Best for Virginia residents
Banks headquartered in Virginia often understand local markets, branch networks, and community lending needs.
- •Atlantic Union Bank
- •Bank of Botetourt
- •Bank Of Clarke
- •Bank of the James
Use the "HQ in VA" filter
Virginia Banking Insights
Data-driven recommendations based on official FDIC records — not paid placements or sponsored rankings.
Reviewed by LenderTrustHub Editorial TeamFDIC banking insights
Best for long-term stability
Institutions with decades of continuous FDIC insurance demonstrate resilience through multiple economic cycles.
- •Armed Forces Bank, National Association
- •Bank of America, National Association
- •Bank of Botetourt
- •Bank Of Clarke
Sort by "Oldest First"
National bank charters (OCC)
OCC-regulated national banks often offer coast-to-coast digital banking and standardized product lines.
- •AMG National Trust Bank
- •Armed Forces Bank, National Association
- •Bank of America, National Association
- •Blue Ridge Bank, National Association
Filter by OCC regulator
Newer market entrants
Recently FDIC-insured institutions may offer competitive digital features and modern mobile experiences.
- •Integrity Bank for Business
- •Trustar Bank
Filter "After 2010"
| Regulator | Institutions | Share |
|---|---|---|
| Federal Reserve | 42 | 40% |
| OCC | 35 | 33% |
| FDIC | 29 | 27% |
Virginia homebuyer
Recommended for Virginia homeowners
Start with 56 banks headquartered in Virginia for local branch access, then compare mortgage rates using our free calculators before choosing where to bank.
Mortgage Calculators →First-time depositor
Protecting your deposits
Every bank in this directory is FDIC-insured. Verify any institution using the certificate link on each card — never rely on logos alone.
How FDIC insurance works →Small business owner
Business banking in Virginia
Compare OCC national banks for treasury services against 56 locally headquartered institutions that may offer relationship-based business lending.
Compare banks →Get the Virginia Banking Guide
Free FDIC verification checklist, deposit insurance tips, and mortgage calculator links — tailored for Virginia residents.
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FDIC Insured Banks in Virginia
- AMG National Trust Bank — FDIC #57295 — 1155 Canyon Blvd Ste 310, Boulder, CO 80302
- Armed Forces Bank, National Association — FDIC #4666 — 320 Kansas Ave, Fort Leavenworth, KS 66027
- Atlantic Union Bank — FDIC #34589 — 1051 E Cary St Ste 103, Richmond City, VA 23219
- Bank of America, National Association — FDIC #3510 — 100 N Tryon St, Charlotte, NC 28202
- Bank of Botetourt — FDIC #6137 — 19747 Main St, Buchanan, VA 24066
- Bank Of Clarke — FDIC #6123 — 2 E Main St, Berryville, VA 22611
- Bank of England — FDIC #13303 — 123 S Main St, England, AR 72046
- Bank of the James — FDIC #35207 — 828 Main St, Lynchburg, VA 24504
- Benchmark Community Bank — FDIC #20484 — 100 S Broad St, Kenbridge, VA 23944
- Blue Ridge Bank, National Association — FDIC #35274 — 1 E Market St, Martinsville, VA 24112
- Burke & Herbert Bank & Trust Company — FDIC #11578 — 100 S Fairfax St, Alexandria, VA 22314
- Calvin B. Taylor Banking Company of Berlin, Maryland — FDIC #5874 — 24 N Main St, Berlin, MD 21811
- Capital Bank, National Association — FDIC #35278 — 2275 Research Blvd, Rockville, MD 20850
- Capital One, National Association — FDIC #4297 — 1680 Capital One Dr, Mclean, VA 22102
- Capon Valley Bank — FDIC #9998 — 2 W Main St, Wardensville, WV 26851
- Carter Bank & Trust — FDIC #58596 — 4 Commonwealth Blvd E, Martinsville, VA 24112
- Chain Bridge Bank, National Association — FDIC #58595 — 1445a Laughlin Ave, Mclean, VA 22101
- Chesapeake Bank — FDIC #6862 — 97 N Main St, Kilmarnock, VA 22482
- Citibank, National Association — FDIC #7213 — 5800 S Corporate Pl, Sioux Falls, SD 57108
- Citizens and Farmers Bank — FDIC #10363 — 415 14th Street, West Point, VA 23181
- Citizens Bank and Trust Company — FDIC #823 — 126 S Main St, Blackstone, VA 23824
- Citizens Bank, National Association — FDIC #57957 — 1 Citizens Plz, Providence, RI 02903
- City National Bank — FDIC #17281 — 555 S Flower St, Los Angeles, CA 90071
- City National Bank of West Virginia — FDIC #17735 — 3601 Maccorkle Ave Se, Charleston, WV 25304
- CNB Bank — FDIC #13876 — 1 S 2nd St, Clearfield, PA 16830
- Community Bankers' Bank — FDIC #26871 — 2601 Promenade Pkwy, Midlothian, VA 23113
- CornerStone Bank — FDIC #58859 — 54 S Main St, Lexington, VA 24450
- Dollar Bank, Federal Savings Bank — FDIC #32245 — 340 4th Ave, Pittsburgh, PA 15222
- EagleBank — FDIC #34742 — 7500 Old Georgetown Rd, Bethesda, MD 20814
- Farmers & Merchants Bank — FDIC #8668 — 165 New Market Rd, Timberville, VA 22853