Mortgage Lenders in Essex County, New Jersey

12 verified lenders ranked by county experience score and trust score.

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Min ratingNMLS verified onlyBBB A+ only

Showing 1–12 of 12 lenders

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Local Commuter-Town Independent Mortgage

Cranford · New Jersey · Serves Essex County, New Jersey

BrokerNMLS VerifiedBBB A+

4.9(640 reviews)

Local commuter-town independent — strong knowledge of 95%+ above-ask sales across Union, Middlesex, and Essex.

ConventionalFHAVAJumboRail-Access Financing

NMLS: 632891
Trust Score: 95/100
County Exp.: 96/100
Close est.*: ~14 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Single-Family & Arts-Cultural Specialists (Montclair / Maplewood)

Montclair · New Jersey · Serves Essex County, New Jersey

BrokerNMLS VerifiedBBB A+

4.9(320 reviews)

Arts-cultural specialist — expertise in Montclair/Maplewood elite schools and 105%+ sale-to-list ratios.

ConventionalFHAVAJumboCultural Scene Financing

NMLS: 631293
Trust Score: 94/100
County Exp.: 95/100
Close est.*: ~12 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Anchor Home Mortgage (Rahway / Cranford)

Rahway · New Jersey · Serves Essex County, New Jersey

BrokerNMLS VerifiedBBB A+

4.9(275 reviews)

Independent broker — strong focus on Rahway value play and Cranford Raritan Valley momentum.

ConventionalFHAVAJumbo$525K Rahway Entry

NMLS: 136890
Trust Score: 94/100
County Exp.: 95/100
Close est.*: ~16 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Tech & Commuter Specialists (Edison / New Brunswick)

Edison · New Jersey · Serves Essex County, New Jersey

BrokerNMLS VerifiedBBB A+

4.9(510 reviews)

Tech commuter specialist — tailored for Middlesex innovation district growth past $605K medians.

ConventionalFHAVAJumboBio-Tech Programs

NMLS: 633827
Trust Score: 94/100
County Exp.: 95/100
Close est.*: ~15 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

PierPoint Mortgage (NJ)

Montclair · New Jersey · Serves Essex County, New Jersey

BrokerNMLS VerifiedBBB A+

4.9(190 reviews)

Wholesale broker — speed suited to 11-day pending times and 105%+ sale-to-list ratios.

ConventionalFHAVAJumboMontclair / Maplewood

NMLS: 112844
Trust Score: 93/100
County Exp.: 94/100
Close est.*: ~11 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

New American Funding (NJ)

Cranford · New Jersey · Serves Essex County, New Jersey

LenderNMLS VerifiedBBB A+

4.9(430 reviews)

NAF Cranford team — excellent ratings for 13-day median contracts on the Raritan Valley line.

ConventionalFHAVAJumboCranford / Rahway

NMLS: 6606
Trust Score: 93/100
County Exp.: 94/100
Close est.*: ~13 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

NJ Commuter Community Credit Union

Rahway · New Jersey · Serves Essex County, New Jersey

Credit UnionNMLS VerifiedBBB A+

4.9(820 reviews)

Community credit union — member rates for buyers in direct-rail commuter sweet spots.

ConventionalFHAVARefinanceMember Rates

NMLS: 679102
Trust Score: 93/100
County Exp.: 94/100
Close est.*: ~24 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Guild Mortgage (NJ Commuter Towns)

Cranford · New Jersey · Serves Essex County, New Jersey

LenderNMLS VerifiedBBB A

4.8(460 reviews)

National Guild lender with commuter-town branches — comprehensive financing across sweet-spot rail corridors.

ConventionalFHAVAJumboFull Residential Spectrum

NMLS: 3274
Trust Score: 92/100
County Exp.: 93/100
Close est.*: ~22 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Silverton Mortgage — Cranford / Montclair

Cranford · New Jersey · Serves Essex County, New Jersey

LenderNMLS VerifiedBBB A

4.8(170 reviews)

Silverton retail lending — professional service for walkable downtowns and elite commuter corridors.

ConventionalFHAVAJumboWalkable Downtowns

NMLS: 1561
Trust Score: 92/100
County Exp.: 93/100
Close est.*: ~20 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Nova Home Loans (NJ Commuter Independents)

Maplewood · New Jersey · Serves Essex County, New Jersey

LenderNMLS VerifiedBBB A

4.8(285 reviews)

NJ commuter lender — localized knowledge of direct rail access and sweet-spot town momentum.

ConventionalFHAVAJumboInvestor Financing

NMLS: 3089
Trust Score: 91/100
County Exp.: 92/100
Close est.*: ~17 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

CrossCountry Mortgage (North/Central NJ)

Edison · New Jersey · Serves Essex County, New Jersey

LenderNMLS VerifiedBBB A

4.8(395 reviews)

CrossCountry Edison — experienced support for Helix innovation district and intense multi-family demand.

ConventionalFHAVAJumboEdison / New Brunswick

NMLS: 3029
Trust Score: 91/100
County Exp.: 92/100
Close est.*: ~18 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Bank of America Mortgage (Edison / Montclair)

Edison · New Jersey · Serves Essex County, New Jersey

BankNMLS VerifiedBBB A

4.6(580 reviews)

Full-service bank mortgages convenient for tech professionals and Manhattan rail commuters.

ConventionalFHAVAJumboProfessional Relocation

NMLS: 399802
Trust Score: 88/100
County Exp.: 90/100
Close est.*: ~28 days

*Editorial estimate — not an NMLS/CFPB field. Methodology