Best for Maryland residents
Banks headquartered in Maryland often understand local markets, branch networks, and community lending needs.
- •Middletown Valley Bank
- •Arundel Bank
- •Bank of Ocean City
- •BayVanguard Bank
Use the "HQ in MD" filter
Maryland Banking Insights
Data-driven recommendations based on official FDIC records — not paid placements or sponsored rankings.
Reviewed by LenderTrustHub Editorial TeamFDIC banking insights
Best for long-term stability
Institutions with decades of continuous FDIC insurance demonstrate resilience through multiple economic cycles.
- •Bank of Ocean City
- •Calvin B. Taylor Banking Company of Berlin, Maryland
- •Farmers and Merchants Bank
- •First United Bank & Trust
Sort by "Oldest First"
National bank charters (OCC)
OCC-regulated national banks often offer coast-to-coast digital banking and standardized product lines.
- •Arundel Bank
- •Capital Bank, National Association
- •Eastern Savings Bank, FSB
- •First Shore Federal Savings and Loan Association
Filter by OCC regulator
Newer market entrants
Recently FDIC-insured institutions may offer competitive digital features and modern mobile experiences.
Filter "After 2010"
| Regulator | Institutions | Share |
|---|---|---|
| FDIC | 18 | 64% |
| OCC | 9 | 32% |
| Federal Reserve | 1 | 4% |
Maryland homebuyer
Recommended for Maryland homeowners
Start with 28 banks headquartered in Maryland for local branch access, then compare mortgage rates using our free calculators before choosing where to bank.
Mortgage Calculators →First-time depositor
Protecting your deposits
Every bank in this directory is FDIC-insured. Verify any institution using the certificate link on each card — never rely on logos alone.
How FDIC insurance works →Small business owner
Business banking in Maryland
Compare OCC national banks for treasury services against 28 locally headquartered institutions that may offer relationship-based business lending.
Compare banks →Get the Maryland Banking Guide
Free FDIC verification checklist, deposit insurance tips, and mortgage calculator links — tailored for Maryland residents.
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FDIC Insured Banks in Maryland
- Middletown Valley Bank — FDIC #14017 — 803 E Main St, Middletown, MD 21769
- Arundel Bank — FDIC #28780 — 655 Crain Hwy S, Glen Burnie, MD 21061
- Bank of Ocean City — FDIC #5867 — 10005 Golf Course Rd, Ocean City, MD 21842
- BayVanguard Bank — FDIC #32527 — 7114 N Point Rd, Baltimore, MD 21219
- Calvin B. Taylor Banking Company of Berlin, Maryland — FDIC #5874 — 24 N Main St, Berlin, MD 21811
- Capital Bank, National Association — FDIC #35278 — 2275 Research Blvd, Rockville, MD 20850
- CFG Bank — FDIC #34294 — 11 W Ridgely Rd, Lutherville, MD 21093
- EagleBank — FDIC #34742 — 7500 Old Georgetown Rd, Bethesda, MD 20814
- Eastern Savings Bank, FSB — FDIC #32360 — 11350 Mccormick Rd, Hunt Valley, MD 21031
- Farmers and Merchants Bank — FDIC #1895 — 15226 Hanover Pike, Upperco, MD 21155
- First Shore Federal Savings and Loan Association — FDIC #30680 — 106 S Division St, Salisbury, MD 21801
- First United Bank & Trust — FDIC #4857 — 19 S 2nd St, Oakland, MD 21550
- Forbright Bank — FDIC #57614 — 7963 Tuckerman Ln, Potomac, MD 20854
- Harford Bank — FDIC #19101 — 8 W Bel Air Ave, Aberdeen, MD 21001
- Hebron Savings Bank — FDIC #8811 — 101 N Main St, Hebron, MD 21830
- Homewood Federal Savings Bank — FDIC #31267 — 3228 Eastern Ave, Baltimore, MD 21224
- Jarrettsville Federal Savings and Loan Association — FDIC #31083 — 3706 Norrisville Rd, Jarrettsville, MD 21084
- Presidential Bank, FSB — FDIC #32363 — 4520 East West Hwy, Bethesda, MD 20814
- Rosedale Bank — FDIC #29613 — 9616 Belair Rd, Nottingham, MD 21236
- Shore United Bank, National Association — FDIC #4832 — 18 E Dover St, Easton, MD 21601
- The Bank of Glen Burnie — FDIC #16820 — 101 Crain Hwy S, Glen Burnie, MD 21061
- The Chesapeake Bank & Trust Co. — FDIC #26847 — 245 High St, Chestertown, MD 21620
- The Farmers Bank of Willards — FDIC #5885 — 7484 Market St, Willards, MD 21874
- The Glen Burnie Mutual Savings Bank — FDIC #27567 — 1 Crain Hwy S, Glen Burnie, MD 21061
- The Harbor Bank of Maryland — FDIC #24015 — 25 W Fayette St, Baltimore, MD 21201
- The Peoples Bank — FDIC #12885 — 100 Spring Ave, Chestertown, MD 21620
- The Queenstown Bank of Maryland — FDIC #8816 — 7101 Main St, Queenstown, MD 21658
- Woodsboro Bank — FDIC #5873 — 5 N Main St, Woodsboro, MD 21798