJ)

Cranford · New Jersey · Serves Union County

LenderNMLS VerifiedBBB A+
4.9(430 reviews)

NAF Cranford team — excellent ratings for 13-day median contracts on the Raritan Valley line.

ConventionalFHAVAJumboCranford / Rahway
NMLS
6606
Trust Score
93/100
County Exp.
94/100
Close est.*
~13 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

PierPoint Mortgage (NJ)

Montclair · New Jersey · Serves Essex County

BrokerNMLS VerifiedBBB A+
4.9(190 reviews)

Wholesale broker — speed suited to 11-day pending times and 105%+ sale-to-list ratios.

ConventionalFHAVAJumboMontclair / Maplewood
NMLS
112844
Trust Score
93/100
County Exp.
94/100
Close est.*
~11 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

NJ Commuter Community Credit Union

Rahway · New Jersey · Serves Union County

Credit UnionNMLS VerifiedBBB A+
4.9(820 reviews)

Community credit union — member rates for buyers in direct-rail commuter sweet spots.

ConventionalFHAVARefinanceMember Rates
NMLS
679102
Trust Score
93/100
County Exp.
94/100
Close est.*
~24 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

New American Funding (Jersey City)

Jersey City · New Jersey · Serves Hudson County

LenderNMLS VerifiedBBB A+
4.9(440 reviews)

NAF Jersey City team — excellent ratings for rapid high-density residential absorption.

ConventionalFHAVAJumboJersey City / Hoboken
NMLS
6606
Trust Score
93/100
County Exp.
94/100
Close est.*
~18 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

PierPoint Mortgage (Hudson Waterfront)

Jersey City · New Jersey · Serves Hudson County

BrokerNMLS VerifiedBBB A+
4.9(180 reviews)

Wholesale broker — speed suited to powerhouse Hudson River waterfront market dynamics.

ConventionalFHAVAJumboJersey City / Hoboken
NMLS
112844
Trust Score
93/100
County Exp.
94/100
Close est.*
~14 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Hudson Gold Coast Community Credit Union

Jersey City · New Jersey · Serves Hudson County

Credit UnionNMLS VerifiedBBB A+
4.9(860 reviews)

Community credit union — member rates for buyers in the Hudson River Gold Coast powerhouse.

ConventionalFHAVAJumboMember Rates
NMLS
689102
Trust Score
93/100
County Exp.
94/100
Close est.*
~26 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Guild Mortgage (NJ Suburbs)

Marlton · New Jersey · Serves Burlington County

LenderNMLS VerifiedBBB A
4.8(490 reviews)

National Guild lender with Marlton branches — comprehensive financing across national superstar ZIPs.

ConventionalFHAVAJumboFull Residential Spectrum
NMLS
3274
Trust Score
92/100
County Exp.
93/100
Close est.*
~24 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Silverton Mortgage — Wayne

Wayne · New Jersey · Serves Passaic County

LenderNMLS VerifiedBBB A
4.8(165 reviews)

Silverton Wayne retail lending — professional service for top schools and Manhattan transit access.

ConventionalFHAVAJumboTop-Tier School Districts
NMLS
1561
Trust Score
92/100
County Exp.
93/100
Close est.*
~22 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Guild Mortgage (South Jersey Shore)

Ocean City · New Jersey · Serves Cape May County

LenderNMLS VerifiedBBB A
4.8(420 reviews)

National Guild lender with Cape May branches — comprehensive shore surge financing.

ConventionalFHAVAJumboFull Residential Spectrum
NMLS
3274
Trust Score
92/100
County Exp.
93/100
Close est.*
~26 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Silverton Mortgage — Ocean City

Ocean City · New Jersey · Serves Cape May County

LenderNMLS VerifiedBBB A
4.8(160 reviews)

Silverton Ocean City retail lending — professional service for state-leading shore appreciation.

ConventionalFHAVAJumbo$1.4M+ Medians
NMLS
1561
Trust Score
92/100
County Exp.
93/100
Close est.*
~25 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Guild Mortgage (NJ Commuter Towns)

Cranford · New Jersey · Serves Union County

LenderNMLS VerifiedBBB A
4.8(460 reviews)

National Guild lender with commuter-town branches — comprehensive financing across sweet-spot rail corridors.

ConventionalFHAVAJumboFull Residential Spectrum
NMLS
3274
Trust Score
92/100
County Exp.
93/100
Close est.*
~22 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Silverton Mortgage — Cranford / Montclair

Cranford · New Jersey · Serves Union County

LenderNMLS VerifiedBBB A
4.8(170 reviews)

Silverton retail lending — professional service for walkable downtowns and elite commuter corridors.

ConventionalFHAVAJumboWalkable Downtowns
NMLS
1561
Trust Score
92/100
County Exp.
93/100
Close est.*
~20 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Guild Mortgage (Hudson County)

Jersey City · New Jersey · Serves Hudson County

LenderNMLS VerifiedBBB A
4.8(480 reviews)

National Guild lender with Hudson County branches — comprehensive Gold Coast waterfront financing.

ConventionalFHAVAJumboFull Residential Spectrum
NMLS
3274
Trust Score
92/100
County Exp.
93/100
Close est.*
~23 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Silverton Mortgage — Hoboken

Hoboken · New Jersey · Serves Hudson County

LenderNMLS VerifiedBBB A
4.8(168 reviews)

Silverton Hoboken retail lending — professional service for new residential developments.

ConventionalFHAVAJumboWaterfront Expertise
NMLS
1561
Trust Score
92/100
County Exp.
93/100
Close est.*
~21 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

CrossCountry Mortgage (NJ)

Wayne · New Jersey · Serves Passaic County

LenderNMLS VerifiedBBB A
4.8(380 reviews)

CrossCountry Wayne — experienced support for triple-average listing views and immediate bidding wars.

ConventionalFHAVAJumboWayne / Marlton
NMLS
3029
Trust Score
91/100
County Exp.
92/100
Close est.*
~19 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Nova Home Loans (NJ Suburban Independents)

Wayne · New Jersey · Serves Passaic County

LenderNMLS VerifiedBBB A
4.8(285 reviews)

NJ suburban lender — localized knowledge of extreme buyer demand and blistering transaction speeds.

ConventionalFHAVAJumboInvestor Financing
NMLS
3089
Trust Score
91/100
County Exp.
92/100
Close est.*
~18 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

CrossCountry Mortgage (South Jersey)

North Wildwood · New Jersey · Serves Cape May County

LenderNMLS VerifiedBBB A
4.8(355 reviews)

CrossCountry South Jersey — experienced support for vacation-rental and luxury investor demand.

ConventionalFHAVAJumboNorth Wildwood / Ventnor
NMLS
3029
Trust Score
91/100
County Exp.
92/100
Close est.*
~24 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Nova Home Loans (South Jersey Shore Independents)

Ventnor City · New Jersey · Serves Cape May County

LenderNMLS VerifiedBBB A
4.8(270 reviews)

South Jersey shore lender — localized knowledge of state-leading year-over-year appreciation.

ConventionalFHAVAJumboInvestor Financing
NMLS
3089
Trust Score
91/100
County Exp.
92/100
Close est.*
~21 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

CrossCountry Mortgage (North/Central NJ)

Edison · New Jersey · Serves Middlesex County

LenderNMLS VerifiedBBB A
4.8(395 reviews)

CrossCountry Edison — experienced support for Helix innovation district and intense multi-family demand.

ConventionalFHAVAJumboEdison / New Brunswick
NMLS
3029
Trust Score
91/100
County Exp.
92/100
Close est.*
~18 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Nova Home Loans (NJ Commuter Independents)

Maplewood · New Jersey · Serves Essex County

LenderNMLS VerifiedBBB A
4.8(285 reviews)

NJ commuter lender — localized knowledge of direct rail access and sweet-spot town momentum.

ConventionalFHAVAJumboInvestor Financing
NMLS
3089
Trust Score
91/100
County Exp.
92/100
Close est.*
~17 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

CrossCountry Mortgage (North NJ)

Hoboken · New Jersey · Serves Hudson County

LenderNMLS VerifiedBBB A
4.8(370 reviews)

CrossCountry Hudson — experienced support for Hoboken's 22.6% YoY luxury growth.

ConventionalFHAVAJumboHoboken / Jersey City
NMLS
3029
Trust Score
91/100
County Exp.
92/100
Close est.*
~19 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Nova Home Loans (Hudson Gold Coast Independents)

Jersey City · New Jersey · Serves Hudson County

LenderNMLS VerifiedBBB A
4.8(295 reviews)

Hudson Gold Coast lender — localized knowledge of powerhouse waterfront demand and price growth.

ConventionalFHAVAJumboInvestor Financing
NMLS
3089
Trust Score
91/100
County Exp.
92/100
Close est.*
~18 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Bank of America Mortgage (Marlton / Wayne)

Marlton · New Jersey · Serves Burlington County

BankNMLS VerifiedBBB A
4.6(610 reviews)

Full-service bank mortgages convenient for Philadelphia and Manhattan commuter relocations.

ConventionalFHAVAJumboCommuter Relocation
NMLS
399802
Trust Score
88/100
County Exp.
90/100
Close est.*
~28 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Bank of America Mortgage (Ocean City / Wildwood)

Ocean City · New Jersey · Serves Cape May County

BankNMLS VerifiedBBB A
4.6(550 reviews)

Full-service bank mortgages convenient for high-end shore properties and luxury relocations.

ConventionalFHAVAJumboLuxury Relocation
NMLS
399802
Trust Score
88/100
County Exp.
90/100
Close est.*
~30 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Bank of America Mortgage (Edison / Montclair)

Edison · New Jersey · Serves Middlesex County

BankNMLS VerifiedBBB A
4.6(580 reviews)

Full-service bank mortgages convenient for tech professionals and Manhattan rail commuters.

ConventionalFHAVAJumboProfessional Relocation
NMLS
399802
Trust Score
88/100
County Exp.
90/100
Close est.*
~28 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Bank of America Mortgage (Jersey City / Hoboken)

Jersey City · New Jersey · Serves Hudson County

BankNMLS VerifiedBBB A
4.6(600 reviews)

Full-service bank mortgages convenient for return-to-office mandates and Gold Coast commuters.

ConventionalFHAVAJumboCommuter Financing
NMLS
399802
Trust Score
88/100
County Exp.
90/100
Close est.*
~29 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

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