Network

West Virginia Banking Insights

Data-driven recommendations based on official FDIC records — not paid placements or sponsored rankings.

Reviewed by LenderTrustHub Editorial TeamFDIC banking insights

Best for West Virginia residents

Banks headquartered in West Virginia often understand local markets, branch networks, and community lending needs.

  • Calhoun County Bank, Inc.
  • Capon Valley Bank
  • Citizens Bank of Morgantown, Inc.
  • Citizens Bank of West Virginia, Inc.

Use the "HQ in WV" filter

Best for long-term stability

Institutions with decades of continuous FDIC insurance demonstrate resilience through multiple economic cycles.

  • Burke & Herbert Bank & Trust Company
  • Calhoun County Bank, Inc.
  • Capon Valley Bank
  • Citizens Bank of West Virginia, Inc.

Sort by "Oldest First"

National bank charters (OCC)

OCC-regulated national banks often offer coast-to-coast digital banking and standardized product lines.

  • City National Bank of West Virginia
  • Fifth Third Bank, National Association
  • First Federal Savings & Loan Association of Ravenswood
  • First Mutual Bank, FSB

Filter by OCC regulator

Newer market entrants

Recently FDIC-insured institutions may offer competitive digital features and modern mobile experiences.

Filter "After 2010"

Primary regulator breakdown for FDIC banks in West Virginia
RegulatorInstitutionsShare
FDIC3655%
OCC1624%
Federal Reserve1421%

West Virginia homebuyer

Recommended for West Virginia homeowners

Start with 41 banks headquartered in West Virginia for local branch access, then compare mortgage rates using our free calculators before choosing where to bank.

Mortgage Calculators

First-time depositor

Protecting your deposits

Every bank in this directory is FDIC-insured. Verify any institution using the certificate link on each card — never rely on logos alone.

How FDIC insurance works

Small business owner

Business banking in West Virginia

Compare OCC national banks for treasury services against 41 locally headquartered institutions that may offer relationship-based business lending.

Compare banks

Get the West Virginia Banking Guide

Free FDIC verification checklist, deposit insurance tips, and mortgage calculator links — tailored for West Virginia residents.

No paid placements. Unsubscribe anytime.

FDIC Insured Banks in West Virginia

Data last updated from FDIC 2026-06-26. This directory is for informational purposes only. Not financial advice. Verify all data at FDIC BankFind.