Mortgage Lenders in Cape May County, New Jersey

12 verified lenders ranked by county experience score and trust score.

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Min ratingNMLS verified onlyBBB A+ only

Showing 1–12 of 12 lenders

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Local Shore Independent Mortgage

Wildwood · New Jersey · Serves Cape May County, New Jersey

BrokerNMLS VerifiedBBB A+

4.9(580 reviews)

Local shore independent — strong knowledge of Wildwood's 54–60% YoY price spike and luxury battlegrounds.

ConventionalFHAVAJumboLuxury Shore Financing

NMLS: 622891
Trust Score: 94/100
County Exp.: 95/100
Close est.*: ~22 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Luxury & Investor Specialists (Ventnor / Wildwood)

Ventnor City · New Jersey · Serves Cape May County, New Jersey

BrokerNMLS VerifiedBBB A+

4.9(470 reviews)

Luxury investor specialist — tailored for Ventnor's 60% jump and Wildwood's top-10 national hot market.

ConventionalFHAVAJumboVacation-Rental Programs

NMLS: 623827
Trust Score: 94/100
County Exp.: 95/100
Close est.*: ~20 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Waterfront & Second-Home Specialists (Ocean City)

Ocean City · New Jersey · Serves Cape May County, New Jersey

BrokerNMLS VerifiedBBB A+

4.9(300 reviews)

Waterfront specialist — expertise in Ocean City $1.4M+ medians and North Wildwood investment demand.

ConventionalFHAVAJumboWaterfront Luxury

NMLS: 621293
Trust Score: 94/100
County Exp.: 95/100
Close est.*: ~22 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Anchor Home Mortgage (South Jersey Shore)

Wildwood · New Jersey · Serves Cape May County, New Jersey

BrokerNMLS VerifiedBBB A+

4.9(260 reviews)

Independent broker — strong focus on luxury buyer and investor influx along the South Jersey coast.

ConventionalFHAVAJumboLuxury Buyer Influx

NMLS: 136890
Trust Score: 94/100
County Exp.: 95/100
Close est.*: ~19 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

New American Funding (South Jersey)

Wildwood · New Jersey · Serves Cape May County, New Jersey

LenderNMLS VerifiedBBB A+

4.9(400 reviews)

NAF Wildwood team — excellent ratings for ultra-luxury shore transactions and unprecedented growth.

ConventionalFHAVAJumboWildwood / Ocean City

NMLS: 6606
Trust Score: 93/100
County Exp.: 94/100
Close est.*: ~21 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

PierPoint Mortgage (NJ Shore)

Ocean City · New Jersey · Serves Cape May County, New Jersey

BrokerNMLS VerifiedBBB A+

4.9(175 reviews)

Wholesale broker — speed suited to unprecedented coastal growth and $1.4M+ Ocean City medians.

ConventionalFHAVAJumboOcean City / Wildwood

NMLS: 112844
Trust Score: 93/100
County Exp.: 94/100
Close est.*: ~18 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Cape May Community Credit Union

Wildwood · New Jersey · Serves Cape May County, New Jersey

Credit UnionNMLS VerifiedBBB A+

4.9(780 reviews)

Community credit union — member rates for buyers in Cape May's unprecedented shore surge.

ConventionalFHAVAJumboMember Rates

NMLS: 669102
Trust Score: 93/100
County Exp.: 94/100
Close est.*: ~28 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Guild Mortgage (South Jersey Shore)

Ocean City · New Jersey · Serves Cape May County, New Jersey

LenderNMLS VerifiedBBB A

4.8(420 reviews)

National Guild lender with Cape May branches — comprehensive shore surge financing.

ConventionalFHAVAJumboFull Residential Spectrum

NMLS: 3274
Trust Score: 92/100
County Exp.: 93/100
Close est.*: ~26 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Silverton Mortgage — Ocean City

Ocean City · New Jersey · Serves Cape May County, New Jersey

LenderNMLS VerifiedBBB A

4.8(160 reviews)

Silverton Ocean City retail lending — professional service for state-leading shore appreciation.

ConventionalFHAVAJumbo$1.4M+ Medians

NMLS: 1561
Trust Score: 92/100
County Exp.: 93/100
Close est.*: ~25 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

CrossCountry Mortgage (South Jersey)

North Wildwood · New Jersey · Serves Cape May County, New Jersey

LenderNMLS VerifiedBBB A

4.8(355 reviews)

CrossCountry South Jersey — experienced support for vacation-rental and luxury investor demand.

ConventionalFHAVAJumboNorth Wildwood / Ventnor

NMLS: 3029
Trust Score: 91/100
County Exp.: 92/100
Close est.*: ~24 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Nova Home Loans (South Jersey Shore Independents)

Ventnor City · New Jersey · Serves Cape May County, New Jersey

LenderNMLS VerifiedBBB A

4.8(270 reviews)

South Jersey shore lender — localized knowledge of state-leading year-over-year appreciation.

ConventionalFHAVAJumboInvestor Financing

NMLS: 3089
Trust Score: 91/100
County Exp.: 92/100
Close est.*: ~21 days

*Editorial estimate — not an NMLS/CFPB field. Methodology

Bank of America Mortgage (Ocean City / Wildwood)

Ocean City · New Jersey · Serves Cape May County, New Jersey

BankNMLS VerifiedBBB A

4.6(550 reviews)

Full-service bank mortgages convenient for high-end shore properties and luxury relocations.

ConventionalFHAVAJumboLuxury Relocation

NMLS: 399802
Trust Score: 88/100
County Exp.: 90/100
Close est.*: ~30 days

*Editorial estimate — not an NMLS/CFPB field. Methodology