Best for Montana residents
Banks headquartered in Montana often understand local markets, branch networks, and community lending needs.
- •First Interstate Bank
- •Davidson Trust Co.
- •American Bank
- •Ascent Bank
Use the "HQ in MT" filter
Montana Banking Insights
Data-driven recommendations based on official FDIC records — not paid placements or sponsored rankings.
Reviewed by LenderTrustHub Editorial TeamFDIC banking insights
Best for long-term stability
Institutions with decades of continuous FDIC insurance demonstrate resilience through multiple economic cycles.
- •First Interstate Bank
- •Bank of Bridger, National Association
- •Bank of The Rockies
- •Citizens Bank & Trust Company
Sort by "Oldest First"
National bank charters (OCC)
OCC-regulated national banks often offer coast-to-coast digital banking and standardized product lines.
- •Davidson Trust Co.
- •Bank of Bridger, National Association
Filter by OCC regulator
Newer market entrants
Recently FDIC-insured institutions may offer competitive digital features and modern mobile experiences.
Filter "After 2010"
| Regulator | Institutions | Share |
|---|---|---|
| FDIC | 24 | 67% |
| Federal Reserve | 10 | 28% |
| OCC | 2 | 6% |
Montana homebuyer
Recommended for Montana homeowners
Start with 36 banks headquartered in Montana for local branch access, then compare mortgage rates using our free calculators before choosing where to bank.
Mortgage Calculators →First-time depositor
Protecting your deposits
Every bank in this directory is FDIC-insured. Verify any institution using the certificate link on each card — never rely on logos alone.
How FDIC insurance works →Small business owner
Business banking in Montana
Compare OCC national banks for treasury services against 36 locally headquartered institutions that may offer relationship-based business lending.
Compare banks →Get the Montana Banking Guide
Free FDIC verification checklist, deposit insurance tips, and mortgage calculator links — tailored for Montana residents.
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FDIC Insured Banks in Montana
- First Interstate Bank — FDIC #1105 — 401 N 31st St, Billings, MT 59101
- Davidson Trust Co. — FDIC #35510 — 8 3rd St N Ste 200, Great Falls, MT 59401
- American Bank — FDIC #20311 — 1632 W Main St, Bozeman, MT 59715
- Ascent Bank — FDIC #20162 — 1721 11th Ave, Helena, MT 59601
- Bank of Bozeman — FDIC #57952 — 875 Harmon Stream Blvd, Bozeman, MT 59718
- Bank of Bridger, National Association — FDIC #2224 — 101 S Main St, Bridger, MT 59014
- Bank of Montana — FDIC #58482 — 125 Bank St, Missoula, MT 59802
- Bank of The Rockies — FDIC #2205 — 2000 Prospect Ave, Helena, MT 59601
- Belt Valley Bank — FDIC #15362 — 111 Castner St, Belt, MT 59412
- Citizens Bank & Trust Company — FDIC #1972 — 130 Mcleod St, Big Timber, MT 59011
- Eagle Bank — FDIC #58282 — 80 Heritage Ln, Polson, MT 59860
- Farmers State Bank — FDIC #342 — 103 Main St, Victor, MT 59875
- First Citizens Bank of Butte — FDIC #22502 — 3220 Harrison Ave, Butte, MT 59701
- First Montana Bank, Inc. — FDIC #363 — 201 N Higgins Ave, Missoula, MT 59802
- First Security Bank of Deer Lodge — FDIC #20657 — 311 Milwaukee Ave, Deer Lodge, MT 59722
- First Security Bank of Roundup — FDIC #20479 — 401 Main St, Roundup, MT 59072
- First State Bank of Forsyth — FDIC #8317 — 880 Main St, Forsyth, MT 59327
- Freedom Bank — FDIC #58010 — 530 9th St W, Columbia Falls, MT 59912
- Garfield County Bank — FDIC #18164 — 444 Main St, Jordan, MT 59337
- Glacier Bank — FDIC #30788 — 49 Commons Loop, Kalispell, MT 59901
- Independence Bank — FDIC #20989 — 435 3rd St, Havre, MT 59501
- Little Horn State Bank — FDIC #11821 — 835 N Center Ave, Hardin, MT 59034
- Madison Valley Bank — FDIC #19544 — 213 E Main St, Ennis, MT 59729
- Manhattan Bank — FDIC #11823 — 124 S Broadway St, Manhattan, MT 59741
- Opportunity Bank of Montana — FDIC #30182 — 1400 Prospect Ave, Helena, MT 59601
- Peoples Bank of Deer Lodge — FDIC #26941 — 430 Main St, Deer Lodge, MT 59722
- Pioneer State Bank — FDIC #29517 — 202 N Main St, Deer Lodge, MT 59722
- Stockman Bank of Montana — FDIC #16191 — 700 Main St, Miles City, MT 59301
- The Bank of Baker — FDIC #352 — 116 S Main St, Baker, MT 59313
- The First State Bank of Malta — FDIC #1982 — 1 S 1st St E, Malta, MT 59538