Best for Indiana residents
Banks headquartered in Indiana often understand local markets, branch networks, and community lending needs.
- •1st Source Bank
- •Alliance Bank
- •American Community Bank of Indiana
- •Bank of Wolcott
Use the "HQ in IN" filter
Indiana Banking Insights
Data-driven recommendations based on official FDIC records — not paid placements or sponsored rankings.
Reviewed by LenderTrustHub Editorial TeamFDIC banking insights
Best for long-term stability
Institutions with decades of continuous FDIC insurance demonstrate resilience through multiple economic cycles.
- •1st Source Bank
- •Alliance Bank
- •Bath State Bank
- •Centier Bank
Sort by "Oldest First"
National bank charters (OCC)
OCC-regulated national banks often offer coast-to-coast digital banking and standardized product lines.
- •Everence Trust Company
- •FCN Bank, National Association
- •First Federal Savings and Loan Association of Greensburg
- •First Federal Savings Bank
Filter by OCC regulator
Newer market entrants
Recently FDIC-insured institutions may offer competitive digital features and modern mobile experiences.
- •Generations Community Bank
Filter "After 2010"
| Regulator | Institutions | Share |
|---|---|---|
| FDIC | 60 | 67% |
| OCC | 17 | 19% |
| Federal Reserve | 12 | 13% |
Indiana homebuyer
Recommended for Indiana homeowners
Start with 89 banks headquartered in Indiana for local branch access, then compare mortgage rates using our free calculators before choosing where to bank.
Mortgage Calculators →First-time depositor
Protecting your deposits
Every bank in this directory is FDIC-insured. Verify any institution using the certificate link on each card — never rely on logos alone.
How FDIC insurance works →Small business owner
Business banking in Indiana
Compare OCC national banks for treasury services against 89 locally headquartered institutions that may offer relationship-based business lending.
Compare banks →Get the Indiana Banking Guide
Free FDIC verification checklist, deposit insurance tips, and mortgage calculator links — tailored for Indiana residents.
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FDIC Insured Banks in Indiana
- 1st Source Bank — FDIC #9087 — 100 N Michigan St Ste B, South Bend, IN 46601
- Alliance Bank — FDIC #197 — 101 W Montgomery St., Francesville, IN 47946
- American Community Bank of Indiana — FDIC #29878 — 7880 Wicker Ave, Saint John, IN 46373
- Bank of Wolcott — FDIC #16201 — 105 N Range St, Wolcott, IN 47995
- Bath State Bank — FDIC #8035 — 3095 Bath Road, Bath, IN 47010
- Bedford Federal Savings Bank — FDIC #29024 — 1030 15th St, Bedford, IN 47421
- Boonville Federal Savings Bank — FDIC #30128 — 123 N 3rd St, Boonville, IN 47601
- Centier Bank — FDIC #12854 — 1500 119th St, Whiting, IN 46394
- CentreBank — FDIC #15532 — 126 N Main St, Veedersburg, IN 47987
- Citizens Bank — FDIC #9647 — 33 N Indiana St, Mooresville, IN 46158
- Citizens State Bank of New Castle, Indiana — FDIC #13107 — 1238 Broad St, New Castle, IN 47362
- Community First Bank of Indiana — FDIC #57511 — 201 W Sycamore St, Kokomo, IN 46901
- Community State Bank — FDIC #14883 — 802 E Albion St, Avilla, IN 46710
- Community State Bank — FDIC #1839 — 101 N Chicago St, Royal Center, IN 46978
- Community State Bank — FDIC #8067 — 244 W Main St, Brook, IN 47922
- Crossroads Bank — FDIC #29839 — 1205 N Cass St, Wabash, IN 46992
- DeMotte State Bank — FDIC #15883 — 210 S Halleck St, Demotte, IN 46310
- Everence Trust Company — FDIC #57109 — 1110 N Main St, Goshen, IN 46528
- Farmers and Mechanics Federal Savings Bank — FDIC #28478 — 225 E Main St, Bloomfield, IN 47424
- Farmers and Merchants Bank — FDIC #13801 — 6464 Merchants Dr, Laotto, IN 46763
- Farmers State Bank — FDIC #14578 — 220 S Detroit St, Lagrange, IN 46761
- FCN Bank, National Association — FDIC #4319 — 501 Main St, Brookville, IN 47012
- First Bank of Berne — FDIC #9288 — 222 Heritage Trl, Berne, IN 46711
- First Bank Richmond — FDIC #28533 — 20 N 9th St, Richmond, IN 47374
- First Farmers Bank & Trust Co. — FDIC #12839 — 123 N Jefferson St, Converse, IN 46919
- First Federal Savings and Loan Association of Greensburg — FDIC #30058 — 212 N Franklin St, Greensburg, IN 47240
- First Federal Savings Bank — FDIC #29056 — 5001 Davis Lant Dr, Evansville, IN 47715
- First Federal Savings Bank — FDIC #29690 — 648 N Jefferson St, Huntington, IN 46750
- First Federal Savings Bank — FDIC #31516 — 301 E 9th St, Rochester, IN 46975
- First Federal Savings Bank of Angola — FDIC #28769 — 212 E Maumee St, Angola, IN 46703