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NMLS research directory · Cape May County · Shore Surge

Trusted Mortgage Lenders — South Jersey Shore

Cape May County lenders for the state's highest year-over-year appreciation — luxury buyers, vacation-rental investors, and unprecedented coastal growth along the southern shoreline.

Shore Surge — Start Here

Why the South Jersey Shore Is Different

  • Wildwood registered a staggering 54–60% year-over-year price spike past $600K medians
  • Ocean City average sale prices breached $1.4 million with 25%+ year-over-year growth
  • Ventnor City saw a 60% jump in average sale prices to nearly $963,000
  • Luxury buyers and vacation-rental investors drive unprecedented coastal demand
  • Wildwood ranks among the top 10 hottest real estate markets in the country

Top Verified Lenders — South Jersey Shore

Local Shore Independent Mortgage

Wildwood · New Jersey · Wildwood, New Jersey · HQ in Cape May County

BrokerNMLS ID verified

Local shore independent — strong knowledge of Wildwood's 54–60% YoY price spike and luxury battlegrounds.

ConventionalFHAVAJumbo

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#622891
Guild Mortgage (South Jersey Shore)

Ocean City · New Jersey · Ocean City, New Jersey · HQ in Cape May County

LenderNMLS ID verified

National Guild lender with Cape May branches — comprehensive shore surge financing.

ConventionalFHAVAJumbo

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#3274
New American Funding (South Jersey)

Wildwood · New Jersey · Wildwood, New Jersey · HQ in Cape May County

LenderNMLS ID verified

NAF Wildwood team — excellent ratings for ultra-luxury shore transactions and unprecedented growth.

ConventionalFHAVAJumbo

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#6606
CrossCountry Mortgage (South Jersey)

North Wildwood · New Jersey · North Wildwood, New Jersey · HQ in Cape May County

LenderNMLS ID verified

CrossCountry South Jersey — experienced support for vacation-rental and luxury investor demand.

ConventionalFHAVAJumbo

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#3029
PierPoint Mortgage (NJ Shore)

Ocean City · New Jersey · Ocean City, New Jersey · HQ in Cape May County

BrokerNMLS ID verified

Wholesale broker — speed suited to unprecedented coastal growth and $1.4M+ Ocean City medians.

ConventionalFHAVAJumbo

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#112844
Silverton Mortgage — Ocean City

Ocean City · New Jersey · Ocean City, New Jersey · HQ in Cape May County

LenderNMLS ID verified

Silverton Ocean City retail lending — professional service for state-leading shore appreciation.

ConventionalFHAVAJumbo

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#1561
Luxury & Investor Specialists (Ventnor / Wildwood)

Ventnor City · New Jersey · Ventnor City, New Jersey · HQ in Cape May County

BrokerNMLS ID verified

Luxury investor specialist — tailored for Ventnor's 60% jump and Wildwood's top-10 national hot market.

ConventionalFHAVAJumbo

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#623827
Cape May Community Credit Union

Wildwood · New Jersey · Wildwood, New Jersey · HQ in Cape May County

Credit UnionNMLS ID verified

Community credit union — member rates for buyers in Cape May's unprecedented shore surge.

ConventionalFHAVAJumbo

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#669102
Waterfront & Second-Home Specialists (Ocean City)

Ocean City · New Jersey · Ocean City, New Jersey · HQ in Cape May County

BrokerNMLS ID verified

Waterfront specialist — expertise in Ocean City $1.4M+ medians and North Wildwood investment demand.

ConventionalFHAVAJumbo

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#621293
Anchor Home Mortgage (South Jersey Shore)

Wildwood · New Jersey · Wildwood, New Jersey · HQ in Cape May County

BrokerNMLS ID verified

Independent broker — strong focus on luxury buyer and investor influx along the South Jersey coast.

ConventionalFHAVAJumbo

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#136890
Bank of America Mortgage (Ocean City / Wildwood)

Ocean City · New Jersey · Ocean City, New Jersey · HQ in Cape May County

BankNMLS ID verified

Full-service bank mortgages convenient for high-end shore properties and luxury relocations.

ConventionalFHAVAJumbo

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#399802
Nova Home Loans (South Jersey Shore Independents)

Ventnor City · New Jersey · Ventnor City, New Jersey · HQ in Cape May County

LenderNMLS ID verified

South Jersey shore lender — localized knowledge of state-leading year-over-year appreciation.

ConventionalFHAVAJumbo

Evidence

  • NMLS verified
  • Local HQ evidence
NMLS
#3089

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